The Cigna Dental Care (DHMO ) plan includes coverage for many procedures - including some that may not be available on your other dental plan options. There are no deductibles to pay before coverage begins, no annual dollar maximums on covered services, no claim forms and no waiting periods.²
The Cigna Dental Care (DHMO) plan covers dental care services when performed by a dentist in the Cigna Healthcare Dental Care Access Network. The plan offers lower costs because you must use a network dentist for all care. Some exceptions may be made for emergencies and state requirements, so be sure to review your enrollment materials and plan documents carefully.³
You choose a network general dentist (NGD) who will provide all of your routine care. Should you need to see a specialist, your NGD will refer you to one in the network.
• You can change your NGD any time - just call or log on to myCigna
• Your enrolled dependents can each choose their own NGD
• Children up to age 13 can use a pediatric network dentist
• Referrals not needed for network orthodontists or pediatric dentists
How the plan works
Cigna Healthcare is focused on helping you be at your best, body and mind. That means offering a rich set of benefits and programs designed to help you better manage medical conditions through dental care.
BENEFITS
DHMO
DPPO
Teeth whitening
Custom-made athletic mouth guards
Fluoride and sealants for the whole family
Surigcal implants
Orthodontia for the whole family
Search the Plan Network
Once connected to the plan directory, follow the prompts and choose "search as guest." You can search by name, location or specialty.
Patient Charge Schedule
This document shows you what services are covered by the plan, and what your costs are for each.
Plan Overview Brochure
Video: DHMO Overview
Cigna Dental Oral Health Integration Program
Eligible Cigna Healthcare Dental customers can take advantage of this no-additional-cost program that can help improve whole person health through dental care.
Learn More
1. The term “DHMO” is used to refer to product designs that may differ by state of residence of enrollee, including but not limited to, prepaid plans, managed care plans, and plans with open access features. The Cigna Dental Care DHMO may not be available in all states.
2. All group dental plans and insurance policies have exclusions and limitations. For costs and details about the services covered under your plan, review your enrollment materials. Dentists who participate in the Cigna Healthcare network are independent contractors solely responsible for the treatment provided and are not agents of Cigna Healthcare.
3. A benefit is paid for covered out-of-network emergency dental care. Certain states mandate coverage for dental care received out-of-network. For example, in Minnesota, the plan will pay 50% of the value of your network benefit for covered out-of-network services. In Oklahoma, the plan will pay the same amount it pays network dentists for covered out-of-network services. You are responsible for any charges not covered by the plan. Other states may have similar mandates. Refer to your plan documents for cost and coverage details.
PRIVACY STATEMENT I PRIVACY INFORMATION I LEGAL DISCLAIMER
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Smile more and stress less with the Cigna Dental Care (DHMO) Plan.
Offered by Cigna Health and Life Insurance Company.
Offered by Cigna Health and Life Insurance Company or its affiliates.
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