*K. Hovnanian American Mortgage, L.L.C. 3601 Quantum Boulevard, Boynton Beach, FL 33426. NMLS #3259 (www.nmlsconsumeraccess.org). Licensed by Arizona Department of Insurance and Financial Institutions. Lic. # 906585. Licensed by California Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Lic. #4130532. Licensed by Delaware Office of the State Bank Commissioner to engage in business in this State. Lic. #7864 Expiration 12/ 31/ 2022. Licensed by Florida Office of Financial Regulation. Licensed by the Georgia Department of Banking and Finance #22272. Licensed by the Maryland Office of the Commissioner of Financial Regulation. Licensed by New Jersey Department of Banking and Insurance. Licensed by Ohio Division of Financial Institutions. Lic. RM.850228.000. Licensed by the Pennsylvania Department of Banking and Securities. Licensed by South Carolina Board of Financial Institutions. Mortgage Banker Registration issued by Texas Department of Savings and Mortgage Lending. Licensed by Virginia State Corporation Commission, Bureau of Financial Institutions Lic. # MC-2661. Licensed by the District of Columbia Department of Insurance, Securities and Banking. Licensed by the West Virginia Division of Financial Institutions. Illinois: For licensing information, go to www.nmlsconsumeraccess.org. Artist rendering; illustrative purposes only. See https://www.npr.org/2022/06/24/1106352611/housing-market-renters-bidding-wars-mortgages for more information on 2022 rental bidding wars. To learn more about the effect of energy efficiency on utility bills, visit https://www.energy.gov/energysaver/articles/energy-saver-101-infographic-home-energy-audits. For details on K. Hovnanian’s Home Energy Rating System (HERS) score in fiscal year 2021, see https://khov.gcs-web.com/static-files/36bfea3b-3245-4ba4-8a66-f37155ccd095. Contact your Account Manager for full details. Equal Housing Opportunity.
REASON #3
Tax Deductions That Seriously Pay Off.
Tax deductions might seem like a hazy concept, but there’s nothing hazy about the benefits: mortgage tax deductions could save you hundreds of dollars per month. Estimate your savings using our tax calculator or talk to a tax advisor about your options.
REASON #4
Buy Today to Build Equity.
Stop Paying 100% Interest
on Rent.
The funny thing about rent is, it has a way of disappearing. Home ownership is the most common way that people in the US build long-term wealth, without even having to think about it: With every mortgage payment you make, your home becomes more valuable and you build up equity. Rental payments don’t give you anything back.
REASON #6
Better for the Environment… and Your Wallet
New-construction homes aren’t only pristine and clean – they also adhere to the latest building codes and rigorous energy efficiency standards, with add-ons like electric car charging stations. According to the nationally-recognized Home Energy Rating System (HERS) Index, the average K. Hovnanian Home in 2021 was over 50% more energy-efficient than the standard resale home. Plus, better energy efficiency means that you could save up to 30% on your utility bills.
As rents are skyrocketing around the country and we’re seeing unprecedented rental bidding wars, it’s time for a closer look at the benefits of owning your own home. While homeownership has always been a good investment, there’s actually a wide range of reasons why it just makes more sense.
There Are So Many Reasons
To Buy...& Buy New
MAKE HOMEOWNERSHIP A REALITY
WHY RENT WHEN
YOU CAN OWN?
THE TOP 9 REASONS TO BUY
REASON #1
Tired of Worrying About
Surprise Rent Increases?
Say Hello to Stability.
Buying a home gives you the chance to know exactly what your future payments will be, with no risk that they’ll unexpectedly go up. No more lying awake at night and wondering whether your landlord is about to drastically increase your rent.
REASON #5
Time to Live in a Home That’s Really Yours.
After spending more time at home than we ever expected, we know that living in a space you love has never been more important. If you’ve been wanting to get another cat, paint the walls pink without having to paint them back, or add a built-in bookcase without having to ask your landlord – go right ahead.
REASON #2
Invest in Yourself, Not Your Landlord.
You might think you’re not ready to start paying a mortgage, but if you’re a renter, you’re probably already paying one: your landlord’s. And while your steady rent payment history doesn’t boost your credit score, it can boost – you guessed it – your landlord’s. It’s time to invest in yourself instead.
REASON #7
When to Move?
That’s Up to You.
As a renter, there’s always the chance of being surprised when the property you live in can be sold. Homeowners don’t have to move unless they decide to.
CALCULATE YOUR SAVINGS
Buying a home might feel like it costs more than renting, but if you crunch the numbers, homeownership can save you a bundle over time. And in some neighborhoods, your monthly mortgage payment on a home could actually be less than the rent you’re paying now.
REASON #8
Line Your Pockets,
Not Your Landlord’s.
REASON #9
Mortgage Programs Tailor-Made For You*.
Whether you’re a first-time buyer or a homeowner who’s ready to move on to a new home, we have a variety of customizable mortgage programs to help you start your next chapter. Talk to a K. Hovnanian American Mortgage L.L.C. representative today to learn more.
LEARN MORE
LEARN ABOUT HERS
CRUNCH THE NUMBERS
CONTACT US
Changing from rent to a monthly mortgage payment could give you greater buying power for the same amount of money. Learn more today about how becoming a homeowner can make your dollar go further.
Start working with our in-house mortgage company today,
and get the mortgage preapproval process started.
FIND YOUR NEW HOME
MAKE HOMEOWNERSHIP A REALITY
REASON #1
Tired of Worrying About
Surprise Rent Increases?
Say Hello to Stability.
Buying a home gives you the chance to know exactly what your future payments will be, with no risk that they’ll unexpectedly go up. No more lying awake at night and wondering whether your landlord is about to drastically increase your rent.
REASON #2
Invest in Youself,
Not Your Landlord
You might think you’re not ready to start paying a mortgage, but if you’re a renter, you’re probably already paying one: your landlord’s. And while your steady rent payment history doesn’t boost your credit score, it can boost – you guessed it – your landlord’s. It’s time to invest in yourself instead.
CALCULATE YOUR SAVINGS
REASON #3
Tax Deductions That
Seriously Pay Off.
Tax deductions might seem like a hazy concept, but there’s nothing hazy about the benefits: mortgage tax deductions could save you hundreds of dollars per month.
REASON #4
Buy Today to Build Equity.
Stop Paying 100% Interest
on Rent.
The funny thing about rent is, it has a way of disappearing. Home ownership is the most common way that people in the US build long-term wealth, without even having to think about it: With every mortgage payment you make, your home becomes more valuable and you build up equity. Rental payments don’t give you anything back.
CALCULATE YOUR SAVINGS
REASON #3
Tax Deductions That
Seriously Pay Off.
Tax deductions might seem like a hazy concept, but there’s nothing hazy about the benefits: mortgage tax deductions could save you hundreds of dollars per month.
REASON #1
Tired of Worrying About
Surprise Rent Increases?
Say Hello to Stability.
Buying a home gives you the chance to know exactly what your future payments will be, with no risk that they’ll unexpectedly go up. No more lying awake at night and wondering whether your landlord is about to drastically increase your rent.
LEARN ABOUT HERS
REASON #6
Better for the Environment...
and Your Wallet
New-construction homes aren’t only pristine and clean – they also adhere to the latest building codes and rigorous energy efficiency standards, with add-ons like electric car charging stations. According to the nationally-recognized Home Energy Rating System (HERS) Index, the average K. Hovnanian Home in 2021 was over 50% more energy-efficient than the standard resale home. Plus, better energy efficiency means that you could save up to 30% on your utility bills.
CRUNCH THE NUMBERS
REASON #8
Line Your Pockets,
Not Your Landlord’s.
Buying a home might feel like it costs more than renting, but if you crunch the numbers, homeownership can save you a bundle over time. And in some neighborhoods, your monthly mortgage payment on a home could actually be less than the rent you’re paying now.
As rents are skyrocketing around the country and we’re seeing unprecedented rental bidding wars, it’s time for a closer look at the benefits of owning your own home. While homeownership has always been a good investment, there’s actually a wide range of reasons why it just makes more sense.
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