Working with you to help solve the financial challenges of our changing world
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1 Available for employers with 1,000 or more employees.
2 Prudential Group Insurance Book of Business Results, 2020.
Accessibility
You’ll experience a unique and truly top-to-bottom approach that can start conversations, open new doors, enhance your value, and grow your business.
Partner with a group benefits leader
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We can help your customers discover their specific financial wellness gaps, design an optimal benefits offering to bridge those gaps, and activate an approach that inspires individuals to take action.
Our financial wellness approach is unique
All Prudential’s group benefit products come embedded with a full suite of just-in-time financial wellness solutions.
Our solutions make yours even better
Producer Relationship Manager, West
818-268-3468
Jessica M. Strikwerda
Producer Relationship Manager, East
813-287-5090
Candice Allard
Director, Strategic Partnerships
630-546-9880
Patricia Payne
Director, Strategic Partnerships
312-203-7900
Cheryl Roth
Project Manager
973-493-0722
Stephanie Wolf
VP, Strategic Partnerships & Distribution Excellence
321-765-4966
Joseph Corbelli
Strategic Partnerships
Regional Sales Director,
Northwest and Southwest
480-263-0853
Joe Quintana
Regional Sales Director,
Enrollment Firms / Targeted Regional
512-529-1528
Olivia Sebald
Regional Sales Director,
Voluntary Benefits
612-503-2757
Jeffrey Morgan
Regional Sales Director, Voluntary Benefits
803-713-5505
Chris Holman
Regional Sales Director, Voluntary Benefits
215-588-7414
Brandan Bruce
VP, Platform Relationships
and Integration
862-323-1725
Cassandra Schmidt
VP, Voluntary Benefits Distribution and Workplace Markets
973-251-6122
Tim Weber
Voluntary Benefit Distribution and Workplace Markets
VP, National Accounts West
862-316-8093
Courtney Johnson
VP, National Accounts West
704-367-5735
Karen Lehman
VP, National Accounts East
973-668-6307
John Stadtmiller
VP, National Accounts
908-655-5623
Dennis Hatcher
National Accounts
VP, Distribution Excellence
973-204-6870
Charlene Petrozelli
VP, Strategic Partnerships
321-765-4966
Joseph Corbelli
VP, Voluntary Benefits
Distribution & Markets
973-251-6122
Tim Weber
VP, Premier Accounts
215-588-7414
Bob Donaher
VP, National Accounts
908-655-5623
Dennis Hatcher
SVP, Head of Distribution
215-407-2844
Jessica Gillespie
GI Distribution Organization
Our expert professionals are ready to deliver solutions
Your customers face real challenges when making decisions about their benefits plans. That’s why they turn to you—you help guide them in the direction of the right solutions to meet their organizations’ unique needs.
The Prudential Insurance Company of America (Prudential) understands the impact of your role and need to put your trust with carriers that shape it.
Building better benefit
experiences together
Reduce motion
Drives the right data-driven discussion for organizations to pinpoint opportunities to improve workforce productivity.
Health and productivity analytics
Refines benefit plan designs to better address employee financial needs and marketplace trends.
Plan design benchmarking
Evaluate employee census data to identify coverage gaps across age, income, and gender.
Participation analysis
Watch the video
This proprietary tool analyzes employee needs, pinpointing gaps in coverage. Group-level insights help organizations gain a true understanding of the specific coverages and plan design options to help employees improve their financial wellness. Supporting research and analysis is provided by Ernst & Young Insurance and Actuarial Advisory Services.
The Prutection Score
Gives employees access to an assessment of their financial wellness and suggests areas of focus. Designed to complement our Prutection Score®, the tool can provide all data gathered in aggregate to help your customers gain a better understanding of employee behaviors and financial need.
Financial Wellness Assessment Tool
We help employees discover opportunities using sophisticated tools and insights to inspire and measure positive action.
DISCOVER
Provides employees with term insurance at a level premium while the face amount of the life insurance declines over time. Although employees pay for the benefit, VRRT enables employees to obtain a needed benefit at retirement with the convenience of workplace enrollment.
Voluntary Retiree Reducing Term Insurance (VRRT)
A permanent life insurance offering that also provides cash accumulation opportunities through a Fixed Account with a minimum guaranteed interest rate and a wide range of variable investment options. With GVUL, employers can “carve out” coverage for executives from their group term life insurance plan and offer a program that meets the needs of both the company and the executive.
Group Variable Universal Life (GVUL)
A voluntary life insurance offering that provides long-term life insurance coverage with a cash accumulation element. Employees can make post-tax contributions that earn interest at a minimum guaranteed interest rate on a tax-deferred basis to supplement retirement income.
Group Universal Life (GUL)
Helps employers meet the challenge of managing post-retirement life insurance coverage through a cost-effective approach without impacting retirees or their benefits. Through a single premium payment to Prudential, employers can remove part or all of their retiree life liability while guaranteeing they will never have to contribute any additional premium to insure that distinct group of retirees.
Retiree Life Buyouts (RBOs)
These options control retiree life liabilities and costs. We can consult with
you on plan design changes, offer products designed to offset or remove liabilities, or position a suite of voluntary retiree products that do not
accumulate a future liability.
Retiree Life Solutions
Helps you streamline and manage employees ADA process. From initial request through final resolution, ADAdvocate provides expertise to help identify, implement, and track ADA accommodations.
Accommodation Support Services
ADAdvocate®
Customized, flexible service, including one call center for intake and service, staffed by experienced absence and disability professionals.
Responsive customer service
The NeuroFlow mobile application provides self-service resources such as wellness guides, stress management activities, and progress trackers. Analyzing data from the app will target content and may help improve disability claim management. Available to eligible and approved disability claimants to help them return to work.
Behavioral health claim management tool
Drives the right data-driven discussion for your organization, focused on opportunities and action.
Expanded Health and Productivity Analytics and Consulting Team
Two-way texting to claimants and user-friendly web portal enhancements give you and your employees 24/7 access. This on top of a single platform for all absence and disability events, and automated claims process, strong online capabilities, real-time online reporting and tracking, and value-added analytical reporting.
Advanced technology
Replaces a portion of an employee’s income when they are unable to work for an extended period of time due to an injury or illness. Because every claim is unique, claim managers regularly assess work capacity and engage in-house clinical, vocational, and behavioral health resources to help address medical and non-medical barriers to recovery and a return to work and/or a return to life.
Long Term Disability
Provides a source of income for employees who temporarily cannot work due to an injury or illness. With a focus on returning them to work, claim managers make quick and accurate decisions that allow employees to focus on recovery instead of paperwork.
Short Term Disability
An increasing number of states have mandated disability/medical and paid family leave benefit plans. The laws of each jurisdiction vary and therefore employee eligibility, benefit levels, contribution amounts, and administrative compliance responsibilities vary by jurisdiction. For states that allow a private plan option, we can partner with you to develop those private plans and ensure your company is compliant.
State Paid Leave
Prudential’s federal, state, and company leave¹ solutions can help organizations manage all their leave programs, reducing their administrative burden of tracking these complex and ever-evolving programs.
Absence Management Services
Absence Management and Disability
• Proactively monitoring to identify potential claims
• Simplifying claims process
• Reducing barriers to claim payment
Value:
• Billing the way employers want it
• Simplifying administration
• Leveraging benefit technology experts
Efficient administrative processes:
• Designing products specifically for group admin platforms
• Making it easy to get and keep coverage with guaranteed issue
and portable benefits
• Building future-ready and flexible product filings
Broad flexibility:
Provides financial protection against unexpected medical events.
Supplemental Health Benefits
Provides customers with a unique solution for achieving their risk-management objectives. A captive operates similarly to a commercial insurance company, but the primary role of the captive is to insure only the risk exposure of the parent company and its affiliates. By including Life and Disability coverages in a captive, employers may gain tax, investment, cash flow, and reporting advantages.
Captive Reinsurance
A financial accounting and reporting arrangement coordinated by a pooling network that contracts with insurers around the world to provide local insurance coverages. As the exclusive U.S. carrier for the two largest pooling networks in the world, Prudential is uniquely positioned to incorporate a multinational company’s U.S. benefits into a global pool.
Multinational Pooling
Global Solutions
Companies have a duty of care for the global health, safety and security of employees that travel of behalf of the organization. Prudential’s Special Risk Programs provide customized protection for these risks, whether traveling across town, or across three continents.
Special risk coverage
Superior life claim processing, technology with “push” and “pull” reporting, and employee self-service. Record keeping services help you manage your group life insurance coverage and provide comprehensive customer support.
Comprehensive support
PruPassages® eases your administrative burden of sending term notices and timely notification of portability and conversion options while helping employees through the process and answering coverage-related questions.
Group Life Insurance portability and conversion support for transitioning employees
Affordable rates, no EOI, and flexible plan designs. We can offer plans with high coverage amounts, large aggregate limits, travel on employer owned or leased aircraft, and blanket war risk protection (with certain exceptions), as well as temporary coverage for unusual aggregate limits, episodic events, and other exposures not contemplated under normal circumstances.
Accidental Death & Dismemberment (AD&D)
Assists beneficiaries by not requiring a death certificate for claims less than $1,000,000.
Expedited life claim process
Solutions that help address the key financial risk of loss of income due to premature or accidental death.
Life, AD&D, and Special Risk
Enables employees' to manage personal finances efficiently through the consolidation of financial accounts on a single site and allows them to create and maintain a budget across different spend categories.
Budgeting and Account Aggregation tool
We will design and deliver solutions using our product and service capabilities to help address specific challenges and complement existing offerings.
DESIGN
Tailored to your organization and personalized to individual employees. Employees can enroll online at any time during the enrollment period. Employees can even complete evidence of insurability (EOI) online during the enrollment process. Once the enrollment is complete, we’ll provide post-enrollment reporting that captures the employee’s approved and pending coverage amounts, payroll deductions, and beneficiary designations.
Online enrollment system
We can support your organization’s enrollments on your site or a third-party vendor’s enrollment site, assess and improve your enrollment experience, and integrate critical capabilities such as our real-time Needs Estimators and EOI Connect, which has been proven to help boost the rate of instant approvals to 70%.²
Enrollment support
You can incentivize employees to take action on the digital Financial Wellness Center. Employees can earn rewards by reading articles, watching videos, using tools, and completing activities to help improve their financial life.
Financial Wellness incentive reporting program
Employee caregivers can access a digital suite of self-service caregiving tools such as a care plan builder, shared calendar, medication and contact tracker and electronic document storage at no cost. Employers can contract with Wellthy for a professional care team to develop and implement care plans for complex caregiving needs including special needs support, in-home support, eldercare placement assistance and benefits eligibility.
Offered through Wellthy
Caregiving support
Access to help employees to pay off their student loan faster, find repayment options, and tap into live one-on-one advisors.
Offered through Vault
Student loan assistance
Employees can access a free, initial 30-to-60 minute phone counseling session focused on their debts, including exploring their financial goals and creating a budget and a personalized action plan to tackle their debt issues. A premium program is available for a fee.
Offered through GreenPath
Credit counseling and debt management services
Watch the video
Prudential helps drive engagement by building a communication strategy that meets an organizations’ unique needs and benefit offerings.
Digital financial wellness engagement
A full suite of on-site and virtual financial education sessions to suit the needs of employees and help them learn how to best manage their financial health.
On-site and virtual financial education
Includes 300+ articles and videos, a budgeting and aggregation tool, and a short self-assessment to help employees identify their top three financial areas of concern.
Digital Financial Wellness Center
We inspire employees to take action to improve their overall financial wellness, through tools and education.
INSPIRE & ACTIVATE
1064386-00001-00
The NeuroFlow App and any related resources or services are provided by NeuroFlow®, a third-party entity that is independent from Prudential Financial, Inc. (“Prudential”) and its subsidiaries. NeuroFlow®, Prudential, and Prudential’s subsidiaries are not crisis intervention service or medical service providers. Accordingly, any resources or services provided by either entity or through the NeuroFlow App are not intended to provide medical advice or a crisis intervention service, and are not intended to diagnose, cure, prevent, advise on and/or treat any disease, disorder, illness, crisis, or condition. If approved, claimants will have access to NeuroFlow (at no additional charge to them) until the earlier of one year from the date the claim is approved or three months after the claim ends. In addition, access to NeuroFlow is not guaranteed and may no longer be available at time of approval.
Group Accident, Group Critical Illness, and Group Hospital Indemnity Insurance coverages are limited benefit policies and are not substitutes for medical coverage that provides benefits for medical treatment, including hospital, surgical, and medical expenses, and they do not provide reimbursement for such expenses.
The products issued by The Prudential Insurance Company of America may not be available in all states.
These policies provide disability income and accident insurance only. They do NOT provide basic hospital, basic medical, or major medical insurance as defined by the New York State Department of Financial Services.
IMPORTANT NOTICE - THIS POLICY DOES NOT PROVIDE COVERAGE FOR SICKNESS.
North Carolina Residents: THIS IS NOT A MEDICARE SUPPLEMENT PLAN. If you are eligible for Medicare, review the Guide to Health Insurance for People with Medicare, which is available from the company.
This coverage is not health insurance coverage (often referred to as “Major Medical Coverage”).
This type of plan is NOT considered “minimum essential coverage” under the Affordable Care Act and therefore does NOT satisfy the individual mandate that you have health insurance coverage.
The Prutection Score is a measure of how prepared a group of employees is for the risks of (1) premature death, (2) loss of income due to an illness or injury, (3) out-of-pocket expenses related to an illness or injury, and (4) outliving assets. For each of these risks, the Prutection Score is the ratio of Funds Available to Funds Needed, which is estimated using employee demographic information, Prudential survey data, and a variety of credible external industry and government sources. While the first three risks take into account actual coverage amounts employees have to help protect them against those risks (e.g., Life, Disability, CI, and Accident Insurance), the Outliving Assets Risk does not (e.g., no actual employee retirement assets and deferral rates). The Outliving Assets risk does not evaluate the sufficiency of employer’s or employee’s retirement plans and does not constitute retirement advice. The Prutection Score is not intended to advise you or any of your employees what their specific financial needs might be or the exact amount of coverage any one individual might need now or in the future. The resulting scores are to be used for an entire group of employees or large demographics within a group. Results are not to be used at an individual level. Individuals should contact a financial professional regarding their personal situation. Prudential is not responsible for uses made of this information inconsistent with the description provided here.
Prutection Score is a service mark of The Prudential Insurance Company of America.
The student loan assistance services are provided by Student Loan Benefits, Inc., doing business as Vault. The credit counseling and debt management services are provided by GreenPath. Caregiving services are provided by Wellthy, Inc. Vault, GreenPath, and Wellthy are third-party providers that are independent from Prudential and its subsidiaries. They are provided through voluntary, individually selected programs that are not group insurance products and are not part of any employee benefit plan.
Access to Vault student loan assistance services, GreenPath credit counseling and debt management services, and Wellthy caregiving solutions is provided through Prudential Workplace Solutions Group Services, LLC (“PWSGS”). Prudential Workplace Solutions Group Services, LLC (“PWSGS”) provides access to a number of Financial Wellness products, services, seminars, and tools offered by PWSGS, its affiliates or third parties.
Prudential Workplace Solutions Group Services, LLC (“PWSGS”) provides access to a number of Financial Wellness products, services, seminars, and tools offered by PWSGS, its affiliates or third parties. PWSGS is a subsidiary of Prudential Financial, Inc. PWSGS is not a licensed insurance company, does not provide insurance products or services and does not provide financial, investment, or other advice. Individuals should consult appropriate professionals when making financial, investment, and tax decisions.
Access to financial wellness products, services, seminars, and tools is not conditioned upon the purchase of insurance or retirement products or services from any Prudential company.
Prudential sales professionals may receive additional compensation based on a client’s adoption of fee-based financial wellness products made available through Prudential Workplace Solutions Group Services (“PWSGS”). In addition, PWSGS may receive revenues from a client’s adoption of fee-based services, including referral fees.
PruPassages is available to Group Insurance contract holders. It provides their insureds and/or former insureds with the option to continue life insurance coverage that is no longer available under a group contract. Individuals may be contacted by licensed financial professionals affiliated with Prudential to explain available insurance continuation options and answer questions.
Prudential Pathways® seminars are provided by a Prudential Financial Professional with The Prudential Insurance Company of America and are not intended to market or sell any specific products or services. Offering these seminars do not constitute an endorsement of Prudential products or services in any way.
These materials are for informational or educational purposes. In providing these materials, Prudential (i) is not acting as your fiduciary as defined by the Department of Labor and is not giving advice in a fiduciary capacity and (ii) is not undertaking to provide impartial investment advice as Prudential will receive compensation for its services/products.
Group Life, Disability, Accidental Death & Dismemberment, and Group Universal Life Insurance coverages are issued by The Prudential Insurance Company of America, a Prudential Financial company, Newark, NJ. The Booklet-Certificate contains all details, including any policy exclusions, limitations, and restrictions, which may apply. Contract Series: 83500.
Group Variable Universal Life coverages are issued by The Prudential Insurance Company of America and distributed through Prudential Investment Management Services LLC (“PIMS”). Both are Prudential Financial companies, Newark, NJ.
© 2022 Prudential Financial, Inc. and its related entities. Prudential, the Prudential logo, and the Rock symbol are service marks of Prudential Financial, Inc. and its related entities, registered in many jurisdictions worldwide.
VP, Premier Accounts
215-588-7414
Bob Donaher
Premier Accounts
VP, Client Relationship Management
716-860-0140
Brent Ring
RVP, Premier Accounts
West
925-949-5617
David Heil
RVP, Premier Accounts
Central
614-472-2218
Dawn Richardson
RVP, Premier Accounts
East
215-292-4182
Stu Brereton
VP, Client Relationship Management
716-860-0140
Brent Ring
Premier Relationship Management
Regional Relationship Manager, East
832-859-2220
Brenda Henning
Regional Relationship Manager, West
214-435-9177
Gelareh Sami
Regional Relationship Manager, Central
312-772-7986
Charlene S.
Jones-Foster
Regional Account Director, East
862-315-7177
Audrey Parducci
Regional Account Director, West
818-207-5589
Carmen Dermovsesian
Regional Account Director, East
215-658-7410
Tara Duane
Regional Sales Director, Voluntary Benefits
612-503-2757
Jeffrey Morgan
Regional Sales Director, Voluntary Benefits
480-263-0853
Joe Quintana
Regional Sales Director, Voluntary Benefits
803-713-5505
Chris Holman
Regional Sales Director, Voluntary Benefits
515-823-4958
Chris Sauer
Regional Sales Director,
Voluntary Benefits
512-529-1528
Olivia Sebald