Investors should consider the features of the contract, index strategies, and the underlying portfolios’ investment objectives, policies, management, risks, charges and expenses carefully before investing. This and other important information is contained in the prospectus, which can be obtained from your financial professional. Please read the prospectus carefully before investing.
Annuities are issued by Pruco Life Insurance Company, Newark, NJ (main office) and distributed by Prudential Annuities Distributors, Inc., Shelton, CT. All are Prudential Financial companies and each is solely responsible for its own financial condition and contractual obligations.
This material is being provided for informational or educational purposes only and does not take into account the investment objectives or financial situation of any clients or prospective clients. The information is not intended as investment advice and is not a recommendation about managing or investing a client’s retirement savings. Clients seeking information regarding their particular investment needs should contact a financial professional.
Annuity contracts contain exclusions, limitations, reductions of benefits, and terms for keeping them in force. Your licensed financial professional can provide you with complete details.
You should carefully consider your financial needs before investing in annuity products and benefits.
A variable annuity is a long-term investment designed for retirement purposes. Investment returns and the principal value of an investment will fluctuate so that an investor’s units, when redeemed, may be worth more or less than the original investment. Withdrawals or surrenders may be subject to contingent deferred sales charges. Withdrawals and distributions of taxable amounts are subject to ordinary income tax and, if made prior to age 59½, may be subject to an additional 10% federal income tax penalty, sometimes referred to as an additional income tax. Withdrawals reduce the account value and the living and death benefits.
All guarantees including the benefit payment obligations arising under the annuity contract guarantees, any index strategy crediting, or annuity payout rates are backed by the claims-paying ability of the issuing company, and do not apply to the underlying variable investment options. Those payments and the responsibility to make them are not the obligations of the third-party broker-dealer from which this annuity is purchased or any of its affiliates.
© 2022 Prudential Financial, Inc. and its related entities. Prudential, the Prudential logo, the Rock symbol, and The Retirement Red Zone are service marks of Prudential Financial, Inc. and its related entities, registered in many jurisdictions worldwide.
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Are you recently retired or close to it?
How to Address Common Retirement Challenges
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SUCCESS STORIES
Prudential offers a suite of products to help meet your financial goals, speak to your financial professional to explore your options.
Navigating
Uncertain Markets
Having Enough
Money to Last
Rising Costs &
Losing Buying Power
Then you’re in The Retirement Red Zone — the critical time when you need a strategy to help protect and grow your money so you can meet your future goals.
Please note: These are hypothetical stories about how clients can address common retirement challenges with annuity products. They are not representative of actual annuity transactions.
Are you concerned about your financial future?
You’re not alone. See how people have addressed three common retirement red zone challenges with the help of their financial professional and customizable strategies from Prudential.
• Investment and Insurance Products are:
• Not FDIC insured • Not insured by any federal government agency
• Not a deposit or other obligation of, or guaranteed by, the bank or any of its affiliates
• Subject to investment risks, including possible loss of the principal amount invested
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