'instant everything'
company for
TERM LIFE INSURANCE
Easy to Sell
Instant Everything
Our instant decision eApplication is the only way to write more cases and get you paid faster. Our Instant Decision Term Series features Whole Life, Term, and Universal life insurance products that allow you to customize coverage to help fit your clients' different needs.
The process is simple and your clients know they're covered in a matter of minutes with our easy-to-use instant decision eApplication.
Text and email signature options
Decisions are immediate - work when you want to - even nights and weekends
Electronic policy delivery available
Competitive commissions paid daily
10% Cash Bonus on your business
Agent
Guide
Rate
Guide
Highlights
Flyer
Application Packets
Products
at a
Glance
DIR
Occupation
Guidelines
Materials & Training
Application Packets
Client
Brochures
Approved
Advertising
Materials
Marketing Boosts
10% Bonus on life Business
10% Bonus on Life Business
Earn an Extra 25% Credit on Continuation 25
Americo wants to pay you cash! You can earn a 10% bonus check on your life business. Meet the UFirst Rewards requirements by November 30, 2024, and receive a 10% bonus check in December.
15% bonus payout on Plan N
15% bonus payout on all Plans in MN
12.5% bonus payout on all other Plans
bonus qualifications
Advertising
Guidelines
Compliance
Guidelines
Client
Flyers
AGENT TOOLS
100% Instant Decision eApplication
AGENT PORTAL
AGENT PORTAL
Well-rounded portfolio of Whole Life, Term, and Universal life insurance products
Cash Back Option and Living Benefits available together
Competitively priced products
Simple to explain and easy to understand
Non-med up to $450,000 (no saliva)
cash back Option
Universal life policies that offer level insurance with Cash Back Option guarantees
Two product options with either 100% or 50% of base premiums available at the end of the Cash
Back Option period depending on the version of the product purchased
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Permanent
protection
Whole life decreasing death benefit products that offer permanent protection
• Continuation 10 & Continuation 25 - death benefit reduces to 10% or 25% of the original death benefit
• Payment Protector Continuation 10 - death benefit is equal to 10% of the initial lump sum death benefit
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Payment
Protection
Decreasing term coverage where the death benefit is paid in monthly income payments
A different way to help protect your clients' assets. Traditional life insurance products provide a lump sum death benefit. With Payment Protector, the death benefit can be paid in monthly income payments.
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level term insurance
Affordable simplified issue, level term products
• 30, 25, 20, & 15-year level premium periods
• Available at higher issue ages
• Living benefit riders included at no additional cost
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accidental
death
Term life insurance that provides affordable coverage in case of death due to an accident
• Least expensive option
• Potential to qualify with health conditions
• Supplement to other coverage
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Living benefits
Assistance in the event of a Critical, Chronic, or terminal illness diagnosis
Included at no additional cost on Term, CBO, and Continuation products, Living Benefit Riders can help offer peace of mind at a critical time.
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Life insurance can help protect your clients’ family and from the financial hardships that can come with the death, disability, or critical illness of the primary breadwinner. Americo's Instant Decision Term Series feature simplified issue products that make it easy for clients to find peace of mind that their families are protected. If you have clients with specific needs, a policy from Americo may be a good fit for them. Best of all, our products offer a 100% instant decision. You can review our Term Portfolio products below.
Product Portfolio
Product
Flyers
Client
Videos
ALABAMA
ALASKA
ARIZONA
ARKANSAS
CALIFORNIA
COLORADO
CONNECTICUT
DELAWARE
FLORIDA
GEORGIA
HAWAII
IDAHO
ILLINOIS
INDIANA
IOWA
KANSAS
KENTUCKY
LOUISIANA
MAINE
MARYLAND
MASSACHUSETTS
MICHIGAN
MINNESOTA
MISSISSIPPI
MISSOURI
MONTANA
NEBRASKA
NEVADA
NEW HAMPSHIRE
NEW JERSEY
NEW MEXICO
NORTH CAROLINA
NORTH DAKOTA
OHIO
OKLAHOMA
OREGON
PENNSYLVANIA
RHODE ISLAND
SOUTH CAROLINA
SOUTH DAKOTA
TENNESSEE
TEXAS
UTAH
VERMONT
VIRGINIA
WASHINGTON
WASHINGTON DC
WEST VIRGINIA
WISCONSIN
WYOMING
Product Flyers
Continuation 10 & Continuation 25
Payment Protector 10
Payment Protector Continuation
Living Benefit Riders
Cash Back Option & Living Benefits
CBO 100 & CBO 50
Payment Protector
Term 100 & Term 125
ADB
Continuation 10 & Continuation 25
Client Brochures
Payment Protector Continuation 10
Term Porfolio Trifold
Spanish Term Porfolio Trifold
Getting a customized advertisement is easy. Scroll through the ads, roll over the image to make it bigger, and when you are ready, simply click on the Customize button below and fill out the form. We will email you with a Press-ready PDF within 3 business days that you can take to any local printer (we do not provide printing or mailing).
Request Customization
Client Postcard
23-015-2
Client Postcard
Client Postcard
23-015-1
ADB Postcard
Agent Flyer
23-015-5
Recruiting Ad
Client Response Mailer
23-015-3
Lead Mailer
Client Lead Letter
23-015-4
Lead Generator
Corporate
Strength
Brochure
Client Profile Worksheet
Payment Protector Worksheet
Life Insurance Needs Analysis Worksheet
Cash Advantage Option Sales Solution
Age Last Birthday Sales Solution
Client Flyers & Worksheets
Income Term Rider Advantage Sales Solution
Payment Protector Client Video
Continuation 10 Client Video
Continuation 10 Client Video (Spanish)
Client Videos
CBO 100 & CBO 125
Term Series Porfolio
Agent Tools eApplication
Payment Protector Sales Solution #1
Term 100 & Term 125
CBO Sales Solution
Continuation 10 & Continuation 25
Payment Protector &
Payment Protector Continuation 10
Training Videos
ADB
Payment Protector Sales Solution #2
Become An Agent
Americo contracts our Independent Agents through Independent Marketing Organizations (IMO). Please contact your IMO for more details. Americo does not contract agents directly. If you do not have an IMO, contact Americo Agent Services at agent.services@americo.com or complete our request form by clicking the button.
Contact
Us
Contact
Us
Agent Services
Marketing Support
Life New Business Fax
Life Insurance TeleAmendments
Upload Applications
Policyholder Services
Claims
Claim Forms
New Business
800.231.0801 agent.services@americo.com
marketing.support@americo.com
800.395.9261 (f)
866.214.0054
Portal.Americoagent.com
800.231.0801 (p)
800.395.9238 (f)
customer.service@americo.com
800.231.0801
forms@americo.com
800.395.9238
submit@americo.com
Become An Agent
At Americo, we provide the solutions you need to grow your business. As an independent agent, you want the tools to makeyour business successful. Americo focuses on your sucess and provides you with personalized support.
Innovative products
Creative business processes
Education and sales tools
Industy-leading service
Contact
materials
products
agent incentive
INSTANT EVERYTHING
Training
Videos
Client Videos
Americo offers customized advertising. We will email you with a Press-ready PDF within 3 business days that you can take to any local printer (we do not provide printing or mailing).
To view available preapproved advertising, please go to the desktop version of this website.
If you have questions about preapproved advertising, please contact Marketing Support at marketing.support@americo.com or review the Advertising Guidelines.
Contact us
agent services: 800.231.0801
agent.services@americo.com
For agent use only. Not for public use.
23-011-4 (02/23 )©Americo REV: 02/23
Plus, you can earn an extra 25% credit for sales of our CBO 100 & 50, Term 100 & 125, Continuation 10 & 25, Payment Protector, and Payment Protection Continuation products from July 10, 2023, through the end of the qualification period! See qualifications for complete details.
