After 25 years
2014
2009
YEAR 3
YEAR 2
YEAR 1
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$2062.00
Expected growth over 3 years
$20,000
YEAR 3
YEAR 2
YEAR 1
Are you making the right investment choices in the long term?
To begin
Take an example of saving €300 a quarter for 25 years starting in 1999 using 3 investment scenarios: a balanced fund, equity fund or a current deposit account, the results are very different.
$1031.00
YEAR 3
YEAR 1
After 25 years
2014
2009
2004
To begin
Click to learn more
YEAR 1
YEAR 2
YEAR 3
2004
YEAR 1
YEAR 2
YEAR 3
2019
2019
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2004 : Equity...
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2009 : Equity...
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2019 : Equity...
The investment scenarios featured highlights the potential different outcomes over a 25 year timeframe and the trade-offs between risk and potential returns in your investment choices. You should consider your financial goals, risk tolerance and your investment time frame when deciding which investment strategy is right for you. Always remember higher returns comes with higher risks.
Time can be your ally
Current
account deposit
Balanced
investment*
Equity
investment
300€
300€
300€
YEAR 1
YEAR 3
Current
account deposit
Balanced investment
(50% equities - 50% bonds)
Equity
investment
19,200€
30,981€
32,601€
15 years later
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YEAR 1
YEAR 3
Current
account deposit
Balanced
investment*
Equity
investment
46,746€
72,626€
121,613€
*(50% equities - 50% bonds)
Source: Amundi. Data as end of 2024. Total Investment of 31,200€. Equity investment = 100% MSCI World EUR; Balanced investment = 50% MSCI World EUR and 50% Bloomberg Global-Aggregate Total Return Index Value Hedged EUR; Deposit= European deposit rate applied to the quarterly investment.