of business owners report having property insurance
43%
Cyber coverage
Business owners who would like to expand their property insurance
50
0
10
20
40
30
2025
39%
2024
35%
2023
No data
Property insurance
50
0
10
20
40
30
36%
35%
41%
2025
2024
2023
Business owners who would like to expand their
cyber coverage
of business owners report having cyber coverage
37%
Cyber coverage
50
0
10
20
40
30
No data
39%
34%
2025
2024
2023
Business owners who would like to expand their professional liability insurance / E&O
of business owners report having professional liability insurance / E&O
37%
Professional liability insurance / E&O
50
0
10
20
40
30
48%
40%
33%
2025
2024
2023
Business owners who would like to expand their business owners’ policy (BOP)
Business owners’
policy (BOP)
of business owners report having business interruption
33%
Business interruption
50
0
10
20
40
30
45%
32%
31%
2025
2024
2023
Business owners who would like to expand their employment practices liability insurance
of business owners report having employment practices liability insurance
32%
Employment practices liability insurance
50
0
10
20
40
30
40%
31%
30%
2025
2024
2023
Business owners who would like to expand their director and officers (D&O) liability insurance
Director and officers (D&O) liability insurance
50
0
10
20
40
30
40%
34%
30%
2025
2024
2023
Business owners who would like to expand their product liability insurance
Product liability insurance
of business owners report having product recall
27%
Product recall
50
0
10
20
40
30
No data
23%
29%
2025
2024
2023
Business owners who would like to expand their
flood insurance
of business owners report having flood insurance
30%
Flood insurance
of business owners report having litigation funding policy
26%
Litigation funding policy
50
0
10
20
40
30
5%
5%
1%
2025
2024
2023
Business owners who would like to expand none of these
report having none of these - I don’t have any business-related insurance policies
1%
Business Owners
Professional liability insurance / E&O
Property insurance
Property insurance
Business owners’
policy (BOP)
Business interruption
Employment practices liability insurance
Director and officers (D&O) liability insurance
Product liability insurance
Product recall
Flood insurance
Litigation funding policy
None of these
Property insurance
Cyber coverage
Professional liability insurance / E&O
Business owners’ policy (BOP)
Business owners’ policy (BOP)
Business owners’ policy (BOP)
Director and officers (D&O) liability insurance
Product liability insurance
Product recall
Flood insurance
Litigation funding policy
50
0
10
20
40
30
No data
35%
39%
2025
2024
2023
Business owners who would like to expand their property insurance
Property insurance
of business owners report having cyber coverage
37%
50
0
10
20
40
30
41%
35%
36%
2025
2024
2023
Business owners who would like to expand their cyber coverage
Cyber coverage
of business owners report having professional liability insurance / E&O
37%
50
0
10
20
40
30
No data
39%
34%
2025
2024
2023
Business owners who would like to expand their professional liability insurance / E&O
Professional liability insurance / E&O
Business owners’ policy (BOP)
of business owners report having business interruption
33%
50
0
10
20
40
30
No data
39%
34%
2025
2024
2023
Business owners who would like to expand their professional liability insurance / E&O
Professional liability insurance / E&O
of business owners report having employment practices liability insurance
32%
50
0
10
20
40
30
45%
32%
31%
2025
2024
2023
Business owners who would like to expand their employment practices liability insurance
Employment practices liability insurance
Director and officers (D&O) liability insurance
Product liability insurance
50
0
10
20
40
30
40%
31%
30%
2025
2024
2023
Business owners who would like to expand their director and officers (D&O) liability insurance
of business owners report having product recall
27%
50
0
10
20
40
30
40%
31%
30%
2025
2024
2023
Business owners who would like to expand their director and officers (D&O) liability insurance
Director and officers (D&O) liability insurance
of business owners report having flood insurance
30%
Flood insurance
of business owners report having litigation funding policy
26%
50
0
10
20
40
30
No data
23%
29%
2025
2024
2023
Business owners who would like to expand their flood insurance
Flood insurance
report having none of these - I don’t have any business-related insurance policies
1%
Cyber coverage
Property insurance
Cyber coverage
Professional liability insurance / E&O
Business owners’ policy (BOP)
Business interruption
Employment practices liability insurance
Director and officers (D&O) liability insurance
Product liability insurance
Product recall
Flood insurance
Litigation funding policy
Property insurance
Cyber coverage
Professional liability insurance / E&O
Business owners’ policy (BOP)
Business interruption
Employment practices liability insurance
Director and officers (D&O) liability insurance
Product liability insurance
Product recall
Flood insurance
Litigation funding policy
None of these
Property insurance
Cyber coverage
Professional liability insurance / E&O
Business owners’ policy (BOP)
Business interruption
Employment practices liability insurance
Director and officers (D&O) liability insurance
Product liability insurance
Product recall
Flood insurance
Litigation funding policy
None of these
Property insurance
Cyber coverage
Professional liability insurance / E&O
Business owners’ policy (BOP)
Business interruption
Employment practices liability insurance
Director and officers (D&O) liability insurance
Product liability insurance
Product recall
Flood insurance
Litigation funding policy
None of these
Property insurance
Cyber coverage
Professional liability insurance / E&O
Business owners’ policy (BOP)
Business interruption
Employment practices liability insurance
Director and officers (D&O) liability insurance
Product liability insurance
Product recall
Flood insurance
Litigation funding policy
None of these
Property insurance
Cyber coverage
Professional liability insurance / E&O
Business owners’ policy (BOP)
Business interruption
Employment practices liability insurance
Director and officers (D&O) liability insurance
Product liability insurance
Product recall
Flood insurance
Litigation funding policy
None of these
Property insurance
Cyber coverage
Professional liability insurance / E&O
Business owners’ policy (BOP)
Business interruption
Employment practices liability insurance
Director and officers (D&O) liability insurance
Product liability insurance
Product recall
Flood insurance
Litigation funding policy
None of these
Property insurance
Cyber coverage
Professional liability insurance / E&O
Business owners’ policy (BOP)
Business interruption
Employment practices liability insurance
Director and officers (D&O) liability insurance
Product liability insurance
Product recall
Flood insurance
Litigation funding policy
None of these
Property insurance
Cyber coverage
Professional liability insurance / E&O
Business owners’ policy (BOP)
Business interruption
Employment practices liability insurance
Director and officers (D&O) liability insurance
Product liability insurance
Product recall
Flood insurance
Litigation funding policy
None of these
Property insurance
Cyber coverage
Professional liability insurance / E&O
Business owners’ policy (BOP)
Business interruption
Employment practices liability insurance
Director and officers (D&O) liability insurance
Product liability insurance
Product recall
Flood insurance
Litigation funding policy
None of these
Property insurance
Cyber coverage
Professional liability insurance / E&O
Business owners’ policy (BOP)
Business interruption
Employment practices liability insurance
Director and officers (D&O) liability insurance
Product liability insurance
Product recall
Flood insurance
Litigation funding policy
None of these
Property insurance
Cyber coverage
Professional liability insurance / E&O
Business owners’ policy (BOP)
Business interruption
Employment practices liability insurance
Director and officers (D&O) liability insurance
Product liability insurance
Product recall
Flood insurance
Litigation funding policy
None of these
Property insurance
Cyber coverage
Professional liability insurance / E&O
Business owners’ policy (BOP)
Business interruption
Employment practices liability insurance
Director and officers (D&O) liability insurance
Product liability insurance
Product recall
Flood insurance
Litigation funding policy
None of these
Property insurance
Professional liability insurance / E&O
Business owners’ policy (BOP)
Business interruption
Employment practices liability insurance
Director and officers (D&O) liability insurance
Product liability insurance
Product recall
Flood insurance
Litigation funding policy
None of these
Cyber coverage
Professional liability insurance / E&O
Business owners’ policy (BOP)
Business interruption
Employment practices liability insurance
Director and officers (D&O) liability insurance
Product liability insurance
Product recall
Flood insurance
Litigation funding policy
None of these
Cyber coverage
Professional liability insurance / E&O
Business owners’ policy (BOP)
Business interruption
Employment practices liability insurance
Director and officers (D&O) liability insurance
Product liability insurance
Product recall
Flood insurance
Litigation funding policy
None of these
Cyber coverage
Professional liability insurance / E&O
Business owners’ policy (BOP)
Business interruption
Employment practices liability insurance
Director and officers (D&O) liability insurance
Product liability insurance
Product recall
Flood insurance
Litigation funding policy
None of these
Cyber coverage
Professional liability insurance / E&O
Business owners’ policy (BOP)
Business interruption
Employment practices liability insurance
Director and officers (D&O) liability insurance
Product liability insurance
Product recall
Flood insurance
Litigation funding policy
None of these
Cyber coverage
Professional liability insurance / E&O
Business owners’ policy (BOP)
Business interruption
Employment practices liability insurance
Director and officers (D&O) liability insurance
Product liability insurance
Product recall
Flood insurance
Litigation funding policy
None of these
Cyber coverage
Professional liability insurance / E&O
Business owners’ policy (BOP)
Business interruption
Employment practices liability insurance
Director and officers (D&O) liability insurance
Product liability insurance
Product recall
Flood insurance
Litigation funding policy
None of these
Cyber coverage
Professional liability insurance / E&O
Business owners’ policy (BOP)
Business interruption
Employment practices liability insurance
Director and officers (D&O) liability insurance
Product liability insurance
Product recall
Flood insurance
Litigation funding policy
None of these
Cyber coverage
Professional liability insurance / E&O
Business owners’ policy (BOP)
Business interruption
Employment practices liability insurance
Director and officers (D&O) liability insurance
Product liability insurance
Product recall
Flood insurance
Litigation funding policy
None of these
Cyber coverage
Professional liability insurance / E&O
Business owners’ policy (BOP)
Business interruption
Employment practices liability insurance
Director and officers (D&O) liability insurance
Product liability insurance
Product recall
Flood insurance
Litigation funding policy
None of these
Cyber coverage
Professional liability insurance / E&O
Business owners’ policy (BOP)
Business interruption
Employment practices liability insurance
Director and officers (D&O) liability insurance
Product liability insurance
Product recall
Flood insurance
Litigation funding policy
None of these
50
0
10
20
40
30
No data
35%
39%
2025
2024
2023
Business owners who would like to expand their property insurance
of business owners report having property insurance
43%
Property insurance
50
0
10
20
40
30
41%
35%
36%
2025
2024
2023
Business owners who would like to expand their cyber coverage
of business owners report having
cyber coverage
37%
Cyber coverage
50
0
10
20
40
30
No data
39%
34%
2025
2024
2023
Business owners who would like to expand their professional liability insurance / E&O
of business owners report having professional liability insurance / E&O
37%
Professional liability insurance / E&O
50
0
10
20
40
30
48%
40%
33%
2025
2024
2023
Business owners who would like to expand their business owners’ policy (BOP)
Business owners’
policy (BOP)
of business owners report having business interruption
33%
Business interruption
50
0
10
20
40
30
45%
32%
31%
2025
2024
2023
Business owners who would like to expand their employment practices liability insurance
of business owners report having employment practices liability insurance
32%
Employment practices liability insurance
50
0
10
20
40
30
40%
31%
30%
2025
2024
2023
Business owners who would like to expand their director and officers (D&O) liability insurance
Director and officers (D&O) liability insurance
50
0
10
20
40
30
40%
31%
30%
2025
2024
2023
Business owners who would like to expand their product liability insurance
Product liability insurance
of business owners report having product recall
27%
Product recall
of business owners report having product recall
27%
Product recall
of business owners report having litigation funding policy
26%
Litigation funding policy
50
0
10
20
40
30
5%
5%
1%
2025
2024
2023
Business owners who would like to expand none of these
report having none of these - I don’t have any business-related insurance policies
1%
Business Owners
Source:
Gallagher
of business owners report having product liability insurance
34%
of business owners report having property insurance
43%
of business owners report having property insurance
43%