68
%
40
%
Federal flood maps² underestimate the risk of flooding by almost
of flood insurance claims come from mapped
high-risk areas.³
is the average waiting
period before flood
coverage takes effect.⁴
ACT NOW
of US counties have been impacted by a flooding event.
PLAY AGAIN
If you are located in an area with low or moderate flood risk, you are 5 times more likely to experience flood than a fire over the next 30 years.
Bonus Fact
Correct!
There’s generally a 30-day waiting period before flood coverage becomes effective under the standard flood insurance policy available through the NFIP. That means you can’t wait until the storm clouds are gathering before buying flood coverage. It’s important to have coverage in place when the flood happens.
Continue
FALSE
TRUE
I can wait until the last minute before a major weather system threatens flooding in my area to purchase flood insurance.
Question 9 of 9
TRUE
Try again!
Correct!
In fact, 40% of businesses do not reopen following a disaster, and another 25% fail within one year.
Continue
FALSE
TRUE
Only 10% of small businesses close after a flood.
Question 8 of 9
TRUE
Try again!
Correct!
Even if you’re not in a high-risk zone, you need flood insurance. Following Hurricane Harvey, the average NFIP claim payment was $110,000.
Continue
FALSE
TRUE
Purchasing flood insurance is more cost-efficient than risking flood damage.
Question 7 of 9
FALSE
Try again!
Correct!
Damage from flooding, including flooding generated by hurricane-generated storm surge, typically isn’t covered under a standard commercial policy, including a Commercial Package Policy (CPP) or a Business Owners Policy (BOP).
Continue
FALSE
TRUE
My commercial property insurance includes flood coverage.
Question 6 of 9
TRUE
Try again!
Correct!
Just because flood insurance isn’t federally required doesn’t mean your business isn’t at significant risk. Businesses located outside a high-risk area still face flood risk. In fact, about 40% of flood damage claims come from outside high-risk areas.
Continue
FALSE
TRUE
If your business operates in a low- to-moderate flood risk area, flood insurance isn’t necessary.
Question 5 of 9
TRUE
Try again!
Correct!
In fact, 99% of US counties are impacted by flooding.
Continue
FALSE
TRUE
Only about half of the counties in the United States are at risk from flood damage.
Question 4 of 9
TRUE
Try again!
Correct!
Research shows nearly twice as many properties may be susceptible to flood damage than previously thought.
Continue
FALSE
TRUE
If my business falls outside FEMA’s 100-year floodplain (Special Flood Hazard Area), I don’t need to worry about flooding.
Question 3 of 9
TRUE
Try again!
Correct!
Standard flood insurance through the NFIP has eligibility requirements and numerous exclusions. NFIP specifically excludes financial damages caused by business interruption.
Continue
FALSE
TRUE
Flood insurance through the NFIP will cover business interruption.
Question 2 of 9
TRUE
Try again!
Correct!
According to the 2023 National Hydrologic Assessment from the National Weather Service, approximately 146 million people are at risk for flooding in their communities this spring.
Continue
FALSE
TRUE
Only U.S. states bordering the large bodies of water are at risk of flooding this year.
Question 1 of 9
TRUE
Try again!
Flooding is the most common and costly disaster In the U.S.
Are you flood ready?
Take our quiz to find out.
DOWNLOAD NOW
Thanks for taking our quiz!
Want to learn more?
Download our Flood Insurance Fact Sheet.
99%
1
Correct!
There’s generally a 30-day waiting period before flood coverage becomes effective under the standard flood insurance policy available through the NFIP. That means you can’t wait until the storm clouds are gathering before buying flood coverage. It’s important to have coverage in place when the flood happens.
Continue
I can wait until the last minute before a major weather system threatens flooding in my area to purchase flood insurance.
Question 9 of 9
FALSE
TRUE
TRUE
Try again!
Correct!
In fact, 40% of businesses do not reopen following a disaster, and another 25% fail within one year.
Continue
Only 10% of small businesses close after a flood.
Question 8 of 9
FALSE
TRUE
TRUE
Try again!
Correct!
Even if you’re not in a high-risk zone, you need flood insurance. Following Hurricane Harvey, the average NFIP claim payment was $110,000.
Continue
Purchasing flood insurance is more cost-efficient than risking flood damage.
Question 7 of 9
FALSE
TRUE
FALSE
Try again!
Correct!
Damage from flooding, including flooding generated by hurricane-generated storm surge, typically isn’t covered under a standard commercial policy, including a Commercial Package Policy (CPP) or a Business Owners Policy (BOP).
Continue
My commercial property insurance includes
flood coverage.
FALSE
TRUE
Question 6 of 9
TRUE
Try again!
Correct!
Just because flood insurance isn’t federally required doesn’t mean your business isn’t at significant risk. Businesses located outside a high-risk area still face flood risk. In fact, about 40% of flood damage claims come from outside high-risk areas.
Continue
If your business operates in a low- to-moderate flood risk area, flood insurance isn’t necessary
Question 5 of 9
FALSE
TRUE
TRUE
Try again!
Correct!
In fact, 99% of US counties are impacted by flooding.
Continue
Only about half of the counties in the United States are at risk from flood damage.
Question 4 of 9
FALSE
TRUE
TRUE
Try again!
Correct!
Research shows nearly twice as many properties
may be susceptible to flood damage than
previously thought.
Continue
If my business falls outside FEMA’s 100-year floodplain (Special Flood Hazard Area), I don’t need to worry about flooding.
FALSE
TRUE
Question 3 of 9
TRUE
Try again!
Correct!
Standard flood insurance through the NFIP has eligibility requirements and numerous exclusions. NFIP specifically excludes financial damages caused by business interruption.
Continue
Flood insurance through the NFIP will cover business interruption.
FALSE
TRUE
Question 2 of 9
TRUE
Try again!
Correct!
According to the 2023 National Hydrologic Assessment from the National Weather Service, approximately 146 million people are at risk for flooding in their communities this spring.
Continue
FALSE
TRUE
Only U.S. states bordering the large bodies of water are at risk of flooding this year.
Question 1 of 9
TRUE
Try again!
Flooding is the most common and
costly disaster In the U.S.
Are you flood ready?
Take our quiz to find out.
DOWNLOAD NOW
Want to learn more?
Download our Flood Insurance Fact Sheet.
Thanks for taking our quiz!
Contact US
1
14
14
6
7
8
9
10
11
12
13
5
5
6
7
8
9
10
11
12
13
42
%
25
%
of FEMA maps do not adequately identify the true level of flood risk. ²
of flood insurance claims come from outside high-risk areas. ³
is the average waiting period before flood coverage takes effect. ⁴
ACT NOW
of U.S. counties are at risk
of flooding in 2020¹
PLAY AGAIN
If you are located in an area with low or moderate flood risk, you are 5 times more likely to experience flood than a fire over the next 30 years.
Bonus Fact
Correct!
There is generally a 30-day waiting period before your flood coverage becomes effective under the standard flood insurance policy available through the NFIP. That means you cannot wait until the storm clouds are gathering before purchasing flood coverage. It’s important to act prudently to have coverage in place when the flood event happens.¹⁴
Continue
FALSE
TRUE
I can wait until the last minute before a major weather system threatens flooding in my area to purchase flood insurance.
Question 9 of 9
TRUE
Try again!
Correct!
In fact, 40% of small businesses permanently close their doors after a flood. Only a few inches of flood water can cause thousands of dollars of damage to a property. ¹³
Continue
FALSE
TRUE
Only 10% of small businesses close after a flood.
Question 8 of 9
TRUE
Try again!
Correct!
Whether you are in a high-risk zone or not, you may need flood insurance because most homeowners insurance doesn’t cover flood damage. The average cost for an NFIP insurance premium is $700 vs. $43,000 for the average NFIP insurance claim. ¹²
Continue
FALSE
TRUE
Purchasing flood insurance is more cost-efficient than risking flood damage.
Question 7 of 9
FALSE
Try again!
Correct!
Damage from flooding, including flooding generated by hurricane-generated storm surge, typically is not covered under a standard commercial policy, including a Commercial Package Policy (CPP) or
a Business Owners Policy (BOP).¹¹
Continue
FALSE
TRUE
My commercial property insurance includes flood coverage.
Question 6 of 9
TRUE
Try again!
Correct!
Just because flood insurance isn’t federally required doesn’t mean your business is not at significant risk. Nearly 25% of NFIP flood insurance claims are filed by policy holders outside of high-risk flood areas and account for one-third of federal disaster assistance for flooding.¹⁰
Continue
FALSE
TRUE
If your business operates in a low- to-moderate flood risk area, flood insurance isn’t necessary.
Question 5 of 9
TRUE
Try again!
Correct!
In 2020, about 99% of counties in the U.S. are at risk of impact by flood-related damage from rain-on-snow flooding, erosion, sea-level rising, changing storm patterns and large city development.
Continue
FALSE
TRUE
Only about half of the counties in the United States are at risk from flood damage.
Question 4 of 9
TRUE
Try again!
Correct!
Research shows that FEMA’s 100-year floodplain is not reflective of the current flood risk in the majority of 22,000 mapped communities across the United States.⁸
Continue
FALSE
TRUE
If my business falls outside FEMA’s 100-year floodplain (Special Flood Hazard Area), I don’t need to worry about flooding.
Question 3 of 9
TRUE
Try again!
Correct!
Standard flood insurance through the NFIP has eligibility requirements and numerous exclusions. NFIP specifically excludes financial damages caused by business interruption.⁷
Continue
FALSE
TRUE
Flood insurance through the NFIP will cover business interruption.
Question 2 of 9
TRUE
Try again!
Correct!
According to the 2020 U.S. Spring Outlook from the National Weather Service, one-third of the U.S. could face risk of flooding this spring.⁶
Continue
FALSE
TRUE
Only U.S. states bordering the large bodies of water are at risk of flooding this year.
Question 1 of 9
TRUE
Try again!
Flooding is the most common and costly disaster In the U.S.
Are you flood ready?
Take our quiz to find out.
DOWNLOAD NOW
Thanks for taking our quiz!
Want to learn more?
Download our Flood Insurance Fact Sheet.
Correct!
There is generally a 30-day waiting period before your flood coverage becomes effective under the standard flood insurance policy available through the NFIP. That means you cannot wait until the storm clouds are gathering before purchasing flood coverage. It’s important to act prudently to have coverage in place when the flood event happens.¹⁴
Continue
I can wait until the last minute before a major weather system threatens flooding in my area to purchase flood insurance.
Question 9 of 9
FALSE
TRUE
TRUE
Try again!
Correct!
In fact, 40% of small businesses permanently close their doors after a flood. Only a few inches of flood water can cause thousands of dollars of damage to
a property. ¹³
Continue
Only 10% of small businesses close after a flood.
Question 8 of 9
FALSE
TRUE
TRUE
Try again!
Correct!
Whether you are in a high-risk zone or not, you may need flood insurance because most homeowners insurance doesn’t cover flood damage. The average cost for an NFIP insurance premium is $700 vs. $43,000 for the average NFIP insurance claim. ¹²
Continue
Purchasing flood insurance is more cost-efficient than risking flood damage.
Question 7 of 9
FALSE
TRUE
FALSE
Try again!
Correct!
Damage from flooding, including flooding by hurricane-generated storm surges, typically is not covered under a standard commercial policy, such as a commercial package policy (CPP) or a business owners policy (BOP).
Continue
My commercial property insurance includes
flood coverage.
FALSE
TRUE
Question 6 of 9
TRUE
Try again!
Correct!
Just because flood insurance isn’t federally required doesn’t mean your business is not at significant risk. Nearly 25% of NFIP flood insurance claims are filed
by policy holders outside of high-risk flood areas and account for one-third of federal disaster assistance
for flooding.
Continue
If your business operates in a low- to-moderate flood risk area, flood insurance isn’t necessary
Question 5 of 9
FALSE
TRUE
TRUE
Try again!
Correct!
In 2020, about 99% of counties in the U.S. are at risk of impact by flood-related damage from rain-on-snow flooding, erosion, sea-level rising, changing storm patterns and large city development.
Continue
Only about half of the counties in the United States are at risk from flood damage.
Question 4 of 9
FALSE
TRUE
TRUE
Try again!
Correct!
Research shows that FEMA’s 100-year floodplain is not reflective of the current flood risk in the majority of 22,000 mapped communities across the United States.⁸
Continue
If my business falls outside FEMA’s 100-year floodplain (Special Flood Hazard Area), I don’t need to worry about flooding.
FALSE
TRUE
Question 3 of 9
TRUE
Try again!
Correct!
Standard flood insurance through the NFIP has eligibility requirements and numerous exclusions. NFIP specifically excludes financial damages caused by business interruption.⁷
Continue
Flood insurance through the NFIP will cover business interruption.
FALSE
TRUE
Question 2 of 9
TRUE
Try again!
Correct!
According to the 2020 U.S. Spring Outlook from the National Weather Service, one-third of the U.S. could face risk of flooding this spring.⁶
Continue
FALSE
TRUE
Only U.S. states bordering the large bodies of water are at risk of flooding this year.
Question 1 of 9
TRUE
Try again!
Flooding is the most common and
costly disaster In the U.S.
Are you flood ready?
Take our quiz to find out.
DOWNLOAD NOW
Want to learn more?
Download our Flood Insurance Fact Sheet.
Thanks for taking our quiz!