Investing Infographic

What

investing?

impact

Impact investing is an investment strategy that directs your assets to companies and organizations that share certain values and can activate a vision for positive change in society. You may also hear it referred to as socially responsible, sustainable, or ESG investing.

How

investing?

impact

Popular

79%

Climate

Change

Sustainable

Agriculture

Conflict

Risk

Tobacco

Top ESG issues for Institutional Investors in 2020

What is esg?

for environment

Increase in money held in sustainable mutual funds and ETFs globally from 2020 to 2021.

53%

How

investments

impact?

evaluated

Are

Environment, social, and governance (ESG) factors are used to score an organization's impact on the planet and society to help determine its appeal for impact investors.

for

of Millennials are interested

99%

Who

driving

Demand

the

How

Does

investing

impact

Well

Perform?

Hover to learn more

Transparency

ESG Leaders Produced Strong Performance

13.61%

13.33%

9.27%

9.52%

return

Volatility

why

Investors

impact

Choosing

Are

of people agreed that companies with leading ESG practices have the potential to generate higher returns and make better long-term investments.

80%

Want their investments to make a positive impact on the environment

79%

Our financial advisors can help you get started

See online investing tools

Investing is easy and helps contribute to your financial well-being—and the well-being of the planet. Keep exploring online investing to see if it's right for you.

Result

Of the 17 UN Sustainable Development Goals, which do you want to invest in?

No Poverty Zero Hunger Good Health and Wellbeing Quality Education Gender Equality Clean Water and Sanitation Affordable and Clean Energy Decent Work and Economic Growth Industry, Innovation and Infrastructure

Reduced Inequalities Sustainable Cities and Communities Responsible Consumption and Production Climate Action Life Below Water Life on Land Peace, Justice and Strong Institutions Partnerships for the Goals

(Choose three to five.)

Start by

Impact

priorities

defining

your

01 02 03 04

Answer four questions and find out how to get started with impact investing

Are

Impact investing?

for

Ready

Quiz

Sustainable

investing

resilient

of corporate studies show a positive relationship between ESG and financial performance.

58%

Investing?

We have the strongest environmental policies of any major U.S. bank*.

Strongest Environmental Policy

Why

for

impact

Bank of the West

choose

Investing?

Bank of the West enables clients to meet their sustainable investment goals through the financial services they choose. Our action is guided by policies that restrict or prohibit the financing of what we believe are the most harmful forms of energy extraction.

Bank of the West made a $1 billion commitment to finance clean, efficient, and renewable energy.

$1 billion

Our

Company

Parent

Our parent company, BNP Paribas, is a global leader for a changing world with sustainable finance policies that span 72 countries.

pledge toward renewable energy financing by 2021.

€18 billion

Investing for impact doesn't mean compromising your financial objectives. As seen in this chart, investment returns have been shown to be similar between sustainable indexes and the broader stock market, and volatility is similar for sustainable indexes compared to the broader stock market.

Why it matters

Disclaimer and Source +

Early adopter of all 17 UN Sustainable Development Goals.

17 Goals

impact

Bank of the West

Solutions

Whether you are looking for curated purpose-driven investments, or need a more customized approach, we can help ensure your portfolio truly reflects who you are and what you stand for. To learn more, speak with one of our Wealth Management advisors.

call us: 1-833-330-2947

TTY: 1-866-936-2689

Sources +

Investors are interested in impact investing

ESG Equity Leaders

Broad Equity Index

do you not want to support with your money?

(Choose one)

Which

industries

issues

01 02 03 04

Fossil Fuels

Tobacco

Human rights violations

Guns/weapons

For-profit prisons

Alcohol

Gambling

(Choose one)

How

Want to

much

01 02 03 04

You

put

toward

impact

Investments?

see your Result

(Choose one)

How

You

YOur

Manage

Investments?

01 02 03 04

$1 - $500

$500 - $5,000

$5,000 - $25,000

$25,000 - $50,000

$50,000 - $250,000

$250,000 or more

I don't currently invest, but would like to get started.

I prefer to manage my own investments.

I work with an investment advisor or would like to.

Take a hands-on approach using intuitive trading tools and third-party research

An online investing platform makes it easy to research available opportunities in the investing universe—including funds and companies—that align with your values.

Result

Our financial advisors can help you get started

Talk with a financial advisor to get your impact investing journey started. You can pinpoint the solutions that are right for you and get tips for beginning your journey.

Result

Our wealth management advisors can help you get started

Impact investing experts can help you find the right opportunities and work closely with you to achieve your financial goals.

Result

Our wealth management advisors can help you get started

Take the next step to a greener portfolio by working with financial advisors who can consider your complex needs and provide custom solutions that fit your needs.

Result

Environmental factors might include how a company uses and sources energy, how much waste it generates, and whether it is an environmental polluter.

Social considerations might look at working conditions along its supply chain, whether it uses child labor, or has a diverse workforce.

for social

Criteria for governance might include executive pay, tax avoidance, the company’s culture, and how it is managed.

for corporate governance

Hover to learn more

Past performance does not guarantee future results. One cannot invest directly in an index. Source: MSCI ACWI ESG Leaders Index (7/1/12 - 6/30/22). ESG Equity Leaders = MSCI ACWI ESG Leaders NR USD Index, which invests in the top 50% of MSCI ESG rated companies, Broad Equity Index = MSCI ACWI NR USD Index.

No Poverty

Zero Hunger

Good Health and Wellbeing

Quality Education

Gender Equality

Clean Water and Sanitation

Affordable and Clean Energy

Decent Work and Economic Growth

Industry, Innovation and Infrastructure

Reduced Inequalities

Sustainable Cities and Communities

Responsible Consumption and Production

Climate Action

Life Below Water

Life on Land

Peace, Justice and Strong Institutions

Partnerships for the Goals

Higher Return and Less Volatility

You

2020

2021

Investments support companies that speed up the transition to a low carbon economy and reduce greenhouse gas emissions.

Investments help meet the growing demand for food while making the food system carbon neutral and more resilient.

Investments help reduce the economic drivers and impacts of terrorism and oppressive regimes.

Is excluded from investments to improve public health and reduce environmental impacts from plastic cigarette filters.

Governing boards provide visibility on strategy and risk, and ensure accountability.

Back

restart

See online investing tools

restart

See online investing tools

restart

See online investing tools

restart

See online investing tools

restart

Fossil Fuels

Tobacco

Human rights violations

Guns/weapons

For-profit prisons

Alcohol

Gambling

for environment

for social

for corporate governance

Climate

Change

Sustainable

Agriculture

Conflict

Risk

Tobacco

Transparency

Clean Water and Sanitation

Affordable and Clean Energy

Industry, Innovation and Infrastructure

Decent Work and Economic Growth

Good Health and Wellbeing

Quality Education

Gender Equality

Reduced Inequalities

Sustainable Cities and Communities

Responsible Consumption and Production

Climate Action

Life Below Water

Life on Land

Peace, Justice and Strong Institutions

Partnerships for the Goals

investing?

impact

investing?

impact

for

will be inherited by Millennials over the next two decades

$30

trillion

are Millennials²

95%

Top ESG issues for Institutional Investors in 2020

4. WealthEngine, The 2019 "Millennial Wealth Report", 2019.

1. Global Sustainable Investment Review 2020. Published in July 2021, covers 2020.

5. Nuveen, "Fifth Annual Responsible Investing Survey", 2020.

2. Morgan Stanley, "Sustainable Signals Report", 2021.

3. Bloomberg, ESG by the Numbers: Sustainable Investing Set Records in 2021.

4. USSIF 2020 Trends Report.

1. USSIF, 2020 Trends Report.

2. Morgan Stanley, "Sustainable Signals Report", 2019.

3. Nuveen, "Fifth Annual Responsible Investing Survey", 2020.

5. University of Oxford and Arabesque Partners, From the Stockholder to the Stakeholder: How Sustainability Can Drive Financial Outperformance, 2015.

6. ESG and Financial Performance: Uncovering the Relationship by Aggregating Evidence from 1,000 Plus Studies Published Between 2015-2020, NYU Stern Center for Sustainable Business (2021).

79% of all investors are interested in impact investing, while interest among surveyed Millennials is at an all-time high of 99%.