Anticipation and Adaptation: 2026 Predictions
About this report
A core tenet of cyber security (and of our Full Spectrum Cyber approach) is the ability to adapt – and anticipating the major cyber security themes of 2026 prepares us to be agile and ready for anything.
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Alton Kizziah
CEO, Beazley Security
So, on the cusp of the new year, we asked some of our senior executives to predict what the new year may hold and to offer best practices organizations should embrace in anticipation of these predictions. Their answers may surprise you, or you may find yourself nodding in agreement. Either way, we hope they spur you to take preemptive action.
Read on and let us know if these resonate. If needed, we can set up time with the teams responsible for these predictions to discuss further actions.
Cyber Risk | In Focus
I. Evidence-based underwriting
II. AI increases pace of attacks
III. New initial access paths across SaaS
IV. AI misconfiguration heightens risks
V. Rising risks from geopolitical tensions
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VI. Regulatory uncertainty
Cyber underwriters will increasingly look beyond bare application questions and rely on concrete evidence of security standards in 2026.
Offensive & defensive AI agents will be fighting each other, accelerating the tempo of cyberattacks.
API Token, non-human identities, and app-consent abuse will become the top initial access path across SaaS.
AI agents will integrate across platforms and act
semi-autonomously,
raising new questions
about liability and trust.
Rising risks from geopolitical tensions will place increased pressure on nations to strengthen their security postures, particularly for critical infrastructure.
Our predictions for 2026
Introduction
MSPs add value – and vulnerability
Understanding the Risks
Putting the risks in context
Best Practices
Conclusion
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PREDICTION I
PREDICTION II
PREDICTION III
PREDICTION IV
PREDICTION V
As AI accelerates, cyber and AI rules will evolve fast, leaving global businesses to navigate shifting, inconsistent requirements.
PREDICTION VI
API Token, non-human identities, and app-consent abuse will become the top initial access path across SaaS.
PREDICTION III