Welcome to Master Your Money, a series from Business Insider, that’s designed to help millennials take charge of their financial future. This topic is close to BI’s heart. Millennials have faced difficult headwinds when it comes to financial security, compared to previous generations. From worries about student-loan debt, to graduating into the great recession, there have been daunting challenges ever since the generation came of age. Today’s uncertainties only underscore the importance of digging into these topics today. The four pillars of Master Your Money - Learn, Plan, Invest, and Thrive, will continue to deliver advice, ideas, and inspiration that will help millennials achieve their goals.
A millennial's guide to financial freedom
PRESENTED BY FIDELITY INVESTMENTS
Learn
How to deal with the burden of student debt.
READ MORE
Plan
Whatever your goals are, a plan will get you there.
Invest
How to navigate financial products and build wealth.
Thrive
Cope with life’s unexpected moments to secure your future.
EXPLORE THE SERIES
MOST RECENT ARTICLES
How to make a plan for your goals, no matter how big or small
Top 11 tips from BI's Money Council for creating a financial plan that will help you achieve your goals
Personal finance experts will share their advice for millennials looking to plan their financial future despite the uncertain times
Our Money Council, including leaders and experts from a range of financial platforms and organizations, give their insights throughout the series.
MEET THE MONEY COUNCIL
EXPLORE THE GLOSSARY
We complied a financial glossary of 100 terms to help you understand your finances.
LEARN
PLAN
INVEST
THRIVE
Money Council
Financial Glossary
EXPERT ADVICE
DEFINE YOUR MONEY
Live Digital Bootcamp
Wednesday, July 8 @ 12 pm ET
The burden of student-loan debt is one of the most significant issues millennials face. Taking out a student loan is often the first financial decision a young person makes, but the ramifications of that loan over time are not always widely understood. Master Your Money launched with Learn, dedicated to helping millennials understand their options in managing student-loan debt. This section includes advice for repayment, as well as encouragement for working towards other life goals.
BEFORE YOU TAKE OUT STUDENT LOANS
Here are 5 alternatives to an expensive undergrad degree, and what exactly to do to avoid massive student debt
More than a quarter of indebted millennials said they didn't know what they were signing up for with their student loans
An overwhelming majority of millennials surveyed regret their student debt, and it's no surprise why so many of them have the same answer
The Money Council gives insights on student-loan repayment, tax credits, and achieving all your goals, even with debt.
MONEY COUNCIL ARTICLES
READ THE FEATURE
How the American millennial is overcoming debt, the dollar, and the economy they were handed.
HOW WE GOT THERE
TIPS FOR PAYING OFF YOUR LOANS
How to pay back your student loan debt, no matter where you start or what type of loans you have
The single smartest thing you can do with your student loans, according to 3 loan experts
A millennial who paid off $48,000 of student loans shares 3 steps for people who feel like they're drowning in debt
MOVING FORWARD WITH STUDENT DEBT
Graduating with a Deficit: A finance expert's advice for when you owe before you earn
Can you get a mortgage if you still have student loans?
What you should know before you consider defaulting
MORE FINANCIAL CONTENT
The key to financial success is making, and sticking to, a plan. While it might seem daunting, a good plan provides the roadmap to achieving all of your goals—big and small. In this section of Master Your Money, we talk to people who are living out their personal plans and offer advice to those who want to create or refine their own.
Whatever your financial goals are, a plan will get you there
ELEMENTS OF A PLAN
Be mindful, stay well—and work on that financial plan
For this couple, saving an emergency fund was a balancing act with their other financial goals.
REAL MONEY STORY
Talk Money to Me — Helping couples master those tough financial topics
"Money Dates" are the new way to have open conversations about money with your significant other
Planning a wedding? Finance expert recommends planning a "pre-prenup" conversation to create a financial operating agreement
Creating an investment plan can be as easy as planning a "baecation" or a wedding. Here's how.
"We encourage couples in long-term relationships to really go deep and talk about their money stories."
Personal finance experts will share their advice for millennials looking to plan their financial future
'Money Dates' are the new way to have open conversations about money with your significant other
Millennials have many options for investing, but many have avoided participating beyond their 401k. This section of Master Your Money includes our exclusive research on how Millennials feel about investing, as well as advice for getting started, and for navigating unpredictable times.
We encourage couples in long-term relationships to really go deep and talk about their money stories.
coming soon
What to expect
Highlights from the Money Council
Results from our Invest and Thrive survey
Webinar coming soon!
Coming soon
Life doesn’t always run according to plan. The final section of Master Your Money is focused on helping you prepare for, and cope with, the ups and downs, without losing track of your goals and your wellbeing.
Master Your Money was launched to help millennials take charge of their financial future. To help us navigate these complex topics, we have convened the Money Council, which includes experts and leaders from across the financial spectrum. The Money Council meets for roundtable discussions, led by Tanza Loudenback, a personal finance correspondent at BI, and a candidate for certification as a financial planner.
Meet our team of experts here to give you financial advice.
This council is led by Tanza Loudenback, a personal finance correspondent at Business Insider and a candidate for certification as a financial planner.
meet THE host
Student-loan debt can be overwhelming. The Money Council offers strategies for managing debt without having to defer other life goals.
Every goal is attainable—with a plan. The Money Council gives their best advice for starting a plan, and sticking to it.
The Money Council will talk about how to start, or maximize, investing opportunities.
The Money Council will discuss how financial health is tied to feelings of wellbeing and empowerment.
INSIGHTS FROM THE MONEY COUNCIL
Aditi Shekar
Zeta
Alison Hutchinson
Brown Brothers Harriman & Co
Carmen Perez
Make Real Cents
Sunny Israni
Clasp
Sophia Bera
Gen Y Planning
Scott Pedvis
Wells Fargo Advisors
Sandi Bragar
Aspiriant
Rod Griffin
Experian
Omer Ismail
Goldman Sachs
Nick Holeman
Betterment
Matthew Boss
TD Bank
Katie Oekler
'Financially Free Females' podcast
Kelly Lannan
Fidelity Investments
Kristen Robinson
Fidelity Charitable
Kristi Rodriguez
Nationwide Financial
Lindsey Bell
Ally Invest
Cynthia Loh
Charles Schwab
Eric Roberge
Beyond Your Hammock
Joseph Edmondson
Equitable Advisors
Kathy Cummings
Bank of America
Kathy Pickering
H&R Block
Charles "Chuck" Cavanaugh
Citi Personal Wealth Mgmt.
Carrie Schwab-Pomerantz
Charles Schwab Foundation
