$1000 investment

How much would you make if you invested S$1,000 in 2025?

And the winner is...

If you had invested S$1,000 at the start of 2025, you end up with…

The All-stars

Silver S$2,480 / +148%

Unexpected winner of 2025 Silver prices reached record highs towards the end of 2025 amid geopolitical uncertainties and a “silver squeeze” driven by restricted supply and growing demand.

Gold S$1,650 / +65.4%

A familiar safe haven asset Central bank buying, falling interest rates and global instability such as trade tariffs drove gold prices up.

The Moonshots

Bitcoin S$938 / -6.2%

Wild swings, emotional whiplash After an uncertain first half, market exuberance in Q3 was later met with a 30% plunge in November.

The Anchors

Straits Times Index S$1,227 / +22.7%

Defying global volatility The largest companies on the Singapore stock exchange saw steady growth driven by the banking sector.

iEdge S-Reit Index (Total Return) S$1,163 / +16.3%

Best performance since 2019 S-Reits made a comeback in 2025 as borrowing costs fell and occupancy stabilised in sub-segments such as retail, industrial and office.

S&P 500 S$1,179 / +17.9%

Global growth engine US equities continued to benefit from tech-led growth and resilient corporate earnings, although some investors warn of an AI bubble.

The Sleep-well-at-night

Slow and steady Short-duration bonds delivered modest returns with minimal volatility.

Cash savings account S$1,040 / +4.0%

Safe, but capped High-interest accounts protected capital but limited upside.

If you had to choose one, would you...

Ride the Moonshots?

You are the Risk Explorer You accept volatility as the price of outsized opportunities.

Anchor yourself in stability?

You are the Growth Seeker You believe in long-term payoffs.

Sleep peacefully at night?

You are the Fortress Builder You value peace of mind over fast returns.

Investing isn’t just about maximising returns, it’s about choosing what kind of stress you are willing to live with. The best investment is the one you could actually stick with.

LionGlobal Bond Fund (Reinvested dividends) S$1,047 / +4.7%

Chase the All-stars?

You are the Strategic Hedger You have an eye for macro trends.

Investing isn’t just about maximising returns, it’s about choosing what kind of stress you are willing to live with. The best investment is the one you could actually stick with.

Silver $2504 / +150.4%

Unexpected winner of 2025  Investors piled into silver as a hedge against inflation and currency uncertainty, pushing prices sharply higher.

A familiar safe haven doing what it does best Gold benefited from geopolitical uncertainty and central bank buying, delivering strong defensive gains.

The All-stars

Silver $2504 / +150.4%

Unexpected winner of 2025 

Investors piled into silver as a hedge against inflation and currency uncertainty, pushing prices sharply higher.

The All-stars

Silver $2504 / +150.4%

Unexpected winner of 2025 

Investors piled into silver as a hedge against inflation and currency uncertainty, pushing prices sharply higher.

Gold $1646 / +64.6%

Gold benefited from geopolitical uncertainty and central bank buying, delivering strong defensive gains.

A familiar safe haven doing what it does best

iEdge S-REIT Index $1147 / +14.7%

Higher borrowing costs capped upside despite stable rental demand.

Income stayed resilient, prices didn’t

The All-stars

Silver $2504 / +150.4%

Unexpected winner of 2025 

Investors piled into silver as a hedge against inflation and currency uncertainty, pushing prices sharply higher.

Gold $1646 / +64.6%

Gold benefited from geopolitical uncertainty and central bank buying, delivering strong defensive gains.

A familiar safe haven doing what it does best

Chase the All-stars?

You are the Strategic Hedger You have an eye for macro trends

Chase the All-stars?

Ride the Moonshots?

You are the Risk Explorer You accept volatility as the price of discovering outsized opportunities

You are the Growth Seeker You believe in long-term innovation

Note: Data reflects total returns between December 31, 2024 and December 31, 2025. Sources: SGX, Yahoo Finance, relevant fact sheets, and bank-published rates GRAPHIC: ADOBE STOCK, AI ASSISTED, YU KEXIN, BT

And the winner is...