How benefits choices work in real life.
A quick, interactive experience that shows how the benefits employers offer affect employees’ health journeys.
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Offered by Cigna Health and Life Insurance Company or its affiliates
931910 07/21
Stressed out about the cost of insulin, an employee struggling with managing their type 2 diabetes reaches out to Cigna for help.
A Cigna One Guide® advocate explains that Cigna caps off insulin at a designated cost per month, based on the employee’s plan, and suggests a doctor’s appointment to get back on track.
The employee can:
Make an in-office appointment
with their doctor
Schedule a virtual care visit
If they need a new primary care doctor, we make it easy, via our online provider directory, to filter in-network providers by quality, cost and patient review scores.
That helps improve the patient
experience and keep costs down for employees and employers.
Our virtual care visits are convenient, safe and offered by reputable health care providers.
To go along with primary care, we’ve expanded our offerings to include urgent care, behavioral care, dental care, and, supplemental health and chronic condition support.
Cigna provides access to virtual care through participating in-network providers. Not all providers have virtual capabilities. Cigna also provides access to virtual care through national telehealth providers as part of your plan. This service is separate from your health plan’s network and may not be available in all areas.
WHAT’S NEXT?
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COVID-19 stress, loneliness and losses continue to take a toll.
After helping to get the employee’s diabetes under control, the doctor suggests she also
see an in-network behavioral health provider for depression.
SEE THEIR OPTIONS.
Following a therapy session, the provider prescribes an antidepressant.
Medication accounts for 30% of total health care costs and is employers’ top expense. Integrating pharmacy, medical and behavioral benefits can result in 25% higher engagement and $227 per member per year (PMPY) savings in total medical costs, compared with when benefits are carved out.
1. Cigna Book of Business national study 2019. Projection compares the following health care spend for medical services categories: Drugs and Biologics, Inpatient Facility, Outpatient Facility, Professional Services, Other Medical Services.
2. Cigna 2020 Book of Business study of medical customers with integrated medical, pharmacy and total behavioral health. Results may vary.
ONE LAST CHOICE. SCROLL DOWN.
Our Employee Assistance Program can help reduce costs, and our communications campaigns help employers get the word out to employees.
Short term, we can provide counseling sessions with licensed clinicians at no extra cost. Long term, our experts can help find financial consultants and connect to care for kids, parents and even pets.
The employee can:
Reach out for emotional
well-being support
Schedule a visit with a behavioral
health provider
Employee assistance program services are in addition to, not instead of, your health plan benefits. These services are separate from your health plan benefits and do not provide reimbursement for financial losses. Customers are required to pay the entire discounted charge for any discounted legal and/or financial services. Additional restrictions may apply. Program availability may vary by plan type and location, and are not available where prohibited by law.
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With these issues being managed, the employee can more proactively focus on their health.
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Cigna has plenty of resources to help make it easier for employees to prioritize their health, including:
ONE LAST SCROLL.
Engagement Consultants help companies create custom well-being strategies for their workforce that include:
The employee can:
Utilize available health tools
Reach out to us for help
Tailored options to prioritize physical, emotional, environmental, financial and
social needs
Incentives that reward employees for making healthier choices
Resources to empower employees, including health coaching
Connections to community resources for food, care and financial assistance
Supplemental health plans that can help provide some financial stability and helpful support if unexpected health challenges arise
Cigna can work
with you to create meaningful solutions
for employees at
every step of their
health journey.
Product availability may vary by location and plan type and is subject to change. All group health insurance policies and health benefit plans contain exclusions and limitations. For costs and details of coverage, contact a Cigna representative. All Cigna products and services are provided exclusively by or through operating subsidiaries of Cigna Corporation, including Cigna Health and Life Insurance Company (CHLIC), Cigna Behavioral Health, Inc., Express Scripts, Inc., or their affiliates.
931910 07/21 © 2021 Cigna
The employee can:
The employee can:
The employee can:
The employee can: