Cigna Healthy Additions

Healthy Additions

Healthy savings, convenience and value.

GROUP ACCIDENTAL INJURY, CRITICAL ILLNESS AND HOSPITAL CARE (INDEMNITY) INSURANCE POLICIES PAY LIMITED BENEFITS ONLY. THEY DO NOT CONSTITUTE COMPREHENSIVE HEALTH INSURANCE COVERAGE AND ARE NOT INTENDED TO COVER ALL MEDICAL EXPENSES. THIS COVERAGE DOES NOT SATISFY THE “MINIMUM ESSENTIAL COVERAGE” OR INDIVIDUAL MANDATE REQUIREMENTS OF THE AFFORDABLE CARE ACT (ACA). Product availability may vary by location and plan type and is subject to change. All group insurance policies and benefit plans may contain exclusions, limitations, reduction of benefits and terms under which the policies may be continued in force or discontinued. For costs and complete details of coverage, contact your Cigna representative. All Cigna products and services are provided exclusively by or through operating subsidiaries of Cigna Corporation including Cigna Health and Life Insurance Company (CHLIC), Connecticut General Life Insurance Company, and Cigna Dental Health, Inc. Medical Policy forms: OK - HP-APP-1 et al., OR - HP-POL38 02-13, TN - HP-POL43/HC-CER1V1 et al., (CHLIC). Dental Policy forms: OK - HP-POL99/HP-POL388, OR - HP-POL638/HP-POL352, TN - HP-POL69/HC-CER2V1/HP-POL389 et al. (CHLIC). Supplemental Health Policies are insured by Life Insurance Company of North America (LINA), except in NY, where policies are insured by Cigna Life Insurance Company of New York (New York, NY). Policy forms: Accidental Injury - GAI-00-1000, GAI-00-1000.OR et al.; Critical Illness - GCI-00-1000, GCI-02-1000, GCI-00-0000.OR, GCI-02- 0000.OR et al.; Hospital Care (Indemnity) - GHIP-00-1000, GHIP-00-1000.Ora, GHIP-01-1000, GHIP-1.2-1000 et al. (LINA). The Cigna name, logo, and other Cigna marks are owned by Cigna Intellectual Property, Inc. Cigna Life Insurance Company of New York and Life Insurance Company of North America are not affiliates of Cigna and the name "Cigna Life Insurance Company of New York" is used under a license granted to Cigna Life Insurance Company of New York. 954331 04/21 © 2021 Cigna

Adding a Cigna Healthy Additions bundle to your clients' existing benefits package provides healthy savings, convenience and value.

Medical

Supplemental

Medical

Dental

Medical

Supplemental

Medical

Dental

Supplemental

Dental

Supplemental

Ease of benefits administration with bundled product solutions.

A more connected experience to help improve the whole health of employees and the financial health of your clients.

Click the buttons below to see how our Healthy Additions Bundles can deliver more savings, convenience and value to your clients and their employees (EEs).

To learn more, contact your Cigna representative today.

More value, convenience and savings for your clients and their employees.

Cigna

Healthy Additions

¹ Available as a one-time savings for fully insured cases when you integrate Medical and Dental PPO. Inclusion of discounts is subject to case level financial position. Discounts may not be available in all states. Savings not available in Rhode Island. ² Available as a one-time savings for ASO-funded cases when you integrate Medical and Dental PPO. Inclusion of discounts is subject to case level financial position. Discounts may not be available in all states. Savings not available in Rhode Island.

Package

Medical cost savings

1% of premium

0.5% - 5.0% of premium

1% off claim reduction

$1.00 fee reduction

$0.10 fee reduction

$0.10 - $0.20 fee reduction

1% of premium

ASO²

Fully insured¹

ASO²

Dental cost savings

Medical + Dental (50 - 499 EEs)

Medical + Dental (500 - 4,999 EEs)

¹ Available as a one-time savings for fully insured cases when you integrate at least two supplemental health products (Accidental Injury, Critical Illness or Hospital Care) and Dental PPO. Inclusion of discounts is subject to case level financial position. Discounts may not be available in all states. ² Available as a one-time savings for ASO cases whenyou integrate at least two supplemental health products (Accidental Injury, Critical Illness or Hospital Care) and Dental PPO. Inclusion of discounts is subject to case level financial position. Discounts may not be available in all states.

Cigna Dental + Cigna Supplemental Health Solutions

Package

1% of premium

$0.10 fee reduction

Fully insured¹

ASO²

Dental cost savings

Dental + Supplemental (100 - 4,999 EEs)

Cigna Dental + Cigna Medical

¹ Savings are available to new and existing medical clients who add new Supplemental Health products. Savings are effective immediately for new clients and at renewal for existing clients. Savings are not available in Rhode Island.

Package

0.5% of premium (100 - 750 EEs)

Level Funding 0.5% of premium equivalent (100 - 750 EEs) Non-Level Funding +$0.25 fee reduction per SHS product sold (100 - 4,999 EEs)

Fully insured¹

ASO¹

Medical cost savings

Medical + Supplemental

Cigna Medical + Cigna Supplemental Health Solutions

1.5% of premium

Fully insured

Medical cost savings

Medical + Dental + Supplemental

Cigna Medical + Cigna Dental + Cigna Supplemental Health Solutions

Dental cost savings

1% of premium

100 - 750 EEs

751 - 4,999 EEs

100 - 499 EEs

500 - 4,999 EEs

1.5% - 6% of premium

2% of premium

Level Funding 0.5% of premium equivalent + 1% off claim reduction Non-Level Funding 1% off claim reduction + $0.25 fee reduction per SHS product sold

$0.20 - $0.30 fee reduction

$0.20 fee reduction

100 - 499 EEs

500 - 4,999 EEs

$1.00 fee reduction + $0.25 fee reduction per SHS product sold

ASO

Medical cost savings

Dental cost savings

Medical + Dental + Supplemental

1,5

1,3

2,5

2,4

1. Available as a one-time savings for fully insured cases when you integrate Medical and Dental PPO. Inclusion of discounts is subject to case level financial position. Discounts may not be available in all states. Savings are not available in Rhode Island. 2. Available as a one-time savings for ASO cases when you integrate Medical and Dental PPO. Inclusion of discounts is subject to case level financial position. Discounts may not be available in all states. 3. Available as a one-time savings for fully insured cases when you integrate at least two supplemental health products (Accidental Injury, Critical Illness or Hospital Care) with Dental PPO. Inclusion of discounts is subject to case level financial position. Discounts may not be available in all states. 4. Available as a one-time savings for ASO cases when you integrate at least two supplemental health products (Accidental Injury, Critical Illness or Hospital Care) with Dental PPO. Inclusion of discounts is subject to case level financial position. Discounts may not be available in all states. 5. Savings are available to new and existing medical clients who add at least two new Supplemental Health products. Savings are effective immediately for new clients and at renewal for existing clients. Discounts may n ot be available in all states. Savings are not available in Rhode Island.

Fully insured¹

Offered and distributed by Cigna Health and Life Insurance Company, Connecticut General Life Insurance Company or their affiliates. Supplemental benefits are underwritten by Life Insurance Company of North America or Cigna Life Insurance Company of New York.

Cigna

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