The risks faced by insurers in 2026 and beyond are evolving rapidly and present both challenge and opportunity.
Emerging risks such as head office liability and the growing influence of litigation funding are reshaping corporate risk profiles, while technological and geopolitical developments, from next-generation nuclear energy to expanding space activity and tightening global sanctions, are adding further complexity.
At the same time, shifting social behaviours, including the rise of social media addiction, are creating more liability risks for insurers linked to mental health. By anticipating these emerging risks and adapting swiftly, insurers can not only protect their clients but also strengthen their own resilience.
Neil Beresford, Partner and lead of Clyde & Co's Emerging Risk programme, London
