Your new-hire benefits enrollment occurs within your first 45 days of employment.
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Make the most out of your company’s enrollment by talking with your benefits counselor and choosing the benefits that are right for you and your loved ones.
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Learn what benefits are available to you and how to discuss them with your benefits counselor.
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CORE BENEFITS
VOLUNTARY BENEFITS
Accident insurance
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Cancer insurance
Critical illness insurance
Dental insurance
Disability insurance
Hospital indemnity insurance
Term life insurance
Whole life insurance
Contact your benefits counselor
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Talk with your benefits counselor during your enrollment, so you can get tailored benefit recommendations and comprehensive information about the benefits offered to you. If you are a new hire, you must complete your benefit selections within your first 45 days of employment to ensure your benefit selections (or waivers) have been processed. Don’t wait, schedule your benefits counseling appointment below.
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You have the opportunity to attend a benefits counseling session to learn about the benefit options available to you and your loved ones. During the session, your benefits counselor will answer questions and help you enroll. Prior to meeting with your benefits counselor, learn what benefits are available to you.
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Talk with your benefits counselor during your enrollment, so you can get tailored benefit recommendations and comprehensive information about the benefits offered to you.
Click the Colonial Life voluntary benefits below to learn more.
Available voluntary benefits
Medical insurance
Vision insurance
Life insurance
Health savings account
Flexible spending account
401(k)
Available core benefits
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In addition to Bozzuto’s core benefit offering, Colonial Life voluntary insurance benefit options are available during your initial enrollment period without medical underwriting to qualify for coverage. Benefits may be subject to a pre-existing condition provision.
To be prepared for your enrollment, bring the following items to your benefits counseling session: o Your email address o Your telephone number o Names, Social Security Numbers and dates of birth for benefits-eligible family members who you wish to include on your insurance. o Names, Social Security Numbers, dates of birth and address for your life insurance beneficiaries.
*Accidental Death and Dismemberment insurance coverage is underwritten by Federal Insurance Company, a member insurer of the Chubb Group of Insurance Companies. This coverage may not be available in all states.
Colonial Life’s supplemental coverage can: o Help protect a portion of your income if you're unable to work due to a covered accident or illness o Help cover the direct medical costs of qualifying accidents and sicknesses o Assist with the indirect, out-of-pocket costs of qualifying accidents and sicknesses – the costs that major medical insurance typically doesn’t pay o Promote healthier lifestyles and preventive measures by offering benefits for certain wellness and health screening tests
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New hires are required to complete their benefits enrollment within their first 45 days of employment. Your core benefits coverage is effective the first of the month following your date of hire. Colonial Life coverage, when selected, is effective the first of the month following your application date.
Part-time employees are eligible for Vision, 401K, Colonial Life’s supplemental coverage, the Employee Assistance Program and Travel and Entertainment Discounts.
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Core benefits are provided by other insurance carriers. Click the core benefits to learn more.
Wellness / Employee Assistance Program (EAP)
Travel and Entertainment Discounts
[Core benefit list, product details and/or hyperlinks are provided by a third party and are being offered for informational purposes only and as a service to our customers. Colonial Life in no way controls, guarantees, endorses, sponsors, or promotes these products or their intellectual property, and is not responsible for the accuracy of the information.] Policy forms marketed by the company vary by product and are too numerous to list in the advertisement, but a list can be provided upon request. Colonial Life Insurance products are underwritten by Colonial Life & Accident Insurance Company, Columbia, SC. ©2022 Colonial Life & Accident Insurance Company. All rights reserved. Colonial Life is a registered trademark and marketing brand of Colonial Life & Accident Insurance Company.
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Core benefits are provided by other insurance carriers.
MDLIVE® MDLIVE® can help you skip the waiting room and talk to a doctor when it’s most convenient for you. They offer 24/7 access to state-licensed, board-certified doctors averaging 15 years of practice experience.
Accidental death and dismemberment (AD&D) Accidental death and dismemberment (AD&D) coverage administered through Chubb offers extra protection in the event of a covered accident that results in the loss of life, limb, sight, speech or hearing.
WellCard WellCard offers discounts on health and wellness services, including potential savings on doctor’s office visits, prescription drugs and more.
LawAssure™ LawAssure™ services guides and supports you when you need help writing you will, preparing a healthcare directive and creating other important legal documentation.
IdentityGuard Identity Guard monitors your personal information and alerts you if it becomes compromised. They’ll help you every step of the way to restore your information as well as cover up to $1 million for losses you experience because of stolen funds from identity theft.
Knowledge of Financial Education (KOFE) Take control of your finances with help from Knowledge of Financial Education (KOFE), a corporate financial wellness program created by Consolidated Credit. From financial coaching to online tools, you can get the support you need to meet your financial goals.
FutureFuel.io FutureFuel.io gives you the tools you need to crush your student debt once and for all. They are able to assess a variety of federal repayment plans, compare prequalified rates from lenders, and manage your federal and private loans together.
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Aetna Copay plan (Medical)
Aetna Health Savings Account (HSA) Plan (Medical)
Aetna ACO Plan (Medical)
Aetna Choice Plus II (Medical)
Your benefits counselor can answer questions about your medical insurance and help you determine the option that works best for you.
Bozzuto's Dental Benefit Summary
Adams Dental Benefit Summary
During enrollment, you can learn more about how dental insurance can help you with expenses from routine cleanings and – depending on your plan – other dental procedures.
Bozzuto's VSP Benefit Summary
Adam's Vision Flyer
Vision brochure
By enrolling in vision insurance, you can get coverage to help the costs associated with routine preventive eye care appointments.
The Hartford Short Term Disability Benefit Booklet
The Hartford Long Term Disability Benefit Booklet
Disability insurance provides a benefit to help with income that's lost because of a disability resulting from an illness or injury.
Basic Life and Supplemental Life (Schedule of Insurance starts on page 16)
Life brochure
You can apply for life insurance to help provide financial protection for the people in your life who matter most. You'll learn more about your options during enrollment.
Fidelity Investments 401K Plan Overview (Retirement)
401(k) brochure
During your enrollment, you can elect to participate in a 401(k), a qualified retirement plan that enables you to save and invest for your retirement on a tax-deferred basis.
Plum Benefits Brochure
FSA brochure
A flexible spending account (FSA) is a reimbursement account set up under a flexible benefits plan. With an FSA, you elect to have a specified amount of pre-tax money deducted from your paycheck each pay period. You can use this money to pay for qualified medical expenses that other plans don't cover.
Plum Benefits - Travel and Entertainment Discounts
Griffin Wellness 2022 Wellness Program Overview
Employee Assistance Program (EAP) Benefit Summary
Griffin Wellness 2022 Wellness Program FAQ
2023 medical plan comparison with rates
Full-time employees are eligible for all core benefits. Part-time employees are only eligible for the following core benefits: Vision, 401K, the Employee Assistance Program and Travel and Entertainment Discounts. Review your helpful benefits booklet for additional details: 2022 Bozzuto's Booklet 2023 Bozzuto's Booklet 2022 Adams Booklet 2023 Adams Booklet Find Aetna in-network doctors.
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Explore your benefits
Before meeting with your benefits counselor, take the time to review the benefits offered to you during enrollment. For additional information, select the benefits you want to learn more about.
Core benefits
Voluntary benefits
These benefits are offered directly to you by your employer. Full-time employees are eligible for all core benefits. Part-time employees are only eligible for the following core benefits: Vision, 401K, the Employee Assistance Program and Travel and Entertainment Discounts.
Learn about core benefits
These Colonial Life benefits are designed to complement your core benefits and help provide extra financial protection.
Learn about voluntary benefits
Provides a benefit for a range of accidental injuries.
Example: One night while camping, Susan tripped over the logs for her campfire and broke her collarbone. She used her benefit to help cover some of the costs associated with her injury.
THIS IS A LIMITED BENEFIT.
Accident brochure
The example above is for illustrative purposes only. Benefits may vary. The insurance has exclusions and limitations. For complete details, see your benefits counselor.
Example: George is in his mid-forties and wants to ensure his family would be able to continue their way of life if he were to pass away. That's why he signed up for whole life insurance.
Provides a benefit to help protect your family’s way of life in the event of your death.
Follow these steps to edit the Benefits Menu: Step 1 - Organize the Menus: - Select the eye to view & edit the Voluntary Benefit Menu (Be sure to turn eye off when edits are completed) - Select the dropdown for this section and you will see two layers to focus on: - "Product Blurbs" - "Products Menu Selectors" - Under "Product Menu Selectors" you will be able to create the menu layout for the products offered. - If there are 8 products, you shouldn't need to make any menu changes, but you will want to update brochures in the blurb section. - If less than 8 products, turn the "8 Products" layer eye off. Turn the "7 or Less Product Layouts" eye on. - Drop down the 7 or less layer and delete the products you do not need. - The products remaining will be seen on the right of the canvas, you will want to select the layer of the product and then move it into the menu on the canvas. These Groups contain multiple elements that all need to mover together, so select the product group and then move it on to the canvas. - Organize these groups on the canvas in an appealing way depending on the # of products offered. Best practice for each is: - For 7 products, 4 on top, 3 on bottom row - For 6 products, 3 on top, 3 on bottom row - For 5 products, 3 on top, 2 on bottom row - For 4 products, 2 on top, 2 on bottom row OR 4 straight across on one row - For 3 products, 2 on top, 1 on bottom row OR 3 straight across on one row - For 2 products, side by side positioning - For 1 product, center the sole product in the middle of the box These same rules apply for Core Benefit Menu section. Step 2 - Edit Product Content - Click the drop down for "Product Blurbs" - Click the eye to view the product you need to edit. Delete the products you do not need by clicking the layer and hitting "Delete" - In each product, you should only need to edit the "Blurb + Image" layer and the "PDF Button" layer - For the PDF Button layer, select the layer itself, and go to "Interact" at the top right side of the studio. Here, you will want to go into the "On Click" interaction drop down that is currently there and update the link with the PDF you plan to share in the "URL" box. -In the Blurb + Image layer, you may only need to update the image. This is a masked image - select the "Circle Image" mask layer and just change the image out as needed. IF THIS PIECE IS STATE SPECIFIC TO MASSACHUSETTS, TURN ON DENTAL DISCLAIMER IN VOLUNTARY BENEFITS.
Example: Travis and Cindy were preparing for their second child when they learned Travis had cancer. They were able to use their benefit to help offset out-of-pocket expenses related to his diagnosis.
Provides a benefit to help offset the out-of-pocket medical and indirect, non-medical expenses related to cancer.
Wellness / EAP
Flexible Spending Account
Example: Michelle is expecting her first child. In preparation for the baby’s arrival, she purchased a Colonial Life term life insurance policy. With term life insurance, Michelle knows if the unexpected were to happen, her family would have financial protection.
Offers a predictable way to provide more life coverage at more affordable prices during high-need years.
Example: After a sudden accident, Joey was admitted to the hospital. His hospital indemnity plan helped him pay for the hospital expenses his medical insurance didn’t cover.
Provides a benefit for hospital confinement or outpatient surgery to help with co-payments and deductibles.
Example: Ashley injured her leg while jogging one morning. Her benefit helped her with rent and monthly student loan payments.
Helps replace a portion of your income to help make ends meet if you become disabled from a covered accident or injury.
Example: Sam scheduled an oral exam at his local dentist. His benefit helped supplement the costs associated with the visit and exam.
Provides benefits for a variety of procedures, from routine cleanings to more advanced procedures.
*May also be referred to as specified disease insurance or specified critical illness insurance.
Example: After returning home from his 45th birthday celebration, John had a heart attack. Fortunately, he survived and had critical illness insurance to help pay the bills while he recovered.
Provides a benefit to help you manage the financial impacts of a critical illness.
Critical illness insurance*
Health Savings Account
2022 Bozzuto's benefits booklet
Cancer brochure
Critical illness brochure
Dental brochure
Disability brochure
Hospital Indemnity brochure
Term life brochure
Whole life brochure
The list of core benefits is offered for informational purposes only and as a service to our customers. Colonial Life in no way controls, guarantees, endorses, sponsors, or promotes these products. Some states may require insureds to be covered by comprehensive health insurance before applying for certain coverages. For employees in California Hospital indemnity insurance is a supplement to health insurance. It is not a substitute for essential health benefits or minimum essential coverage as defined in federal law. This information is not intended to be a complete description of the insurance coverage available. The insurance or its provisions may vary or be unavailable in some states. The insurance has exclusions and limitations which may affect any benefits payable. For cost and complete details of coverage, call or write your Colonial Life benefits counselor. Colonial Life Insurance products are underwritten by Colonial Life & Accident Insurance Company, Columbia, SC. ©2022 Colonial Life & Accident Insurance Company. All rights reserved. Colonial Life is a registered trademark and marketing brand of Colonial Life & Accident Insurance Company.
Your enrollment is January 5-31, 2022
The list of core benefits is offered for informational purposes only and as a service to our customers. Colonial Life in no way controls, guarantees, endorses, sponsors, or promotes these products. Some states may require insureds to be covered by comprehensive health insurance before applying for certain coverages. ACCIDENT, CANCER, CRITICAL ILLNESS, DENTAL AND HOSPITAL INDEMNITY INSURANCE PROVIDE LIMITED BENEFITS. A Network Access Plan is available. For employees in California Hospital indemnity insurance is a supplement to health insurance. It is not a substitute for essential health benefits or minimum essential coverage as defined in federal law. LawAssure™ is a trademark of and service provided by Epoq, Inc. MDLIVE is a registered trademark of MDLIVE, Inc. State restrictions may apply. Terms and availability of service are subject to change. Service providers do not provide legal advice; please consult your attorney for guidance. Services are not valid after coverage terminates. Please contact your Colonial Life benefits counselor for details. This information is not intended to be a complete description of the insurance coverage available. For cost and complete details of coverage, call or write your Colonial Life benefits counselor. The insurance or its provisions may vary or be unavailable in some states. The insurance has exclusions and limitations which may affect any benefits payable. Colonial Life Insurance products are underwritten by Colonial Life & Accident Insurance Company, Columbia, SC. ©2021 Colonial Life & Accident Insurance Company. All rights reserved. Colonial Life is a registered trademark and marketing brand of Colonial Life & Accident Insurance Company.
HSA Brochure
THIS IS A LIMITED BENEFIT. A NETWORK ACCES PLAN IS AVAILABLE.
2022 medical plan comparison with rates
Find Aetna in-network doctors
2023 Bozzuto's benefits booklet
2023 Adams benefits booklet
2022 Adams benefits booklet
Get to know the business behind the benefits
Colonial Life understands how disruptive it can be when the unexpected happens. That's why employees have relied on us since 1937.
Experience you can count on
Benefits can be complex, and it's important to make the choices that best fit your lifestyle and budget. That’s why our benefits counselors talk with you 1-to-1 in order to help you fully understand your benefit options. They can also: - Simplify complex benefit concepts - Answer your questions - Walk you through the enrollment process Talk with your benefits counselor to help you get the most out of your benefit options.
About Colonial Life
Learn about our company
Expertise you can count on
[CEROS OBJECT]
This information is not intended to be a complete description of the insurance coverage available. The insurance or its provisions may vary or be unavailable in some states. The insurance has exclusions and limitations which may affect any benefits payable. For cost and complete details of coverage, call or write your Colonial Life benefits counselor. Colonial Life Insurance products are underwritten by Colonial Life & Accident Insurance Company, Columbia, SC. ©2022 Colonial Life & Accident Insurance Company. All rights reserved. Colonial Life is a registered trademark and marketing brand of Colonial Life & Accident Insurance Company.
The list of core benefits is offered for informational purposes only and as a service to our customers. Colonial Life in no way controls, guarantees, endorses, sponsors, or promotes these products. Some states may require insureds to be covered by comprehensive health insurance before applying for certain coverages. For employees in California Hospital indemnity insurance is a supplement to health insurance. It is not a substitute for essential health benefits or minimum essential coverage as defined in federal law. This information is not intended to be a complete description of the insurance coverage available. For cost and complete details of coverage, call or write your Colonial Life benefits counselor. The insurance or its provisions may vary or be unavailable in some states. The insurance has exclusions and limitations which may affect any benefits payable. Colonial Life Insurance products are underwritten by Colonial Life & Accident Insurance Company, Columbia, SC. ©2021 Colonial Life & Accident Insurance Company. All rights reserved. Colonial Life is a registered trademark and marketing brand of Colonial Life & Accident Insurance Company.
Contact Information
If you need assistance scheduling your benefits counseling session, please contact: Kerry O’Connell Persons, Colonial Life Coordinator Email: Kerry.Parsons@ColonialLifeSales.com Phone: 888-623-6236 ext. 826 or Mike Castro, Colonial Life Sales and Service Phone: 860-836-1965 To reach Human Resources or the insurance companies’ customer service department following your enrollment, review the Benefits Contact Card here.
Colonial Life
Accident, critical illness, cancer, dental, hospital indemnity and gunshot wound policies provide limited benefits. This information is not intended to be a complete description of the insurance coverage available. The insurance or its provisions may vary or be unavailable in some states. The insurance has exclusions and limitations which may affect any benefits payable. For cost and complete details of coverage, call or write your Colonial Life benefits counselor. Insurance products are underwritten by Colonial Life & Accident Insurance Company, Columbia, SC. Some dental plans may be administered by Starmount Life Insurance Company. © 2021 Colonial Life & Accident Insurance Company. All rights reserved. Colonial Life is a registered trademark and marketing brand of Colonial Life & Accident Insurance Company.
Tu inscripción es el 5 - 31 de enero de 2022
Programa tu sesión
Síguenos
Aprovecha al máximo la inscripción de tu empresa hablando con tu consejero de beneficios y eligiendo los beneficios adecuados para ti y tus seres queridos.
Empecemos
Aprenda qué beneficios están disponibles para usted y cómo discutirlos con su asesor de beneficios.
COMIENZA AHORA MISMO
CONECTAR
BENEFICIOS PRINCIPALES
BENEFICIOS VOLUNTARIOS
Seguro por accidentes
Seguro por cáncer
Seguro por enfermedad crítica
Seguro odontológico
Seguro por incapacidad
Seguro de indemnización hospitalaria
Seguro de vida a término
Seguro de vida integral
Reúnete con tu consejero de beneficios
Programar
Habla con tu consejero de beneficios durante tu inscripción, para que puedas obtener recomendaciones de beneficios a medida e información completa sobre los beneficios que se te ofrecen.
REVISAR LOS BENEFICIOS
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Resumen de beneficios
Inicio
Comienza ahora mismo
Acerca de
Inglés
Revisa los beneficios voluntarios de Colonial Life que aparecen a continuación para obtener más información.
Beneficios voluntarios disponibles
Seguro médico
Seguro oftalmológico
Seguro de vida
Cuentas de ahorros de salud
Cuenta de gastos flexible
Principales beneficios disponibles
DESTACADAS
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WellCard La tarjeta WellCard ofrece descuentos en servicios de salud y bienestar, incluyendo ahorros potenciales en las visitas al consultorio médico, medicamentos de venta con receta y más.
Muerte y desmembramiento accidental (AD&D) La cobertura por muerte y desmembramiento accidental (AD&D) administrada a través de Chubb ofrece una protección adicional en caso de un accidente cubierto que resulte en la pérdida de la vida, de una extremidad, de la vista, del habla o de la audición.
*La cobertura de seguro por muerte accidental y desmembramiento está suscrita por Federal Insurance Company, miembro asegurador del Grupo Chubb de Aseguradoras. Es posible que esta cobertura no esté disponible en todos los estados.
LawAssure™ Los servicios de LawAssure™ te guían y apoyan cuando necesitas ayuda para redactar tu testamento, preparar una directiva de salud y crear otra documentación legal importante.
IdentityGuard Identity Guard supervisa tu información personal y te avisa si se ve comprometida. Te ayudarán en todo momento a restablecer tu información, así como a cubrir hasta un millón de dólares por las pérdidas que sufras a causa de los fondos robados por el robo de identidad.
Knowledge of Financial Education (KOFE) Toma el control de tus finanzas con la ayuda de Knowledge of Financial Education (KOFE), un programa de bienestar financiero corporativo creado por Consolidated Credit. Desde el asesoramiento financiero hasta las herramientas en línea, puedes obtener el apoyo que necesitas para alcanzar tus objetivos financieros.
FutureFuel.io FutureFuel.io te da las herramientas que necesitas para aplastar tu deuda estudiantil de una vez por todas. Pueden evaluar una variedad de planes de reembolso federales, comparar los aranceles precalificados de los prestatarios y gestionar tus préstamos federales y privados juntos.
Contacto
SIGUIENTE
Message from Agent Test copy for the requestor to customize.
MDLIVE® MDLIVE® puede ayudarte a saltarte la sala de espera y a hablar con un médico cuando más te convenga. Ofrecen acceso 24 horas al día, 7 días a la semana, a médicos con licencia estatal y certificados por el consejo, con una media de 15 años de experiencia en la práctica.
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Otras compañías de seguros proporcionan los beneficios principales.
Privacidad
Aviso legal
Divulgación de la remuneración
No vender mi información personal
[La lista de beneficios básicos, los detalles del producto y/o lo ofrecen solo con fines informativos y como un servicio a nuestros clientes. Colonial Life de ninguna manera controla, garantiza, respalda, patrocina o promueve estos productos o su propiedad intelectual propiedad, y no es responsable de la exactitud de la información.] [Programas de valor agregado: pueden aplicarse restricciones estatales. Los términos y la disponibilidad del servicio están sujetos a cambios. Los proveedores de servicios no brindar asesoría legal. Comuníquese con su asesor de beneficios de Colonial Life para obtener más detalles. LawAssure™ es una marca registrada y el servicio brindado por Epoq, Inc. MDLIVE es una marca registrada de MDLIVE, Inc.] El seguro o sus disposiciones pueden variar o no estar disponibles en algunos estados. El seguro tiene exclusiones y limitaciones que pueden afectar cualquier beneficio pagadero. Para conocer el costo y los detalles completos de la cobertura, comuníquese con su asesor de beneficios de Colonial Life. Los formularios de póliza comercializados por la compañía varían según el producto y son demasiado numerosos para enumerarlos en el anuncio, pero se puede proporcionar una lista a pedido. Los productos de Colonial Life Insurance están respaldados por Colonial Life & Accident Insurance Company, Columbia, SC. ©2022 Colonial Life & Accident Insurance Company. Todos los derechos reservados. Colonial Life es una marca registrada y una marca comercial de Colonial Life & Accident Insurance Company.
Conectar
Continuar a los beneficios principales
Continuar a los beneficios voluntarios
Los beneficios principales son proporcionados por otras compañías de seguros.
Explora tus beneficios
Antes de reunirte con tu consejero de beneficios, tómate el tiempo necesario para revisar los beneficios que se te ofrecen durante la inscripción. Para obtener información adicional, selecciona los beneficios de los que deseas obtener más información.
Beneficios principales
Beneficios voluntarios
Estos beneficios te los ofrece directamente tu empresa.
Estos beneficios ofrecidos por Colonial Life están diseñados para complementar tus beneficios principales y ayudar a proporcionar una protección financiera adicional.
Proporciona un beneficio para una variedad de lesiones accidentales.
Ejemplo: Una noche, mientras acampaba, Susan tropezó con los troncos de su hoguera y se rompió la clavícula. Utilizó su beneficio para ayudar a cubrir algunos de los costos asociados a su lesión.
ESTE ES UN BENEFICIO LIMITADO.
Siguiente
Folleto de accidentes
El ejemplo anterior es solo con fines ilustrativos. Los beneficios pueden variar. El seguro tiene exclusiones y restricciones. Para obtener más información, consulta a tu consejero de beneficios.
Ejemplo: George tiene cuarenta y tantos años y quiere asegurarse de que su familia pueda continuar con su modo de vida si él fallece. Por eso contrató un seguro de vida integral.
Proporciona un beneficio para ayudar a proteger su la forma de vida de la familia en caso de su muerte.
Anterior
Ejemplo: Travis y Cindy se estaban preparando para su segundo hijo cuando se enteraron de que Travis tenía cáncer. Pudieron utilizar su beneficio para ayudar a compensar los gastos de bolsillo relacionados con su diagnóstico.
Proporciona un beneficio para ayudar a compensar el gastos de bolsillo médicos e indirectos, no medicos relacionados con el cáncer.
Cuenta de ahorro de salud
Folleto 401(k)
Durante tu inscripción, puedes elegir participar en un 401(k), un plan de jubilación calificado que te permite ahorrar e invertir para tu jubilación con impuestos diferidos.
Folleto de FSA
Una Cuenta de gastos flexible (FSA, por sus siglas en inglés) es una cuenta de reembolso establecida bajo un plan flexible de beneficios. Con una FSA, tú eliges que cada período de pago se deduzca una cantidad específica de dinero antes de impuestos de tu sueldo. Puedes usar este dinero para pagar gastos médicos calificados que otros planes no cubren.
Folleto de HSA
Una cuenta de ahorros de salud (HSA, por sus siglas en inglés) es una cuenta de ahorros médicos con beneficios fiscales disponible si estás inscrito en un plan de salud con deducible alto. Tu HSA puede ayudarte a pagar la atención médica, los medicamentos de venta con receta y otros gastos calificados.
Folleto de vida
Folleto Discapacidad
Folleto oftalmológico
Al inscribirte en un seguro oftalmológico, puedes obtener cobertura para ayudarte a cubrir los costos asociados con las citas de atención oftalmológica preventiva de rutina.
Folleto odontológico
Folleto médico
Tu consejero de beneficios podrá responder todas tus preguntas sobre tu seguro médico y ayudarte a determinar qué opción es la que mejor se adapta a tus necesidades.
Durante el período de inscripción, podrás obtener más información sobre cómo el seguro odontológico puede ayudarte a cubrir los gastos de limpiezas de rutina y, según tu plan, otros procedimientos odontológicos.
El seguro por incapacidad provee un beneficio para ayudarte con la falta de ingresos debido a una incapacidad como resultado de una enfermedad o lesión.
Puedes solicitar un seguro de vida a fin de ayudarte a proporcionar protección financiera a las personas que más te importan en tu vida. Obtendrás más información sobre tus opciones durante la inscripción.
Ejemplo: Michelle está esperando su primer hijo. Para preparar la llegada del bebé, adquirió una póliza de seguro de vida a término de Colonial Life. Con el seguro de vida a término, Michelle sabe que si ocurriera lo inesperado, su familia tendría protección financiera.
Ofrece una forma predecible de proporcionar más vida cobertura a precios más asequibles durante los años de mayor necesidad.
Ejemplo: Tras un repentino accidente, Joey fue ingresado en el hospital. Su plan de indemnización hospitalaria le ayudó a pagar los gastos de hospitalización que su seguro médico no cubría.
Proporciona un beneficio para el hospital hospitalización o cirugía ambulatoria para ayudar con los copagos y deducibles.
Ejemplo: Ashley se lesionó la pierna mientras corría una mañana. Su beneficio le ayudó a pagar el alquiler y los préstamos estudiantiles mensuales.
Ayuda a reemplazar una parte de sus ingresos para ayudar a llegar a fin de mes si queda discapacitado de un accidente o lesión cubiertos.
Ejemplo: Sam programó un examen oral en su dentista local. Su beneficio ayudó a complementar los costos asociados a la visita y el examen.
Proporciona beneficios para una variedad de procedimientos, desde limpiezas de rutina hasta procedimientos más avanzados.
*También denominado seguro para enfermedades específicas o seguro para enfermedades críticas específicas.
Ejemplo: Después de volver a casa tras la celebración de su cumpleaños 45, John sufrió un ataque al corazón. Afortunadamente, sobrevivió y tenía un seguro por enfermedad crítica que le ayudó a pagar las facturas mientras se recuperaba.
Proporciona un beneficio para ayudarlo a administrar los impactos financieros de una enfermedad crítica.
Seguro por enfermedad crítica*
Folleto de beneficios
Folleto de cáncer
Folleto de enfermedades críticas
Folleto dental
Folleto de discapacidad
Folleto de indeterminación hospitalaria
Folleto de vida a término
Folleto de vida entera
La lista de beneficios principales se ofrece únicamente con fines informativos y como servicio a nuestros clientes. Colonial Life no controla, garantiza, respalda, patrocina o promociona estos productos. Algunos estados pueden exigir que los asegurados estén cubiertos por un seguro médico integral antes de solicitar determinadas coberturas. Para los empleados del seguro de indemnización hospitalaria de California Esta cobertura es un suplemento de un seguro de salud. No sustituye a los beneficios de salud esenciales ni a la cobertura mínima esencial definida en la ley federal. Esta información no pretende ser una descripción completa de la cobertura del seguro disponible. El seguro o sus disposiciones pueden variar o no estar disponibles en ciertos estados. El seguro contiene exclusiones y restricciones que pueden afectar los beneficios a pagar. Para conocer el costo y los detalles completos de la cobertura, llama o escribe a tu consejero de beneficios de Colonial Life. Los productos de Colonial Life Insurance están suscritos por Colonial Life & Accident Insurance Company, Columbia, SC. ©2022 Colonial Life & Accident Insurance Company. Todos los derechos reservados. Colonial Life es una marca registrada y de comercialización de Colonial Life & Accident Insurance Company.
Esta política no está disponible en códigos postales que comiencen con 025.
El ejemplo anterior es solo con fines ilustrativos. Los beneficios puedes variar. El seguro tiene exclusiones y restricciones. Para obtener más información, consulta a tu consejero de beneficios.
ESTE ES UN BENEFICIO LIMITADO. EXISTE UN PLAN DE ACCESO A LA RED.
Folleto de identidad hospitalaria
Folleto sobre el cáncer
La lista de beneficios principales se ofrece únicamente con fines informativos y como servicio a nuestros clientes. Colonial Life no controla, garantiza, respalda, patrocina o promociona estos productos. Algunos estados pueden exigir que los asegurados estén cubiertos por un seguro médico integral antes de solicitar determinadas coberturas. Para los empleados del seguro de indemnización hospitalaria de California Esta cobertura es un suplemento de un seguro de salud. No sustituye a los beneficios de salud esenciales ni a la cobertura mínima esencial definida en la ley federal. Para obtener más detalles, consulta al consejero de beneficios de Colonial Life. This information is not intended to be a complete description of the insurance coverage available. The insurance or its provisions may vary or be unavailable in some states. The insurance has exclusions and limitations which may affect any benefits payable. For cost and complete details of coverage, call or write your Colonial Life benefits counselor. Los productos de Colonial Life Insurance están suscritos por Colonial Life & Accident Insurance Company, Columbia, SC. ©2022 Colonial Life & Accident Insurance Company. Todos los derechos reservados. Colonial Life es una marca registrada y de comercialización de Colonial Life & Accident Insurance Company.
Conoce la empresa detrás de los beneficios
Colonial Life entiende lo perturbador que puede ser cuando sucede lo inesperado. Por eso los empleados confían en nosotros desde 1937.
Experiencia con la que puedes contar
Los beneficios pueden ser complejos, y es importante tomar las decisiones que mejor se adapten a tu estilo de vida y a tu presupuesto. Por eso, nuestros consejeros de beneficios hablan contigo de forma individual para ayudarte a comprender plenamente tus opciones de beneficios. También pueden: - Simplificar los conceptos complejos de los beneficios - Responder a tus preguntas - Acompañarte en el proceso de inscripción Habla con tu consejero de beneficios para que te ayude a aprovechar al máximo tus opciones de beneficios.
Acerca de Colonial Life
Conoce Nuestra Empresa
Esta información no pretende ser una descripción completa de la cobertura del seguro disponible. El seguro o sus disposiciones pueden variar o no estar disponibles en ciertos estados. El seguro contiene exclusiones y restricciones que pueden afectar los beneficios a pagar. Para conocer el costo y los detalles completos de la cobertura, llama o escribe a tu consejero de beneficios de Colonial Life. Los productos de Colonial Life Insurance están suscritos por Colonial Life & Accident Insurance Company, Columbia, SC. ©2022 Colonial Life & Accident Insurance Company. Todos los derechos reservados. Colonial Life es una marca registrada y de comercialización de Colonial Life & Accident Insurance Company.
First & Last Name
Email: Agent@ColonialLifeSales.com Phone: 555-555-5555
Title
Your enrollment is January 1-31, 2022
Esta información no pretende ser una descripción completa de la cobertura del seguro disponible. El seguro o sus disposiciones pueden variar o no estar disponibles en ciertos estados. El seguro contiene exclusiones y restricciones que pueden afectar los beneficios a pagar. Para conocer el costo y los detalles completos de la cobertura, llama o escribe a tu consejero de beneficios de Colonial Life. Los productos de Colonial Life Insurance están suscritos por Colonial Life & Accident Insurance Company, Columbia, SC. ©2021 Colonial Life & Accident Insurance Company. Todos los derechos reservados. Colonial Life es una marca registrada y de comercialización de Colonial Life & Accident Insurance Company.
