Traditional Life
2026 BGA Bonus Program
Exciting enhancements in 2026!
• More BGAs are now eligible for bonus payments on new sales in 2026
• New lower thresholds have been introduced for first-time qualifiers
• New quarterly bonus payment schedule replaces single year-end payment
BGA writes eligible premium of
Eligible Bonus1
$100,000-$249,999*
$250,000-$499,999**
$5,000*
$10,000**
Qualification Requirements Checklist
Eligible Agencies
Agencies that are defined as Brokerage General Agencies (BGAs) in our system (level 7).
Eligible Life Products
Remember only AGL’s IUL2, UL and Term receive credit
USL products, VUL, WL and QoL are not included
Eligible Placement Rate
100% payment only at 50% placement rate or higher
Eligible Premium
On cases paid on or after Jan. 1, 2026 through Dec. 31, 2026
Annual plan premium not to exceed target in year 1
Remember this does not include excess premium or rolling target in year 2
Eligible Payment
Make sure you qualify for your threshold prior to December 31st
Watch for the published Year End Processing dates from the New Business teams
Where to find my monthly status
BGA Monthly Performance Reports are on Connext
Posted after the 15th of the following month
Found under the Resources tab and then Sales Reports
Payment
The annual bonus is paid quarterly and is not cumulative. Example: if BGA is paid in the first tier of $5,000 in Q1, and in Q2 they earn the second tier of $10,000, they will be paid an additional $5,000 for a total of $10,000.
The maximum bonus is $100,000.
Bonuses are calculated at the end of each quarter in the following month.
BGAs must be active and in good standing at the time of payment.
Placement Rate Criteria
In order to qualify for the annual bonus payments the agency must meet specific placement criteria which are as follows:
The Placement rate of the agency receiving payment must be at 50% or higher to receive the full bonus payment.
If the agency has a placement rate below 50%, no payment will be made.
Placement rate can be found and defined on the BGA Performance Report posted in the Sales Report posted in the Sales Reports section of Connext monthly.
1The 2026 program will end on December 31, 2026.
2 Eligible premium for IUL will be multiplied by 200% on all IUL cases paid on or after January 1, 2026 through December 31, 2026.
Corebridge Financial is the sole arbitrator of the criteria as defined above and no other methods, calculations or exceptions will be accepted. Corebridge Financial reserves the right to change, deny or terminate the bonus incentive program at any time without prior notice. All decisions pertaining to incentive programs, and any issues not covered by these guidelines will be determined solely by Corebridge Financial. Nothing about this fee or any compensation arrangement derogates from Agency’s continued obligation to provide insurance products to help meet the needs of its customers as required by law and Insurer’s underwriting rules.
Policies issued by American General Life Insurance Company (AGL), Houston, TX. AGL does not solicit, issue or deliver policies or contracts in the state of New York. Guarantees are backed by the claims-paying ability of the issuing insurance company and each company is responsible for the financial obligations of its products. Products may not be available in all states and features may vary by state.
All companies above are wholly owned subsidiaries of Corebridge Financial, Inc. Corebridge Financial and Corebridge are marketing names used by these companies.
This material is general in nature, was developed for educational use only, and is not intended to provide financial, legal, fiduciary, accounting or tax advice, nor is it intended to make any recommendations. Applicable laws and regulations are complex and subject to change. For legal, accounting or tax advice consult the appropriate professional. © Corebridge Financial, Inc. All rights reserved. FOR FINANCIAL PROFESSIONAL USE ONLY - NOT FOR PUBLIC DISTRIBUTION
AGLC109357-2026
Questions?
Please contact your Corebridge Financial representative.
Minimum # of Lives
IUL Bonus
7
10
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New Bonus Enhancements Are Here: More Chances & Lower Barriers to Qualify and Receive Your Bonus Sooner
On cases paid on or after Jan. 1, 2026 through Dec. 31, 2026
*The $5,000 tier is limited to the first 50 qualifying agencies who did not earn a BGA Bonus in 2025.
**The $10,000 tier is limited to the first 25 qualifying agencies who did not earn a BGA Bonus in 2025.
BGA writes eligible premium of
Eligible Bonus1
$500,000-$999,999
$1,000,000-$1,499,999
$1,500,000+
$25,000
$50,000
$100,000
Minimum # of Lives
IUL Bonus
15
15
15
Double IUL Credit2
Double IUL Credit2
Double IUL Credit2
Didn’t earn a bonus in 2025? No worries first-time qualifiers for tiers at $100,000 and above…
First-time and returning qualifiers get Double IUL Credit for tiers at $500,000 and above…
