Factor in your future
Cost of living now and later
Planning for inflation as you save over the years might make it a little easier to achieve your ideal living standard during retirement. Take a look at how inflation could have a big impact on your long-term goals.
18 - 29
30 - 49
50+
Select your age group:
This presentation contains animated motion elements. If you would like to disable animation, please click here.
This material is general in nature, was developed for educational use only, and is not intended to provide financial, legal, fiduciary, accounting or tax advice, nor is it intended to make any recommendations. Applicable laws and regulations are complex and subject to change. Please consult with your financial professional regarding your situation. For legal, accounting or tax advice consult the appropriate professional.
Annuities are issued by The Variable Annuity Life Insurance Company (VALIC), Houston, TX or The United States Life Insurance Company in the City of New York (USL), New York, NY. Guarantees are backed by the claims-paying ability of the issuing insurance company and each company is responsible for the financial obligations of its products. Beginning January 1, 2026, USL will be Corebridge Financial’s sole authorized issuer of new annuities in New York.
Securities and investment advisory services offered through VALIC Financial Advisors, Inc., member FINRA,
VALIC Retirement Services Company provides retirement plan recordkeeping and related services and is the transfer agent for certain affiliated variable investment options.
All companies above are wholly owned subsidiaries of Corebridge Financial, Inc.
Corebridge Retirement Services, Corebridge Financial and Corebridge are marketing names used by these companies. Learn more about our affiliated companies: corebridgefinancial.com/names.
© Corebridge Financial, Inc. All rights reserved.
VC 40112 (03/2024) J1506107 EE
Action today can lead to great things tomorrow. Action is everything.
.................................................................
.................................................................
Use the links below to help you take action for your future.
Retirement calculators
National webinar series
Saving center
Click the icons on the right to see just how much inflation might affect your purchasing power over the next 30 years.
Inflation rates can change the price of goods and services year after year. That means you’ll probably pay more for the same items in the future—increasing your cost of living over time. Make sure you’re saving now for the life you want in retirement. Take action for your future. It matters.
Your money's worth
My age range:
18 -29
30 - 49
50+
Source: https://www.bls.gov/cex/tables/calendar-year/mean/cu-all-multi-year-2021-2022.pdf
using a projected inflation rate of 3% from 2024-2034
using a projected inflation rate of 3% from 2024-2044
using a projected inflation rate of 3% from 2024-2054
annual expense
$5,703
$7,664
$10,300
$13,843
In 10 years
In 20 years
In 30 years
Current
..................................
..................................
..................................
Groceries
Source: https://www.bls.gov/cex/tables/calendar-year/mean/cu-all-multi-year-2021-2022.pdf
using a projected inflation rate of 3% from 2024-2034
using a projected inflation rate of 3% from 2024-2044
using a projected inflation rate of 3% from 2024-2054
annual expense
$3,843
$5,165
$6,941
$9,328
In 10 years
In 20 years
In 30 years
Current
..................................
..................................
..................................
Health insurance
Source: https://www.visualcapitalist.com/buying-vs-renting-house-in-america/#:~:text=Mortgage%20Rates%20Jump%20to%20New,standing%20at%20%242%2C700%20per%20month
using a projected inflation rate of 3% from 2024-2034
using a projected inflation rate of 3% from 2024-2044
using a projected inflation rate of 3% from 2024-2054
annual expense
$32,400
$43,543
$58,518
$78,643
In 10 years
In 20 years
In 30 years
Current
..................................
..................................
..................................
Housing (average mortgage of $2,700 per month)
using a projected inflation rate of 3% from 2024-2034
using a projected inflation rate of 3% from 2024-2044
using a projected inflation rate of 3% from 2024-2054
annual expense
$1,284
$1,726
$2,319
$3,117
In 10 years
In 20 years
In 30 years
Current
..................................
..................................
..................................
Cell phone service
Source: https://www.bankrate.com/insurance/car/cost-of-car-ownership/
using a projected inflation rate of 3% from 2024-2034
using a projected inflation rate of 3% from 2024-2044
using a projected inflation rate of 3% from 2024-2054
average price
$48,008
$64,519
$86,708
$116,528
In 10 years
In 20 years
In 30 years
Current
..................................
..................................
..................................
Vehicle price (new)
Source: https://www.neighbor.com/storage-blog/the-cost-of-owning-an-rv-in 2023/#:~:text=On%20average%2C%20including%20the%20storage,and%20%242%2C000%20in %20annual%20maintenance
using a projected inflation rate of 3% from 2024-2034
using a projected inflation rate of 3% from 2024-2044
using a projected inflation rate of 3% from 2024-2054
annual expense
$29,000
$38,974
$52,377
$70,391
In 10 years
In 20 years
In 30 years
Current
..................................
..................................
..................................
Recreational vehicle (average for storage costs, payment, insurance, maintenance)
Source: https://stitchgolf.com/blogs/a/how-much-average-golfer-spend-per-year
using a projected inflation rate of 3% from 2024-2034
using a projected inflation rate of 3% from 2024-2044
using a projected inflation rate of 3% from 2024-2054
annual expense
$2,000
$2,688
$3,612
$4,855
In 10 years
In 20 years
In 30 years
Current
..................................
..................................
..................................
Golf (average club costs, green fees, equipment)
Source: https://www.rocketmortgage.com/learn/home-renovation-costs
using a projected inflation rate of 3% from 2024-2034
using a projected inflation rate of 3% from 2024-2044
using a projected inflation rate of 3% from 2024-2054
average expense
$22,000
$29,566
$39,734
$53,400
In 10 years
In 20 years
In 30 years
Current
..................................
..................................
..................................
Home remodel
Source: https://www.goodrx.com/botox/how-much-does-botox-cost
using a projected inflation rate of 3% from 2024-2034
using a projected inflation rate of 3% from 2024-2044
using a projected inflation rate of 3% from 2024-2054
annual expense
$1,864
per year
$2,505
per year
$3,367
per year
$4,524
per year
In 10 years
In 20 years
In 30 years
Current
..................................
..................................
..................................
Cosmetic procedures ($466 per botox x 4 per year)
Source: https://www.aplaceformom.com/senior-living-data/long-term-care-costs
using a projected inflation rate of 3% from 2024-2034
using a projected inflation rate of 3% from 2024-2044
using a projected inflation rate of 3% from 2024-2054
annual expense
$71,940
$96,681
$129,932
$174,617
In 10 years
In 20 years
In 30 years
Current
..................................
..................................
..................................
Elder care (average $5,995 per month)
Source: https://www.bls.gov/cex/tables/calendar-year/mean/cu-all-multi-year-2021-2022.pdf
SIPC and an SEC-registered investment adviser.
Action today can lead to great things tomorrow. Action is everything.
.................................................................
.................................................................
Use the links below to help you take action for your future.
National webinar series
Retirement Pathfinder®
Saving center
Click the icons on the right to see just how much inflation might affect your purchasing power over the next 30 years.
Inflation rates can change the price of goods and services year after year. That means you’ll probably pay more for the same items in the future—increasing your cost of living over time. Make sure you’re saving now for the life you want in retirement. Take action for your future. It matters.
Your money's worth
My age range:
18 -29
30 - 49
50+
Source: https://www.bls.gov/cex/tables/calendar-year/mean/cu-all-multi-year-2021-2022.pdf
using a projected inflation rate of 3% from 2024-2034
using a projected inflation rate of 3% from 2024-2044
using a projected inflation rate of 3% from 2024-2054
annual expense
$5,703
$7,664
$10,300
$13,843
In 10 years
In 20 years
In 30 years
Current
..................................
..................................
..................................
Groceries
Source: https://www.bls.gov/cex/tables/calendar-year/mean/cu-all-multi-year-2021-2022.pdf
using a projected inflation rate of 3% from 2024-2034
using a projected inflation rate of 3% from 2024-2044
using a projected inflation rate of 3% from 2024-2054
annual expense
$3,843
$5,165
$6,941
$9,328
In 10 years
In 20 years
In 30 years
Current
..................................
..................................
..................................
Health insurance
Source: https://www.visualcapitalist.com/buying-vs-renting-house-in-america/#:~:text=Mortgage%20Rates%20Jump%20to%20New,standing%20at%20%242%2C700%20per%20month
using a projected inflation rate of 3% from 2024-2034
using a projected inflation rate of 3% from 2024-2044
using a projected inflation rate of 3% from 2024-2054
annual expense
$32,400
$43,543
$58,518
$78,643
In 10 years
In 20 years
In 30 years
Current
..................................
..................................
..................................
Housing (average mortgage of $2,700 per month)
Source: https://www.bls.gov/cex/tables/calendar-year/mean/cu-all-multi-year-2021-2022.pdf
using a projected inflation rate of 3% from 2024-2034
using a projected inflation rate of 3% from 2024-2044
using a projected inflation rate of 3% from 2024-2054
annual expense
$1,284
$1,726
$2,319
$3,117
In 10 years
In 20 years
In 30 years
Current
..................................
..................................
..................................
Cell phone service
Source: https://www.bankrate.com/insurance/car/cost-of-car-ownership/
using a projected inflation rate of 3% from 2024-2034
using a projected inflation rate of 3% from 2024-2044
using a projected inflation rate of 3% from 2024-2054
average price
$48,008
$64,519
$86,708
$116,528
In 10 years
In 20 years
In 30 years
Current
..................................
..................................
..................................
Vehicle price (new)
Source: https://www.bls.gov/cex/tables/calendar-year/mean/cu-all-multi-year-2021-2022.pdf
using a projected inflation rate of 3% from 2024-2034
using a projected inflation rate of 3% from 2024-2044
using a projected inflation rate of 3% from 2024-2054
annual expense
$741
$996
$1,338
$1,799
In 10 years
In 20 years
In 30 years
Current
..................................
..................................
..................................
Pet care
Source: https://www.bestcolleges.com/research/average-student-loan-payment/#:~:text=The%20average%20monthly%20federal%20student,degree%2Drecipients%20is%20about %20%24300.&text=People%20generally%20borrow%20more%20and,their%20monthly%20payments%20are%20higher.
using a projected inflation rate of 3% from 2024-2034
using a projected inflation rate of 3% from 2024-2044
using a projected inflation rate of 3% from 2024-2054
annual expense
$3,600
per year
$4,838
per year
$6,502
per year
$8,738
per year
In 10 years
In 20 years
In 30 years
Current
..................................
..................................
..................................
College student loan payments (average $300 per month)
Source: https://www.valuepenguin.com/average-cost-braces
using a projected inflation rate of 3% from 2024-2034
using a projected inflation rate of 3% from 2024-2044
using a projected inflation rate of 3% from 2024-2054
average expense
$5,991
$8,051
$10,820
$14,542
In 10 years
In 20 years
In 30 years
Current
..................................
..................................
..................................
Braces (orthodontic)
Source: https://www.goodrx.com/botox/how-much-does-botox-cost
using a projected inflation rate of 3% from 2024-2034
using a projected inflation rate of 3% from 2024-2044
using a projected inflation rate of 3% from 2024-2054
annual expense
$1,864
per year
$2,505
per year
$3,367
per year
$4,524
per year
In 10 years
In 20 years
In 30 years
Current
..................................
..................................
..................................
Cosmetic procedures ($466 per botox x 4 per year)
Source: https://www.aplaceformom.com/senior-living-data/long-term-care-costs
using a projected inflation rate of 3% from 2024-2034
using a projected inflation rate of 3% from 2024-2044
using a projected inflation rate of 3% from 2024-2054
annual expense
$71,940
$96,681
$129,932
$174,617
In 10 years
In 20 years
In 30 years
Current
..................................
..................................
..................................
Elder care (average $5,995 per month)
This material is general in nature, was developed for educational use only, and is not intended to provide financial, legal, fiduciary, accounting or tax advice, nor is it intended to make any recommendations. Applicable laws and regulations are complex and subject to change. Please consult with your financial professional regarding your situation. For legal, accounting or tax advice consult the appropriate professional.
Annuities are issued by The Variable Annuity Life Insurance Company (VALIC), Houston, TX or The United States Life Insurance Company in the City of New York (USL), New York, NY. Guarantees are backed by the claims-paying ability of the issuing insurance company and each company is responsible for the financial obligations of its products. Beginning January 1, 2026, USL will be Corebridge Financial’s sole authorized issuer of new annuities in New York.
Securities and investment advisory services offered through VALIC Financial Advisors, Inc., member FINRA,
VALIC Retirement Services Company provides retirement plan recordkeeping and related services and is the transfer agent for certain affiliated variable investment options.
All companies above are wholly owned subsidiaries of Corebridge Financial, Inc.
Corebridge Retirement Services, Corebridge Financial and Corebridge are marketing names used by these companies. Learn more about our affiliated companies: corebridgefinancial.com/names.
© Corebridge Financial, Inc. All rights reserved.
VC 40112 (03/2024) J1506107 EE
SIPC and an SEC-registered investment adviser.
Action today can lead to great things tomorrow. Action is everything.
.................................................................
.................................................................
Use the links below to help you take action for your future.
FutureFIT University
Budget worksheet
Saving center
Click the icons on the right to see just how much inflation might affect your purchasing power over the next 30 years.
Inflation rates can change the price of goods and services year after year. That means you’ll probably pay more for the same items in the future—increasing your cost of living over time. Make sure you’re saving now for the life you want in retirement. Take action for your future. It matters.
Your money's worth
My age range:
18 -29
30 - 49
50+
Source: https://www.bls.gov/cex/tables/calendar-year/mean/cu-all-multi-year-2021-2022.pdf
using a projected inflation rate of 3% from 2024-2034
using a projected inflation rate of 3% from 2024-2044
using a projected inflation rate of 3% from 2024-2054
annual expense
$5,703
$7,664
$10,300
$13,843
In 10 years
In 20 years
In 30 years
Current
..................................
..................................
..................................
Groceries
Source: https://www.bls.gov/cex/tables/calendar-year/mean/cu-all-multi-year-2021-2022.pdf
using a projected inflation rate of 3% from 2024-2034
using a projected inflation rate of 3% from 2024-2044
using a projected inflation rate of 3% from 2024-2054
annual expense
$3,843
$5,165
$6,941
$9,328
In 10 years
In 20 years
In 30 years
Current
..................................
..................................
..................................
Health insurance
Source: https://www.visualcapitalist.com/buying-vs-renting-house-in-america/#:~:text=Mortgage%20Rates%20Jump%20to%20New,standing%20at%20%242%2C700%20per%20month
using a projected inflation rate of 3% from 2024-2034
using a projected inflation rate of 3% from 2024-2044
using a projected inflation rate of 3% from 2024-2054
annual expense
$32,400
$43,543
$58,518
$78,643
In 10 years
In 20 years
In 30 years
Current
..................................
..................................
..................................
Housing (average mortgage of $2,700 per month)
Source: https://www.bls.gov/cex/tables/calendar-year/mean/cu-all-multi-year-2021-2022.pdf
using a projected inflation rate of 3% from 2024-2034
using a projected inflation rate of 3% from 2024-2044
using a projected inflation rate of 3% from 2024-2054
annual expense
$1,284
$1,726
$2,319
$3,117
In 10 years
In 20 years
In 30 years
Current
..................................
..................................
..................................
Cell phone service
Source: https://www.bankrate.com/insurance/car/cost-of-car-ownership/
using a projected inflation rate of 3% from 2024-2034
using a projected inflation rate of 3% from 2024-2044
using a projected inflation rate of 3% from 2024-2054
average price
$26,213
$35,228
$47,344
$63,626
In 10 years
In 20 years
In 30 years
Current
..................................
..................................
..................................
Vehicle price (used)
Source: https://www.bls.gov/cex/tables/calendar-year/mean/cu-all-multi-year-2021-2022.pdf
using a projected inflation rate of 3% from 2024-2034
using a projected inflation rate of 3% from 2024-2044
using a projected inflation rate of 3% from 2024-2054
annual expense
$1,945
$2,614
$3,513
$4,721
In 10 years
In 20 years
In 30 years
Current
..................................
..................................
..................................
Clothing
Source: https://www.usnews.com/education/best-colleges/paying-for-college/articles/paying-for-college-infographic
using a projected inflation rate of 3% from 2024-2034
using a projected inflation rate of 3% from 2024-2044
using a projected inflation rate of 3% from 2024-2054
annual expense
$10,662
$14,329
$19,257
$25,879
In 10 years
In 20 years
In 30 years
Current
..................................
..................................
..................................
Collge tuition (in state)
Source: https://www.care.com/c/how-much-does-child-care-cost/#:~:text=Here%20are%20the%20average%20weekly,%25%20from%20%24229%20in%202022
using a projected inflation rate of 3% from 2024-2034
using a projected inflation rate of 3% from 2024-2044
using a projected inflation rate of 3% from 2024-2054
annual expense
$16,692
$22,433
$30,148
$40,516
In 10 years
In 20 years
In 30 years
Current
..................................
..................................
..................................
Childcare (average $321 per week)
Source: https://www.fool.com/the-ascent/personal-finance/articles/this-is-how-much-the-average-american-really-spends-on-gym-memberships/#:~:text=The%20answer%20to %20that%20question,located%20and%20the%20amenities%20offered
using a projected inflation rate of 3% from 2024-2034
using a projected inflation rate of 3% from 2024-2044
using a projected inflation rate of 3% from 2024-2054
annual expense
$690
$927
$1,246
$1,675
In 10 years
In 20 years
In 30 years
Current
..................................
..................................
..................................
Gym membership (average $57.50 per month)
Source: https://apolloacademy.com/sharp-increase-in-the-costs-of-going-to-music-concerts-after-the-pandemic/#:~:text=Sharp%20Increase%20in%20the%20Costs%20of %20Going%20to%20Music%20Concerts%20After%20the%20Pandemic,Torsten%20Sl%C3%B8k&text=The%20average%20price%20of%20a,%3A%20Pollstar%2C%20Apollo %20Chief%20Economist
using a projected inflation rate of 3% from 2024-2034
using a projected inflation rate of 3% from 2024-2044
using a projected inflation rate of 3% from 2024-2054
average expense
$120
per ticket
$161
per ticket
$217
per ticket
$291
per ticket
In 10 years
In 20 years
In 30 years
Current
..................................
..................................
..................................
Concert tickets
This material is general in nature, was developed for educational use only, and is not intended to provide financial, legal, fiduciary, accounting or tax advice, nor is it intended to make any recommendations. Applicable laws and regulations are complex and subject to change. Please consult with your financial professional regarding your situation. For legal, accounting or tax advice consult the appropriate professional.
Annuities are issued by The Variable Annuity Life Insurance Company (VALIC), Houston, TX or The United States Life Insurance Company in the City of New York (USL), New York, NY. Guarantees are backed by the claims-paying ability of the issuing insurance company and each company is responsible for the financial obligations of its products. Beginning January 1, 2026, USL will be Corebridge Financial’s sole authorized issuer of new annuities in New York.
Securities and investment advisory services offered through VALIC Financial Advisors, Inc., member FINRA,
VALIC Retirement Services Company provides retirement plan recordkeeping and related services and is the transfer agent for certain affiliated variable investment options.
All companies above are wholly owned subsidiaries of Corebridge Financial, Inc.
Corebridge Retirement Services, Corebridge Financial and Corebridge are marketing names used by these companies. Learn more about our affiliated companies: corebridgefinancial.com/names.
© Corebridge Financial, Inc. All rights reserved.
VC 40112 (03/2024) J1506107 EE
SIPC and an SEC-registered investment adviser.
