Improving Interest Cover Ratios (ICRs) signal lower financial risk for borrowers, as they indicate a greater ability to meet interest obligations from earnings. This reduction in risk enhances lenders' confidence, making them more likely to offer favourable loan terms, such as lower interest rates and higher borrowing limits. As a result, borrowers with higher ICRs are better positioned in the lending landscape, benefiting from better financing options. This environment creates opportunities for both lenders and borrowers, as improved financial stability leads to more strategic and less risky investment decisions. This increased financial stability provide confidence to both lenders and investors, enabling more successful, profitable, and sustainable real estate ventures, even in uncertain market conditions.