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Qualified Life Event
OPEN Enrollment
DOCUMENTS & FORMS
NEW HIRE Enrollment
YEAR-ROUND ADVOCACY
BCBS of Alabama VSP Vision Care
New Hire Enrollment: What You Need to Do
Schedule Your Enrollment Appointment
QLE Process
Schedule Your QLE Appointment
Eligible Changes by Event
Required Documentation
Enroll Yourself
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Washington National Products
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Contact Information
Your benefit needs are unique to you and your family. AFA is pleased to offer year-round support with electing, understanding, and using your benefits.
Benefits Questions Claims and Billing Transparency Rewards
Home Eligibility Enrollment Life Events Advocacy Medical Dental Vision Supplemental Health Life and AD&D Disability Retirement Additional Insurances Resource Library Contacts
Checklist Enroll
YOUR HEALTH. YOUR PROTECTION. YOUR FUTURE.
OPEN ENROLLMENT: JUNE 20 - JULY 22
Your Benefits.
BCBS Contact number: 800-292-8868 VSP Contact number: 800-877-7195
COMPLETE PARTICIPATING EMPLOYER AGREEMENT
For a complete list of Documents & Forms available to you, click the link above.
BCBS wellness Information
2022 Benefits Booklet
HEALTH PLAN OVERVIEW BROCHURE
Coming Soon!
Newsletter
QUALIFIED LIFE EVENT – Speak with your HR department to learn more
BCBS Wellness Tools
AFA has chosen benefits that we feel offer the best care for you and your family. To make your benefits enrollment easy and personalized, and to help you fully understand your options, Benefits Educators will be available during Open Enrollment to walk you through the process and help you enroll. Schedule your session beginning Monday, June 20th to get the best date and time that works for you. All you need to do is: • Click Schedule An Appointment at the top of this page, or • Call the DirectPath Benefits Service Center at (855) 669-1456 . About This Year’s Enrollment: • Open Enrollment is June 20 - July 22. Your elections will be effective August 1, 2022. • You must actively elect your benefits for the new Plan Year. If you do not take action during the Open Enrollment period, you will not have any benefit coverage beginning August 1, 2022.
Open Enrollment begins June 20!
Schedule your one-on-one, confidential phone appointment with a Benefits Educator starting Monday, June 20th!
OpEN ENROLLMENT
ELIGIBILITY
VISION BENEFITS OVERVIEW
KEY DATES AND TIMING
DENTAL BENEFITS OVERVIEW
VISION
DENTAL
MEDICAL
BENEFITS
MEDICAL BENEFITS OVERVIEW
MEDICAL RATES (MONTHLY)
Premier Plan
Value Plan
DENTAL MONTHLY RATES
To find a dentist in the Access Plus Dental network, visit AlabamaBlue.com and click on “Find a Doctor” then select “Dentist” as the healthcare provider type, enter your zip code or city/state and choose “Access Plus Dental."
VISION RATES (MONTHLY)
You have two medical plan options: the Premier Plan and the Value Plan. Both plans are administered by BlueCross BlueShield (BCBS) and provide the maximum benefits when a BCBS provider is used for services. The AFA High Plan includes both primary and secondary insurance. The secondary plan does not cover office visit or prescription drug copays or home health services. NOTE: The out-of-pocket maximum excludes office visits and prescription drug co-pays.
Coverage Tier
RATES
Employee Only
$9.78
Employee + Spouse
$13.85
Employee + Children
$14.08
Family
$20.86
BCBS Enhanced PLAN
$28.08
$54.23
$70.40
$103.43
BCBS BAsic PLAN
$24.11
$45.09
$59.80
$87.42
Premier PLAN
Value PLAN
$457.72
$915.45
$846.80
$1,304.51
$635.86
$1,271.74
$1,176.39
$1,812.26
Frequently ASKED QUESTIONS
What are the AFA Health Plans? The AFA is offering two health plans through BlueCross BlueShield. The first plan has a $600 single deductible and is the stronger of the two benefits. The second plan has a $4,000 single deductible and is more of a catastrophic coverage. AFA is also offering two dental plans, and a vision plan. What if I am currently enrolled in a different Health Plan, but want to elect the AFA Health Plan? Open enrollment is a Qualifying Life Event. If your employer decides to participate and you are enrolled in another health plan, you may still be eligible to enroll in the AFA Health Plan. Credit can be given for the deductible that you and your family members have already reached on your current health plan. You may discuss credit for your deductible with the Benefits Educator during your scheduled appointment. If you are transferring from a BCBS plan, the deductible credit will happen automatically. When and how do I enroll? You have the ability to schedule an appointment with a Benefits Educator by visiting www.ALForestryBenefits.com.
We know that your benefits are important to you and your family. We also know that understanding how your benefits work can sometimes be confusing. That is why we offer assistance with your benefits-related questions and enrollment. This assistance is a 30-minute, confidential phone call with a Benefits Educator and an opportunity to make sure you understand all the Company has to offer you and your family. It's simple, quick, and our way of making this an easy process for you. To schedule your appointment, click the button below:
New Hire EnroLLmENT
Schedule Your New Hire Appointment
PARTICIPATING EMPLOYER AGREEMENT
Active employer members of AFA who wish to participate in the AFA Health Plan must sign and submit a Participating Employer Agreement prior to being eligible to enroll. If your company is already participating in the plan, there is no need to sign and submit another agreement. Click the button below to view and sign the Participating Employer Agreement. Once signed, please return to Patrick Pittman at ppittman@cobbsallen.com.
DOWNLOAD THE PARTICIPATING EMPLOYER AGREEMENT
EMPLOYEE ELIGIBILITY Employees who work are eligible to participate in <2022> benefits. DEPENDENT ELIGIBILITY Eligible employees may also cover any legal* dependents, including: • Your legally married spouse • Your children, up to age 26, regardless of student or marital status • Any children who have a mental or physical disability that meets the Social Security definition of “Disabled” and depend on you for support *A copy of a birth certificate or other applicable legal document may be required as proof of dependent eligibility.
AS A NEW HIRE Employees who work are eligible to participate in <2022> benefits. AS PART OF OPEN ENROLLMENT Coverage elected during the Open Enrollment period is effective . .
DESCRIPTION
• Change in coverage for you or your dependent • Qualified Medical Child Support Order (QMSCO) • Loss of coverage and/or eligibility under Medicare • Medicaid or a Children’s Health Insurance Program
You cannot change your benefit elections during the plan year unless you have a Qualified Life Event in your immediate family. Qualified Life Events include: • Marriage, divorce, or legal separation • Birth, death, or adoption of a dependent • Dependent reaching age limit • Change in employment status of you or your spouse If you have a life status change event, you must report the change to your human resource department within 30 days of the event if you want to change coverage. Changes will be effective on the day of the event. If you do not make your changes during the 30-day change-in-status period, your changes cannot be made until the next Open Enrollment period.
1. Click the button below to download and complete the Qualifying Life Event Form.. 2. Submit the completed form to saugustson@cobbsallen.com within 30 days from the date of the event.
PROCESS
DOWNLOAD THE QUALIFYING LIFE EVENT FORM
DOCUMENTS & RESOURCES
BCBS DENTAL ENHANCED PLAN HIGHLIGHTS
VISION PLAN DOCUMENTS
AFA BENEFITS GUIDE
AFA ELECTRONIC BENEFITS GUIDE
AFA HEALTH PLAN OVERVIEW
OVERVIEW
Participating Employer Agreement
FORMS
QUALIFYING LIFE EVENT FORM
BCBS DENTAL BASIC PLAN HIGHLIGHTS
DENTAL BENEFIT HIGHLIGHTS
BCBS Premier Plan SPD
BCBS PREMIER PLAN SBC
BCBS VALUE PLAN SPD
BCBS VALUE PLAN SBC
DENTAL ENHANCED PLAN DOCUMENTS
DENTAL BASIC PLAN DOCUMENTS
BCBS Value Plus Premier Benchmark Secondary Guide
BCBS Value Plus Benchmark Secondary Guide
BCBS Value Plus SECONDARY BENCHMARK COI
BCBS Premier Plan SECONDARY BENCHMARK COI
BCBS Value Plus Premier MedPlus Secondary Guide
BCBS Value Plus MedPlus Secondary Guide
BCBS Value Plus MedPlus SECONDARY COI
BCBS Value plus Premier MedPlus SECONDARY COI
BCBS Wellness
myBlueCross Online Tools
Blue365
Baby Yourself Maternity Program
Additional Information
Register for myBlueCross – alabamablue.com
MyBlueWellness
