Your 2021 Personal Finance Calendar To-Do List

It’s easy to get overwhelmed around this time of the year. Team up with a colleague to stay on track and get more done.

It's hard to get anything done with a cold, so don't forget to take care of yourself! Add plenty of sleep and healthy eating to your holiday to-do list.

While your coworkers are on the road, you can have a calm and quiet office environment to get important tasks done.

With so many people taking time off for the holidays, it's a good idea to have more frequent meetings so everyone's on the same page.

Flexible working hours are a proven productivity booster. As long as the work is getting done, it shouldn't be a problem.

Before you leave the office for the holidays make sure you've tackled everything on your list. It will make returning to work a lot less stressful!

3. MAKE YOUR HOLIDAY SCHEDULE WORK FOR YOU

Take time off or work from home using join.me.

2. MAKE A LIST AND CHECK IT TWICE

It's easy to lose track of everything you need to do during the holidays, that's why it's important to jot it all down.

Your wallet can be a trove of personal and financial information for identity thieves. Here are 10 things you should never carry around.

Personal Finance

Calendar

Your 2021

For your financial health and prosperity in the year ahead, here are 31 daily reminders to put on your calendar and help you get your finances in tip-top shape.

1. Downsize your wallet

Source: Kiplinger

Stashing away too much cash might not be the best personal finance strategy.

Source: Bankrate.com

2. Monitor your savings

Having a solid plan in place will make things a lot easier for your loved ones if something happens.

Source: U.S. News & World Report

3. Designate beneficiaries

These expert strategies can help make it harder for thieves to get in your financial accounts.

Source: Bankrate.com

4. Protect your accounts

Make sure you’re not a victim of tax scammers by looking out for these five signs.

Source: U.S. News & World Report

5. Avoid IRS tax scams

Maximize your fixed income savings to ensure your financial health stays in good shape.

Source: Bankrate.com

6. Boost fixed income savings

Understanding how compound interest works can help build your savings.

Source: Bankrate.com

7. Calculate compound interest

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Closeup view : Stack of coins and clock hands. A concept / idea of time value of money. Money at present time is worth more than the same amount in the future due to its potential earning capacity.

15 money moves to make now for 2021

Kiplinger

LOANS

Make this year an opportune time to consider succession and wealth planning.

Source: Kiplinger

8. Plan estate taxes

It's important to know who will manage and receive your assets once you're gone.

Source: Fidelity Viewpoints

9. Wealth transfer checklist

A zero-based budgeting method is good for aligning your spending with your goals.

Source: Bankrate.com

10. Zero-based budgeting

Having a skilled professional to guide you through important money decisions can really pay off.

Source: U.S. News & World Report

11. Hire a financial advisor

Here’s how to find old accounts that may still hold money that’s owed to you.

Source: U.S. News & World Report

12. Find unclaimed money

If you’ve decided to set up an estate plan, an important next step is to find an attorney to help you.

Source: Fidelity Viewpoints

13. Hire an estate planning attorney

Learn how interest works and how you can calculate the cost when you borrow money.

Source: Bankrate.com

14. Calculate loan interest

Health savings account money grows tax free and can act as a sort of 401(k) for future health needs.

Source: New York Times News Service

15. Consider an HSA

Consider these strategies to reduce income, capital gains, and estate taxes.

Source: Fidelity Viewpoints

16. Minimize your taxes

Some financial support for adult children may be worth cutting off, but some is worth keeping.

Source: The Wall Street Journal

17. Supporting adult children

Protect yourself against thieves who steal your card data by rigging bank ATMs or gas pumps.

Source: Bankrate.com

18. Avoid ATM skimming

A job transition may present you with many financial choices and options. Prepare for them with these steps.

Source: Kiplinger

19. Job change checklist

Before you lend money to a family member, here are a few important things to keep in mind.

Source: U.S. News & World Report

20. Family loans

If you’re giving a lot, you’ll want to ensure your money goes to the right people.

Source: U.S. News & World Report

21. Before you give

Before paying down debt ahead of time, there are a few caveats you should know.

Source: U.S. News & World Report

22. Early payoff

More people who have lived past the half-century mark are going into business for themselves.

Source: Fidelity Viewpoints

23. Senior start-ups

If you need cash now, here are the accounts you should tap first.

Source: The Wall Street Journal

24. Cash crunch

Before you file, understand whether a standard deduction vs. itemized deduction is best for you.

Source: U.S. News & World Report

25. Tax deductions

Even in the digital age, there are still a few documents and keepsakes you'll want to protect.

Source: Kiplinger

26. Open a safe deposit box

Storing financial and health-care documents so that family members or other representatives have prompt access is important.

Source: The Wall Street Journal

27. Organize your documents

Consider “critical illness” coverage if the option pops up during your company's annual enrollment.

Source: Reuters

28. Critical illness insurance

To protect the tax advantages and use the money wisely, it makes sense to plan how to spend 529 funds.

Source: The New York Times Service

29. 529 fine print

Here's why you need a will and how to protect what you most cherish after you are gone.

Source: Bankrate.com

30. Get a will

Medical billing errors can happen. Here's how to be sure you aren't paying more than needed.

Source: U.S. News & World Report

31. Question your medical bill