You work in a growing fintech that’s founded on brilliant ideas.
And in a fast-moving world, the cogs of your own brain never stop turning.
TOP 3 CHALLENGES
FOR FINTECHS
You’re driven to deliver exemplary client experiences while growing and funding your business. Your mind is constantly on accelerating disruptive innovation and being competitive in market – but you also have to keep your eye on operational efficiency and be prepared for increased regulatory scrutiny. In the uncertain economic climate, you are now looking to reduce costs and deliver greater ROI to investors.
NO WONDER
You’re facing more challenges than ever before.
Fintech = innovation. You have the bold ideas, you make the brave decisions – and securing funding is just the start of each growth stage. You don’t want to fall from grace with investors and you need to capture market share by acing your core business. Addressing three key priorities will help you.
THREE PRIORITIES TO DRIVE GROWTH
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CAGR projected for fintech market over the period
2022-2027**
For enterprise technology finance leaders, the top 3 investment priorities are:
Modernized systems
decline in funding to fintech companies QoQ for Q1 2022, even as deals reached a record high***
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You’re focused on improving financial experiences for your customers, which means applying disruptive technologies to the outdated ways that financial customers interact today. You’re well aware of the latest trends – super apps, embedded finance, open banking. They’re moving fast. You don’t have time for mistakes.
By using infrastructure and solutions already proven, innovators like you can bring disruption to market. Choose vendors who are established, flexible, global and able
to enhance your innovation.
Keep delivering disruption
Innovation for innovators
Funding follows success
Partner smart
Manage cost
As you grow, your operation grows too – and so do the associated costs. Meanwhile, the specter of greater regulation is looming. These things can distract you from doing what you do best – innovating.
With highly automated systems accessible in the cloud, you can control costs, consolidate processes and leave the running of back-office functions to experts with built-in regulatory compliance and security controls. Your operations can be as smart as the tech you sell, without diverting your hard-earned funding away from growth initiatives.
Gain flexibility
To keep growing, you need to keep moving into new markets. But for geographic expansion, you also need flexible systems that enable cross-border payments in multiple currencies. You need access to the latest payments infrastructure and the ability to accept new payment methods, fast.
A global financial infrastructure can help you reach more customers. You can access a future-proof gateway to that whole, complicated, ever-evolving setup – without needing to set up a system yourself.
Getting started with FIS® is easy. First, find out how the FIS ecosystem can deliver the technology you need to build your solutions or run your business. Second, deploy the solutions that will change your financial ecosystem for good. Finally, know you’ve chosen a partner that will stand the test of time and support your business growth.
There's a way forward.
DON’T WORRY. THERE’S A WAY FORWARD
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compete effectively
Take on the world
Support growth
Data and analytics
Cloud solutions
YOU'RE THINKING ABOUT:
1
2
3
of fintechs across the globe think regulation will drive opportunity in the sector*
Releasing capital for innovation
How can you improve efficiency in your function to reduce cost and have more cash for innovation?
There’s so much data, how do you make actionable insights from it?
Making smart decisions
How do you stay ahead of payment innovation, with growing markets and customer expectations changing?
Having flexible payment options
Funding
WHAT’S WORRYING YOU MOST?
A.
Speed to market
B.
Competitiveness
C.
Data
G.
Regulation and compliance
D.
Operational infrastructure
E.
Managing costs
F.
You're not alone
Fintechs across the globe are facing similar challenges. Many are turning to partners like FIS® to leverage innovation, expertise, platforms and as-a-service models to deliver innovative products and services at greater ROI for their investors.
Modernized systems
Data and analytics
Cloud solutions
With the goals of: Driving business growth, reducing fraud risk and improving cash visibility.
Delivering innovation at speed
Do you build it in-house or deploy existing systems? Which approach is the fastest and most resilient while still delivering exemplary experiences for your customers?
From macroeconomic headwinds to increased regulatory burdens to chaotic internal systems and processes, many challenges can stand in your way as your business grows. How do you scale your growth efficiently?
Scaling the business model
You’re focused on growing your business and delivering new services for your clients. So how can you secure the investment you need to fuel growth in today’s funding winter?
Path to growth
•
•
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Select your answer below...
Scale your business efficiently
consecutive quarters of decline in global fintech funding through 2022
%
0
of fintechs across the globe think regulation will drive opportunity in the sector
%
0
in annual revenues by 2030 projected for the fintech industry
*Global Fintech 2023: Reimagining the Future of Finance, BCG+QED Investors, May 2023
**Strength in Numbers, Barclays Corporate Banking, March 2022
***CB Insights, State of Fintech, April 2023
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With the goals of: Driving business growth, reducing fraud risk and improving cash visibility.
Modernized systems
Data and analytics
Cloud solutions
•
•
•
Fintechs want to fast-track innovation to bring new products to market as quickly as possible. That means having access to best-in-class financial technology, and for many fintechs, the clearest path is to partner effectively with large technology providers.
SPEED IS OF THE ESSENCE
With the goals of: Driving business growth, reducing fraud risk and improving cash visibility.
Modernized systems
Data and analytics
Cloud solutions
•
•
•
With the right partner, fintechs can offer their customers new
functionalities with minimal need for investment, speed up time to market and benefit from their partner’s expertise to compete effectively.
TEAM UP WITH THE RIGHT PARTNER
With the goals of: Driving business growth, reducing fraud risk and improving cash visibility.
Modernized systems
Data and analytics
Cloud solutions
•
•
•
Fintechs can leverage a partner to manage the higher regulatory burden and compliance requirements that invariably comes with growth.
LEAVE IT TO THE EXPERTS
With the goals of: Driving business growth, reducing fraud risk and improving cash visibility.
Modernized systems
Data and analytics
Cloud solutions
•
•
•
Back office, disparate systems and inefficient processes can get in the way of fintechs and slow down innovation. Fintechs need to spend maximum effort on what’s core to the business and leave the operational infrastructure and back-office functions to a partner.
FOCUS ON YOUR MISSION
With the goals of: Driving business growth, reducing fraud risk and improving cash visibility.
Modernized systems
Data and analytics
Cloud solutions
•
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•
Facing macroeconomic headwinds, fintechs are increasingly investing in technological partnerships and innovations that will help them deliver operational and cost efficiencies.
STAYING RESILIENT
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0
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$
*
**
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Regulation and compliance
D.
With the goals of: Driving business growth, reducing fraud risk and improving cash visibility.
Modernized systems
Data and analytics
Cloud solutions
•
•
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By leveraging data analytics, fintechs can offer more personalized, secure and convenient financial services. Utilizing proven data solutions from partners will help fintechs make informed decisions and gain actionable insights with data that is fast, efficient and easy to access.
PROPEL YOUR BUSINESS WITH SMART DATA