Click to
learn!
STEP 1
Track What
You Spend On Everything
Knowing how much you spend on everyday purchases will help you develop a
realistic household budget and understand where your money goes.
Some cards offer more cash back for
spending in certain categories, like dining
or travel, while flat-rate cards might offer incentives for banking with the card issuer.
Sign Up For A Rewards Card That’s Best For You
STEP 2
Honor the spending limits you’ve set for yourself, and feel confident that you will have enough funds at the end of the month to pay your credit card bill in full.
Create A Monthly Household Budget And Stick To It
STEP 3
Americans who use their primary credit card for everyday expenses
54%
TD Bank survey, Feb. 2022
DID YOU
KNOW?
Americans who said
cash back or points is
the most valued
benefit of a credit card, topping the list
34%
TD Bank survey, Feb. 2022
DID YOU
KNOW?
Americans who spend
less than $1,000 on purchases each month
63%
TD Bank survey, Feb. 2022
DID YOU
KNOW?