AIM: One Simple Solution

+ IMPROVE

+ ENHANCE

+ REVIEW

+ IDENTIFY

AIM: A Single,

Simple solution

What if automated income assessment looked like this?

Three Easy Steps

Service provider generates VOIE report ID and returns it to the lender.

Lender requests service provider to produce VOIE report.

Borrower logs in to platform, provides access to bank statement and paystub.

A Simpler Process for Lenders

Identify if traditional income documents are required.

Assess if the loan qualifies for rep & warranty relief.

Automate direct deposit info with paystub to determine borrower income eligibility.

COMMON CAPACITY ASSESSMENT OBSTACLES

A single loan often requires assessing borrower capacity more than once.

Assessing borrowers’ capacity is time consuming.

The number of documents associated with loan applications is burdensome.

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Are traditional income documents required?

Vendor generates the VOIE report and Portfolio ID and returns report and IDs to the lender.

Assessing borrower capacity often results in unforeseen obstacles.

Verify borrower income with digital assessment.

Borrower uploads paystubs on desktop or mobile.

Borrower confirms paystub information.

Borrower income is assessed digitally.

Four ways AIM Enhancements Help Support a Digital Experience

Obstacles slow you down. Do you still manually assess a borrower’s assets and income, struggle to meet an accelerated closing deadline or want to improve your customer service?

A Step Closer to One, Simple Solution

AIM

Simple solution

AIM: A Single,

Loan Product Advisor Asset and Income Modeler (AIM) Can Help.

So You and Your Borrower Can get to Closing Faster and Easier.

GET EXCLUSIVE INFORMATION ABOUT AIM ENHANCEMENTS

Asset and Income Modeler (AIM) through Loan Product Advisor

Get to closing faster and easier. Explore direct deposit with paystub.

Borrower identifies the financial institution where they deposit paychecks.

Learn more about AIM

The number of documents associated with loan applications is burdensome.