ACE: a simpler way to originate loans
Loan Product Advisor® asset and income modeler (AIM) transforms the manual, document-heavy
process into three simple steps. Boost efficiency, close faster and serve your borrowers better.
How AIM Works – In 3 Timesaving Steps
2
Loan Product Advisor
retrieves the report
and assesses rep
and warranty eligibility.
Control over the Process & Data
OPTION 2
1
3
You receive
assessment results.
Talk to Your Clients
Use Loan Product Advisor
It's time to know more
-Bob Smith, CEO
Have conversations with borrowers about the benefits and security of gathering important information and logins up-front:
Before: The process is manual and time-consuming.
After: An automated process means you close faster.
Additional Information
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Additional Information
TITLE
Additional Information
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Additional Information
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Risk management is vital to your business. In order to reduce risk, meet customer needs, and drive referrals, you have to embrace new, more efficient ways of accomplishing steps throughout the capacity assessment process.
A simpler asset and income assessment process with AIM requires you to:
MAIN TAKEAWAY
Additional details.
- Bob Smith, CEO
Additional details.
- Bob Smith, CEO
Quote.”
"
MAIN TAKEAWAY
Talk to Your Clients
Use Loan Product Advisor
Tab 4
what you need to know and do
OPTION 3
Update Your Process
Help your borrower
access the verification
service through a
designated provider.
It’s just like logging into your bank account
You control the
process — change your login anytime
It’s safer than email, fax or printed documents
Update Your Process
Three ways this process can reduce time to close
originate eligible loans –
without an appraisal
Buying or selling a home can be difficult – especially in a tumultuous climate. As emerging challenges impact in-person appraisals, automated collateral evaluation (ACE) can help. Have five minutes? We’ll show you how.
You’re here to learn how to improve efficiencies and drive more mortgage deals. Have five minutes? We’ll show you how.
Talk to your clients
Quote.”
"
+ succeed
+ act
+ Transform
scroll down
Additional details.
- Bob Smith, CEO
Quote.”
"
How Are Other Lenders Managing Risk,
Saving Time and Driving More Deals with AIM?
Talk to your clients
Reduce the information needed up front
Reduce the
wait time with borrowers
Reduce
the back-and-forth with borrowers and underwriters
To assess income and assets with AIM, loans must be originated using Loan Product Advisor.
Data
Intelligent Automation
Work Smarter / Reduce Costs / Improve Efficiency / Deliver a Better Borrower Experience
On average, lenders using AIM can reduce cycle times by 8.73 days.
Reduce Cycle Time
Before: The process is document-heavy (and not always secure).
After: Desks are clutter-free and borrower data is secure and easy-to-find.
Automation reduces errors that a manual process can introduce and helps you manage risk.
Control the Process
& Data
expand your business
Before: Requests for additional documentation = borrower headaches.
After: A more efficient lending process delights your borrower and expands your reach and can boost referrals.
With 32% of eligible loans receiving immediate R&W relief, you’re free to serve your next client.
Loan Product Advisor helps me pass on savings to my borrowers…with AIM to assess borrower assets and income on Freddie Mac purchase-eligible loans. Those savings really provide an edge in turning applications into loans.
Payal Makhija
Loan Processor
WEI Mortgage
Streamlining document collection and gaining purchase eligibility certainty are game changers for our borrowers and processing staff.
Nikolaos Athanasiou
COO
Guaranteed Rate
We have a competitive advantage over lenders who are still manually validating self-employment income or are using inferior technology. We can get it done faster and with fewer headaches, and we tout that benefit as a selling point whenever we can.
Tamara West
Investor Specialist
nbkc
Loan Product Advisor asset and income modeler (AIM) helps me get my borrowers to closing faster and makes my job easier – it’s convenient and easy to use.
Ben Burnett
Loan Processor
WEI Mortgage
+ understand
Reduce Cycle Time
Greater Control Over the Process & Data
expand your business
Training tips
Control the Process & Manage Risk
Loan Product Advisor helps me pass on savings to my borrowers…with AIM to assess borrower assets and income on Freddie Mac purchase-eligible loans. Those savings really provide an edge in turning applications into loans.
Payal Makhija
Loan Processor, WEI Mortgage
Streamlining document collection and gaining purchase eligibility certainty are game changers for our borrowers and processing staff.
Nikolaos Athanasiou
COO
Guaranteed Rate
Loan Product Advisor asset and income modeler (AIM) helps me get my borrowers to closing faster and makes my job easier – it’s convenient and easy to use.
Ben Burnett
Loan Processor
WEI Mortgage
We have a competitive advantage over lenders who are still manually validating self-employment income or are using inferior technology. We can get it done faster and with fewer headaches, and we tout that benefit as a selling point whenever we can.
Tamara West
Investor Specialist, nbkc
How Are Other Lenders Saving Time and Driving More Deals with AIM?
+ LEARNING
Have conversations with borrowers about the benefits and security of gathering important information and
logins up-front:
Control the Process & Manage Risk
Control the Process & Manage Risk
You’re here to learn how to improve efficiencies and drive more mortgage deals. Have five minutes? We’ll show you how.
You’re here to learn how to improve efficiencies and drive more
mortgage deals. Have five minutes? We’ll show you how.
Close Faster –
With Less Paperwork
Loan Product Advisor® asset and income modeler (AIM) transforms the manual, document-heavy process into three simple steps. Boost efficiency, close faster and serve your borrowers better.
AIM: A Simpler Way to Assess
Borrower Assets and Income