Travel
Delay
Travel Delay
Reimburses you for reasonable out of pocket expenses incurred, such as accommodations, meals and local transportation if you are delayed during your trip due to a covered reason. The delay must be: Standard- 10 hours or more Preferred- 8 hours or more Premium- 6 hours or more.
BAGGAGE COVERAGE
Baggage Coverage
Helps protect against losses due to stolen or damaged baggage. This benefit also applies to certain personal effects, covering certain items lost or stolen while traveling.
Emergency assistance
Emergency Assistance
Provides coverage for transportation to the nearest suitable medical facility, help to return home if medically necessary and up to $10,000 in expenses for a companion to visit so you if you are traveling alone and are hospitalized for more than 7 days.
Identity protection
Telemedicine Services
Our Telemedicine service gives travelers 24/7 access to U.S. licensed doctors anywhere in the world for non-emergency medical issues. You can speak directly with a board-certified physician from the comfort of your hotel room or cruise cabin. It’s fast, convenient, and included with your travel insurance plan—providing expert care when and where you need it most.
Trip Cancellation
Provides reimbursement for unused, non-refundable, prepaid trip costs if a covered reason causes you to cancel your trip. There are up to 21 covered reasons, including sickness, injury or death of you, a traveling companion or non-traveling family member, flight delay due to adverse weather, terrorist acts and extension of a school year.
Trip
Cancellation
