believe they are adequately protected from a market downturn.
54%
But only
have discussed putting a portion of their portfolio into a product that protects their savings.
75%
And
of investors are concerned about volatility, recession or high interest.
96%
Today
Given recent market volatility and interest rate upheaval, investors are seeking stability.
conditions
current
Investors'
We conducted a survey of 1,018 investors, age 55-75, with $250K to $1M in investable assets who currently work with a financial professional. The purpose of this study was to examine the attitudes of these investors toward issues that could possibly have an impact in 2024, including market volatility, inflation, recession, interest rates, the presidential election — and more.
The results we obtained were definitive and compelling. We’ve reproduced the key findings for you here, so you can see for yourself that these numbers clearly indicate today’s investors are ready to start the Allocation Conversation!
Global Atlantic 2024
Retirement insights Survey
61%
say PROTECTING assets is most important.
39%
say GROWING assets is most important
Respondents said their top priority is creating or utilizing a retirement income plan or product that provides lifetime income.
Breakdown: Here’s what they consider most important for meeting their retirement goals…
want
investors
What
Investments that provide a consistent, stable rate of return
Investments that provide a consistent, stable rate of return
90%
Protection of initial investment (principal protection)
Protection of initial investment (principal protection)
86%
Investments that provide a steady income stream in retirement
Investments that provide a steady income stream in retirement
87%
Guaranteed income (other than a pension or Social Security)
Guaranteed income (other than a pension or Social Security)
84%
Protection from declines in the market
Protection from declines in the market
83%
Investments that have growth potential, but with higher risk
Investments that have growth potential, but with higher risk
32%
Many of today's investors are looking for allocation strategies or products that can add an element of certainty to their portfolio.
have discussed a strategy that insulates from investment loss with their financial professional.
are doing
investors
What
69%
of investors
have or plan to purchase a long-term care policy.
42%
Of those,
of respondents have talked to their financial professional about annuities in the past year.
50%
Nearly
of investors have had their financial professional talk to them about diversifying their portfolio beyond stocks.
70%
Nearly
"Transferred stocks into an annuity."
"He talked to me about annuities and I'm thrilled I listened."
From investors
The best thing my financial professional did or said in 2023...
"She listened to me and asked about my dreams."
"Told me to expect volatility to the election and beyond. And to relax."
"Encouraged us to purchase into an annuity to get a nice monthly benefit for as long as one of us lives."
It’s clear that today’s investors would be happy to have alternatives that maintain upside potential while providing protections against downside risk as part of their Allocation Conversation.
Interested in seeing exactly how a fixed index annuity can add a new dimension to your next client conversation?
Explore our annuities products
Learn about the Allocation Conversation
Bringing it all together
Start a conversation with us!
For more information about our annuity strategies and client resources, contact your wholesaler or request a call.
of investors are worried about the market uncertainty that might accompany the upcoming presidential election.
82%
FOR ILLUSTRATIVE PURPOSES ONLY. Not a recommendation to buy, sell or purchase any products or services. Individual results will vary and individuals should consult with their tax and financial professional familiar with their individual circumstances prior to making any financial decisions.