Helping you navigate recreational marine insurance
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We've partnered with two expert recreational marine agencies for over 25 years. Our collective team will partner with you to assess your business operations and deliver a tailored insurance solution. Select your state below to start a conversation or get a quote today.
Whether it's providing a safe place to dock, offering maintenance services, selling a family their first boat or teaching beginner sailing lessons, recreational marine businesses are essential to the boating industry. However, owning and operating a marine business isn't always smooth sailing. Marinas, boat yards and yacht clubs all face unique risks that require specialized insurance coverage.
At The Hanover, we are committed to providing you with the best possible care for your recreational marine business. With over 25 years of experience in the marinas space, we understand the dynamic risks your business faces every day and have built an industry leading marine program that delivers peace of mind. We're proud to offer a solution that provides all the insurance protection you need in one place to help safeguard the business you've worked hard to build.
Who we serve
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What we offer
Yacht clubs
Marinas
Boat dealers
Boat yards
Boat builders
(regional)
Rick buck, Sundance MarinA, owner
"There's no way I could have figured this all out by myself... I tell everyone to get Hanover Insurance. I couldn't have pulled it off without them."
See what our customers are saying:
Harbor Risk
National Marine Underwriters
Who we serve
What we offer
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SERVICES
PRoDUCTS
Our flexible policies and specialized coverages can be bundled or purchased separately, providing a robust solution that serves as a convenient one-stop shop for your insurance needs:
Property
General liability
Automotive
Workers' compensation
Specialized marine coverage for recreational marine businesses including:
Boat dealers
Yacht club legal liability
Regatta liability
Sailing school coverage
Protection and indemnity
Piers and docks
Equipment
Owned boats
Borrowed boats
Title errors and omissions
Title recovery expense
Truth in lending
False pretense
Bumbershoot
Optional coverages that enhance your protection:
Sudden and accidental pollution
Equipment breakdown
Debris removal
Liquor liability
Employee benefits liability
Fine arts
Crime
Marinas are more than just docks and piers; they are a wide range of assets and operations that require protection from potential disruptions. These disruptions can come from various hazards such as fires, hazardous spills, electric shock, and even less common risks like snow, boat hoist slings or volunteer-related incidents. We've crafted a comprehensive program that offers a total account solution to safeguard your business.
PRoDUCTS
Risk management
We've here to support you at every step. Our in-house risk management experts, located nationwide, work to understand your unique operations and challenges. With extensive industry, local, state and federal regulatory expertise, they can customize their risk management approach to your recreational marine business, offering valuable insights to help mitigate and manage risks.
Here is what you can expect from our experts:
Consultants with 20+ years experience
Certified in fire protection, industrial safety, ergonomics, theft prevention and more
Knowledgeable in cutting-edge technologies for risk reduction, including property survey drones, leak-detecting IoT sensors and infrared surveys for identifying electrical issues
Claims
Our best-in-class claims professionals, including field adjusters, appraisers, administrative personnel and special investigators, are solely focused on marine claims. With their commitment to personalized service and efficient solutions, such as the use of drones and the My Hanover Policy app, our team provides faster and more efficient claims processing.
What we offer:
24/7 claims reporting via phone, fax, My Hanover policy app or online
Track record of excellence with an 83% claims satisifaction score and handling an average of 7,200 claims per year
Over 300 years of combined experience in the team
SERVICES
PRoDUCTS
The Hanover is the marketing name for the property-casualty and general insurance operations of The Hanover Insurance Group, Inc. All products are underwritten by The Hanover Insurance Company, Citizens Insurance Company of America or one of their insurance company subsidiaries or affiliates. Coverage may not be available in all jurisdictions and is subject to the company underwriting guidelines and the issued policy. This material is provided for informational purposes only. For more information about The Hanover visit our website at hanover.com
Marina coverage is provided by The Hanover Insurance Company, Worcester, Massachusetts