To Coloradans, doing business is more than a faceless transaction, it’s a personal extension of trust.

By Josie Brocato on May 4, 2026

While national chains buy their way into the local market, the state’s economy is still built on small and locally owned firms. When we spend a hard-earned dollar at the grocery store, a restaurant, or coffee shop, we’re not just buying something, we’re investing in our neighbors, our family, and our home. We’re investing in our community. Likewise, banking locally has many advantages. And there’s only one Bank of Colorado. Bank of Colorado has called this state home since 1978. Over the years, it’s grown into the largest family-owned bank headquartered in the state. But with every expansion, there has been a renewed focus on the bedrock values and local roots that have guided the bank since the beginning. In short: Bank of Colorado is Colorado-based, Colorado-focused. One of those values is philanthropy. Bank of Colorado gives back to the communities they’re a part of through donations to charities, area schools, civic organizations, and local events. But it’s also using personal relationships and integrity to provide the best service to customers, both families and businesses, and ensure the long-term financial well-being of our towns, our counties, and our state. Banking locally isn’t just about hometown loyalty. It also has built-in advantages that make smart business sense.

Advantages of community banking

The biggest advantage of banking locally is doing business with people you know. Even if they aren’t a family member or neighbor you know by name, Bank of Colorado employees live in the communities in which they work. Many of them grew up here. They better understand your needs, your perspective, and the realities of the market. For instance, Bank of Colorado offers concierge Treasury Management services customized to the needs and goals of each unique business. Bank of Colorado also has a long-standing culture of accessibility. Customers can always walk into any of their more than 45 conveniently located branches and speak with a live person, based locally, who can resolve issues as quickly as possible. When they call Bank of Colorado on the phone, they’re always connected to a person at their local branch, not some distant call center. And since Bank of Colorado’s leadership is also based locally, they can be nimble and responsive in making decisions that impact their customers and communities. That also provides an independence from the whims of corporate decision-makers sitting at desks in offices on the other side of the country. That autonomy also translates to competitive products and services. Bank of Colorado can instantly see what their customers need and what might benefit them, and they can implement that in a way that best suits the community. For instance, ATM LIVE® machines feature extended banking hours and the ability to talk to a live teller right here in Colorado. Plus, customers still enjoy modern conveniences like Bill Pay, Card Control, and security notifications, but with the personal touch of a small bank.

While outside institutions can come in and promise many things, they can’t guarantee constancy built on a track record in Colorado. Bank of Colorado has invested in this state and its people; it’s helped them in good times and through tough stretches. Bank of Colorado is strong, committed, and they’re not going anywhere. In short, it’s a bank you can call home. Explore all they have to offer at bankofcolorado.com.

“A bank you can call home”

Colorado’s largest family-owned bank offers advantages customers can’t get anywhere else

What Makes Bank of Colorado Different

Bank of Colorado remains family-owned and operated. Customers are greeted by real people at any of the more than 45 conveniently located branches — often neighbors they know. Banking decisions are made locally by people who understand Colorado’s communities and economies. Customers still enjoy modern conveniences like Bill Pay, Card Control, and security notifications. Also, ATM LIVE® machines feature extended banking hours and the ability to talk to a live teller right here in Colorado.

DISCOVER OUR ROOTS

Today, there are more choices than ever when it comes to banking and many banks that have local names and ties are actually owned by far-off corporations and conglomerates. But Bank of Colorado is the family-owned option that has more than four decades of experience helping generations of Coloradans grow their families, homes, and businesses. Their deep roots in this state offer more than just experience and local perspective, they also offer stability in times of uncertainty.

Why Bank of Colorado?

A big part of why it’s so important to preserve the Spirit of the West is because it’s gradually disappearing. As the world becomes more urbanized, small farms and ranches are fading away. The same thing is happening to family-owned community banks. Advances in technology and communication have left individuals, families, and businesses to do their banking with smartphones and laptops. When they manage to get a voice on the phone, it’s either automated or an operator based in another city, state, country, or continent. In other words, we’re losing the human connection at the heart of the Western spirit. Not at Bank of Colorado. Unlike other institutions, Bank of Colorado is still family-owned and operated. Customers can be sure when they show up to one of the more than 45 conveniently located branches that they’ll be greeted by a real person, often a neighbor they know. They can trust that their money and their livelihoods are in the hands of local decision makers who understand what’s going on in Colorado. So, if you’re looking for a bank, consider investing in your community by calling Bank of Colorado. Or better yet, visit one of its nearby branches — and rediscover the spirit of community.

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LOCAL & FAMILY ROOTS

Bank of Colorado is the largest family-owned bank headquartered in the state. Founded in 1978. Banking decisions are made locally by people who understand Colorado’s communities and economies.

REAL PEOPLE, REAL SERVICE

Real People, Real Service

Customers are greeted by a real person at all our branches across the state. ATM LIVE® features live personal tellers located right here in Colorado and offer extended banking hours for all your common banking needs.

MODERN MOBILE BANKING TOOLS

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MODERN MOBILE BANKING TOOLS

Card Control allows you to turn your debit card on and off at any time plus tools to track your spending. Add your card to your digital wallet for quick & secure payments. Send and receive money quickly and securely with Zelle®.

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LOCAL & FAMILY ROOTS

Bank of Colorado remains family-owned and operated. Banking decisions are made locally by people who understand Colorado’s communities and economies.

Learn More

REAL PEOPLE, REAL SERVICE

Real People, Real Service

Customers are greeted by real people at any of the more than 45 conveniently located branches — often neighbors they know. Also, ATM LIVE® machines feature extended banking hours and the ability to talk to a live teller right here in Colorado.

Learn More

MODERN BANKING TOOLS

Customers still enjoy modern conveniences like Bill Pay, Card Control, and security notifications.

MODERN BANKING TOOLS

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ADVANCED FRAUD PROTECTION

Easily set account alerts within perimeters you care about most. Our EnFact® fraud detection software is always monitoring for suspicious activity on your account.

ADVANCED FRAUD PROTECTION

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