Bank of Colorado

Approach with Caution:

It’s always a good idea to double check your accounts for fraud

LET'S BE HONEST — WE ALL LOVE GETTING THINGS. Whether it’s a holiday gift, a birthday freebie, a special promotion, or even just a coupon for a discount, there’s a certain natural rush that comes from getting something for free.

But that rush is usually followed by a pang of suspicion. If an unexpected envelope appeared in our mailbox or a box we didn’t order showed up on our doorsteps, we would approach it with skepticism. Right? The same should be true when something too good to be true pops up in our email inbox. Bad actors are always trying to take advantage of excitement by getting you to click on suspicious links, give to sketchy charities, and even circulate fishy gift cards. That’s why Bank of Colorado is working through nonstop to protect your account, assets, and information. Their EnFact® fraud detection software works 24/7 to monitor your debit and credit cards for fraudulent activity. In case of suspicious activity, the bank will notify you to confirm the transaction and, if necessary, start the process of resolving the fraud.

Another thing you can do to give you peace of mind is to better educate yourself on the types of schemes, red flags, and what to do if you suspect, spot, or accidently step into a scam. And that doesn’t have to be homework — here’s a fun Jeopardy-style game to help.

There are also a few easy steps that you can take to protect yourself from any would-be fraudsters:

Use an online payment service like PayPal, Visa®SRC, or Apple Pay ® that encrypt your card information so you’re not trusting every individual retailer with your information.

Download the Bank of Colorado CardControl app, which not only lets you track your transactions in real time, but it also gives you instant control over how, when, and where your debit or credit card can be used.

Use online and mobile banking to check your account regularly and make sure you recognize all activity. That way, you can also be sure you have enough in your account for that last-minute impulse gift idea.

TEST YOUR FRAUDSTER SKILLS

test your fraudster skills

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What is a freebie scam?

REVEAL ANSWER

When someone out of the blue says you’ve just won a prize like a free phone or vacation, all you have to do is respond to this email.

What is an indication of a fraudulent charity?

REVEAL ANSWER

When a seemingly good Samaritan is pressuring you to give immediately.

What is a sure sign of a phishing scam?

REVEAL ANSWER

When someone sends you a message, but you notice a misspelling in the return email address or web URL.

Who are the highly trained personal bankers at Bank of Colorado?

REVEAL ANSWER

These are the people to call when you have questions about your account, possible fraud, or just a friendly hello.

What is EnFact®?

REVEAL ANSWER

This software monitors your account and alerts you up when it spots an unusual transaction.

What is Bank of Colorado’s CardControl?

REVEAL ANSWER

This app is watching your transactions in real time and making sure your cards are used only when and where you choose.

WHAT's YOUR FRAUD SPOTTER SCORE?

YOU'RE A FRAUD SPOTTING EXPERT!

(This schemer might tell you he has a third-party gift card that’s worth more than the displayed value.)

(When someone out of the blue says you’ve just won a prize like a free phone or vacation, all you have to do is respond to this email.)

(These are the people to call when you have questions about your account, possible fraud, or just a friendly hello.)

(This schemer might try to get you to click on a link to track delivery of a package you weren’t expecting.)

(When a seemingly good Samaritan is pressuring you to give immediately.)

(This software monitors your account and alerts you up when it spots an unusual transaction.)

(This app is watching your transactions in real time and making sure your cards are used only when and where you choose.)

(When someone sends you a message, but you notice a misspelling in the return email address or web URL.)

(This schemer might try to tell you it’s better to give than receive.}

Who are the highly trained personal bankers at Bank of Colorado?

(These are the people to call when you have questions about your account, possible fraud, or just a friendly hello.)

REVEAL ANSWER

These are the people to call when you have questions about your account, possible fraud, or just a friendly hello.

What is a freebie scam?

(When someone out of the blue says you’ve just won a prize like a free phone or vacation, all you have to do is respond to this email.)

REVEAL ANSWER

When someone out of the blue says you’ve just won a prize like a free phone or vacation, all you have to do is respond to this email.

(This schemer might tell you he has a third-party gift card that’s worth more than the displayed value.)

What is EnFact®?

(This software monitors your account and alerts you up when it spots an unusual transaction.)

REVEAL ANSWER

This software monitors your account and alerts you up when it spots an unusual transaction.

What is an indication of a fraudulent charity?

(When a seemingly good Samaritan is pressuring you to give immediately.)

REVEAL ANSWER

When a seemingly good Samaritan is pressuring you to give immediately.

(This schemer might try to get you to click on a link to track delivery of a package you weren’t expecting.)

What is Bank of Colorado’s CardControl?

(This app is watching your transactions in real time and making sure your cards are used only when and where you choose.)

REVEAL ANSWER

This app is watching your transactions in real time and making sure your cards are used only when and where you choose.

(When someone sends you a message, but you notice a misspelling in the return email address or web URL.)

What is a sure sign of a phishing scam?

REVEAL ANSWER

When someone sends you a message, but you notice a misspelling in the return email address or web URL.

(This schemer might try to tell you it’s better to give than receive.)

WHAT's YOUR FRAUD SPOTTER SCORE?

YOU'RE A FRAUD SPOTTING EXPERT!

You can count on Bank of Colorado when it comes to fighting holiday fraud. Visit our Fraud Fighting Tips to learn more on how you can safeguard your account and what Bank of Colorado can do to help you.

Who are the highly trained personal bankers at Bank of Colorado?

(These are the people to call when you have questions about your account, possible fraud, or just a friendly holiday hello.)

REVEAL ANSWER

These are the people to call when you have questions about your account, possible fraud, or just a friendly holiday hello.

What is a freebie scam?

(When elf out of the blue says you’ve just won a prize like a free phone or vacation, all you have to do is respond to this email.)

REVEAL ANSWER

When elf out of the blue says you’ve just won a prize like a free phone or vacation, all you have to do is respond to this email.

What is a defunct gift card scam?

(This wise guy might tell you he has a third-party gift card that’s worth more than the displayed value.)

REVEAL ANSWER

This wise guy might tell you he has a third-party gift card that’s worth more than the displayed value.

What is EnFact®?

(This software knows when your account is sleeping, and it knows to wake you up when it spots an unusual transaction.)

REVEAL ANSWER

This software knows when your account is sleeping, and it knows to wake you up when it spots an unusual transaction.

What is an indication of a fraudulent charity?

(When a seemingly good Samaritan is pressuring you to give immediately.)

REVEAL ANSWER

When a seemingly good Samaritan is pressuring you to give immediately.

What is a fake delivery phishing scam?

(This wise guy might try to get you to click on a link to track delivery of a package you weren’t expecting.)

REVEAL ANSWER

This wise guy might try to get you to click on a link to track delivery of a package you weren’t expecting.

What is Bank of Colorado’s CardControl?

(This app is making a list of your transactions in real time and checking it twice to make sure your cards are used only when and where you choose.)

REVEAL ANSWER

This app is making a list of your transactions in real time and checking it twice to make sure your cards are used only when and where you choose.

(When Santa sends you a message but you notice a misspelling in the return email address or web URL.)

What is a sure sign of a phishing scam?

REVEAL ANSWER

When Santa sends you a message but you notice a misspelling in the return email address or web URL.

(This wise guy might try to tell you it’s better to give than receive this holiday season.)

What is a fraudulent charity?

REVEAL ANSWER

This wise guy might try to tell you it’s better to give than receive this holiday season.

Three Wise Guys (and the schemes they bear)

(Not so) Jolly Red Flags

“Jingle-Bell Block” the Scammers

YOU'RE A FRAUD SPOTTING EXPERT!

WHAT's YOUR FRAUD SPOTTER SCORE?

Holiday Ho-Ho-Hoax Jeopardy

test your fraudster skills

You can count on Bank of Colorado when it comes to fighting fraud. Visit our Fraud Fighting Tips to learn more on how you can safeguard your account and what Bank of Colorado can do to help you.

TEST YOUR FRAUDSTER SKILLS

test your fraudster skills

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