HFCU - Sept 16

Learn more

Checking Account or Life Upgrade? HFCU’s 360 Secure Checking Has Both

The 360 Secure Checking Revolution

SPONSORED BY

As a new innovative account that focuses your well-being, HFCU’s 360 Secure Checking is a one-of-a-kind comprehensive shield for your entire financial ecosystem, and it comes with an arsenal of protections and perks. We're talking top-flight identity theft protection, cell phone insurance, and even telemedicine services with zero copay that bring the doctor’s office right to your living room. And that’s just the beginning of HFCU’s financial toolkit: receive payment up to two days early with HFCU’s direct deposit to help you stay ahead of the game, fuel savings for your road trip adventures, and rideshare protection for your late-night Uber escapades. All this VIP treatment comes with a surprisingly modest price tag: for just six dollars a month — less than that Grande Iced Caramel Almond Milk Macchiato — you’re getting a financial sidekick that’s part security guard, part personal assistant, and completely dedicated to your financial well-being*.

You might think your checking account is just a place to park your paycheck—and if you’re like most people, that’s exactly what it is. But maybe it’s time to rethink that. In fact, you might want to forget everything you thought you knew about checking accounts. Houston Federal Credit Union (HFCU) is flipping the script with their new 360 Secure Checking*, and it’s about to change how you look at banking. Curious how HFCU can help you level up your finances? Stick around while we unpack the features that make 360 Secure Checking your new financial BFF.

Safeguarding Your Digital Life

In today’s digital landscape, your personal information is more vulnerable than ever. That’s where HFCU’s 360 Secure Checking steps in. Here’s how: First up is IDProtect® , your personal identity watchdog. The vigilant service keeps a close eye on over 1,000 databases, monitoring for any suspicious activity involving your personal info. You’ll have access to your credit report and scores so you’re always in the know about your financial health. And if the unthinkable happens, IDProtect® is there with identity theft expense reimbursement and fully managed resolution services. But HFCU doesn’t stop at digital protection. They understand that your smartphone is practically an extension of yourself. That’s why they’ve included Cellular Telephone Protection with 360 Secure Checking. Cracked screen? Phone taken a surprise swim? No worries. You’re covered for up to $800 in replacement or repair costs. It’s like a safety net for your digital life. In our era of hyper-connectivity, where our smartphones are our lifelines to the world, this dual layer of protection isn’t just a luxury—it’s a necessity. HFCU is serving it up as part of your everyday checking account, and that’s just the tip of the iceberg.

The Doctor Is In... Your Phone

Nobody is immune to the hassle that comes with a visit to the doctor. The waiting room, the paperwork, the “Is it my turn yet?” dance: It’s enough to make you consider ignoring that mysterious rash or persistent cough. But now, HFCU’s 360 Secure Checking is prescribing a dose of convenience with their Telehealth benefit. This isn’t your typical doctor’s office visit. We're talking 24/7 access to board-certified, U.S.-based doctors via video or phone. Whether you have an urgent care need at 2 a.m. or just feel like a chat with a mental health pro, they’re on-call whenever you are. Oh, and how does no copay sound? That’s right—zip, zilch, nada. Whether you’re uninsured, underinsured, or just prefer to keep your hard-earned cash in your pocket, this benefit is a major upgrade. Let’s face it, in a world where time is money, the ability to skip the waiting room and get medical advice from your couch isn’t just convenient—it’s revolutionary. And it’s all part of HFCU’s new playbook for what a checking account can do, for your security, your health, and your financial future.

Financial Flexibility at Your Fingertips

Tired of watching your paycheck vanish before your eyes? Or maybe you’re feeling the squeeze between paydays? With HFCU’s direct deposit feature, you’ve got access to your hard-earned cash up to two days earlier. Why wait for Friday when Wednesday feels so much better?

And the perks don’t stop there. With HFCU, your money doesn’t just sit idle—it works as hard as you do. Watch your balance grow as you earn dividends, transforming your account from a simple storage space to a financial powerhouse. Of course, 360 Secure Checking comes with all the bells and whistles you’d expect from a modern account. Mobile banking —check. Online bill pay —you bet. Remote deposits , electronic statements , overdraft protection, and access to the Zelle digital payments network—it’s all at your fingertips, ready to streamline your financial life like never before.