Who Is NEXT?
NEXT Insurance is the go-to digital business insurance provider for entrepreneurs. Fast, affordable, hassle-free coverage for small business owners and the self-employed. NEXT insurance coverage is tailored to your business so that you pay for what you need and not for what you don’t. See why more than 500,000 small businesses trust NEXT for their business insurance.
Trust in NEXT
Imagine waking up in the middle of the night to discover your business's glass door shattered. That's exactly what happened to Roshonda King, owner of Rozay Boutique in Stone Mountain, Georgia. Watch how NEXT Insurance stepped in to save the day and get her back to business in about 24 hours.
In this video:
Roshonda's story is a powerful reminder for small business owners about the importance of business insurance. NEXT Insurance proved to be more than just an insurance provider; it became a trusted partner.
Types of Coverage
Click on each one to learn more.
The customer service was fantastic...
General
Liability
Accidentally damaged customer property? General liability insurance makes those uh-oh moments okay by covering a wide range of incidents and basic risks.
Learn More
Business Owner's Policy
Learn More
A business owner’s policy (BOP) combines general liability and commercial property into one handy package. It’s a great option for protecting your business.
Workers' Compensation
Learn More
If you have employees, workers’ comp is mandatory in almost every state to help cover medical bills and lost wages if a workplace accident occurs.
Commercial Property
Learn More
Commercial property insurance isn’t just for buildings — it can protect almost all the gear, inventory and equipment you need to do business.
Commercial
Auto
Learn More
Vehicle-related damage shouldn’t mean you have to pump the brakes on your bottom line. With commercial auto, you’re covered for dents, tows and damage.
Errors &
Omissions
Learn More
Get errors & omissions insurance (also known as professional liability insurance) and you’ll be protected from certain types of lawsuits and claims at work.
Tools &
Equipment
Learn More
Add a tools & equipment upgrade to your general liability insurance. If your gear ever gets damaged or stolen, we’ll be there to abracadabra them back in a flash.
Employment Practices Liability
Learn More
Employment practices liability insurance can help to protect your small businesses from the costs of lawsuits involving harassment, discrimination, & more.
Professional Liability
Learn More
Get professional liability insurance (also known as errors & omissions insurance) and you’ll be protected from certain types of lawsuits and claims at work.
Fast, Easy, Affordable.
NEXT Insurance Is Here
for Small Businesses
NEXT Insurance simplifies small business insurance tailored for over 1,300 professions, it provides quick claims resolution and hassle-free service.
Read More
FEATURED STORY TITLE
Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat.
Read More
Small Business Insurance 101: A Guide to Success and Security
Read More
FEATURED STORY TITLE
Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat.
Read More
What Coverage Is Right For You?
If you are looking for insurance for your small business, I highly recommend NEXT insurance. It was a stress-free experience.
NEXT Insurance Small Business Blog
On the NEXT Small Business Blog, NEXT experts discuss the valuable information every small business needs to know.
Can I increase the professional liability limits offered with my policy?
How long will it take to get my policy after I buy?
Can I add to or change my coverage?
What do the policy limits mean?
How can I get a certificate of insurance?
Can I have a physical copy of my documents?
If you're a customer, your policy documents and changes can be accessed and managed in your online customer account. The quickest way to talk to our U.S.-based customer service team is through chat. You can reach us by clicking “chat with us” at the very bottom of the help center page.
Can I increase the professional liability limits offered with my policy?
In case you purchase your policy online you will receive your policy documents via email within one business day of purchase. In case you purchase through an agent your agent will let you know when to expect your documents.
How long will it take to get my policy after I buy?
If you’ve expanded your business and need coverage for more kinds of work (or higher amounts of the same coverage), please let us know. One of our support agents can discuss your business's changing needs, and in most cases, we’ll be able to set you up with a new policy on the same day (so there will be no gaps in your coverage).
If you're a customer, your policy documents and changes can be accessed and managed in your online customer account.
The quickest way to talk to our U.S.-based customer service team is through chat. You can reach us by clicking “chat with us” at the very bottom of the help center page.
Can I add to or change my coverage?
The limits on the policy decide how much money you have available in case of a claim - you can think about them like a budget. The most important limits to consider when determining your package are the per occurrence limit, which is your available budget per claim, and the aggregate limit, which is your available budget for the policy term.
What do the policy limits mean?
Once you have a NEXT policy, you’ll have 24/7 access to proof of your insurance (also called a certificate of insurance, or COI) via web or app. Log in to your account, download your COI instantly or deliver it via email or text at no additional cost. Get unlimited certificates and add an additional insured as you need them.
How can I get a certificate of insurance?
We are an entirely online company, and in our efforts to remain as efficient and green as possible, all of your documents will be sent to you electronically via email. This way we can make sure you receive your documents as quickly as possible, and that you have the freedom to easily access your documents at any time. If prefer a physical copy, please feel free to print your documents off at your leisure! You can also get much of what you need by logging into the customer portal.
Can I have a physical copy of my documents?
Still Have Questions?
Want to chat?
We’re here to help.
Contact Us
Get your questions answered with our 24/7 help center.
• Discover Roshonda's experience when her boutique
was broken into.
• Learn how we provided immediate support and
resolved her retail insurance claim within about 24
hours.
• Hear Roshonda's testimonial on the importance of
having reliable business insurance.
73% of small business owners optimistic about 2025 economy
RESEARCH
16 amazing 1099
tax deductions for independent contractors
TAXES
Does business insurance cover theft?
INSURANCE
Top 4 common commercial insurance claims and how to handle them
INSURANCE
Businesses insured
500,000+
States NEXT serves
50
Professions covered
1,300+
Customer rating
4.7/5
Get Instant Quote
The insurance solution for small businesses
– Ted N.
TYPES OF COVERAGE
FEATURED STORIES
INSURANCE QUIZ
TESTIMONIALS
BUSINESS BLOG
FAQ
STORY OF NEXT
Get Instant Quote
Let's face it—figuring out insurance for your small business can feel like navigating a maze. NEXT Insurance makes getting tailored coverage simple and easy. Take this quick quiz to help you understand which types of insurance could best protect your business. Then head to nextinsurance.com to discover what over 500,000 other small business owners already have: customer-friendly, hassle-free insurance is waiting.
The Story of NEXT Insurance
NEXT was founded in Palo Alto, CA by three entrepreneurs who started their path as small business owners. With 500,000+ customers across 50 states, we’re a big business by some standards. But we’re still a small business at heart.
See What's NEXT
* For an individualized quote, please visit nextinsurance.com.
Click on each one to learn more.
SKIP
TO
TOP
Types of Coverage
Click on each one to learn more.
In case you purchase your policy online you will receive your policy documents via email within one business day of purchase. In case you purchase through an agent your agent will let you know when to expect your documents.
Can I increase the professional liability limits offered with my policy?
If you’ve expanded your business and need coverage for more kinds of work (or higher amounts of the same coverage), please let us know. One of our support agents can discuss your business's changing needs, and in most cases, we’ll be able to set you up with a new policy on the same day (so there will be no gaps in your coverage).
If you're a customer, your policy documents and changes can be accessed and managed in your online customer account.
The quickest way to talk to our U.S.-based customer service team is through chat. You can reach us by clicking “chat with us” at the very bottom of the help center page.
How Long Will It Take To Get My Policy After I Buy?
The limits on the policy decide how much money you have available in case of a claim - you can think about them like a budget. The most important limits to consider when determining your package are the per occurrence limit, which is your available budget per claim, and the aggregate limit, which is your available budget for the policy term.
Can I add to or change my coverage?
Once you have a NEXT policy, you’ll have 24/7 access to proof of your insurance (also called a certificate of insurance, or COI) via web or app. Log in to your account, download your COI instantly or deliver it via email or text at no additional cost. Get unlimited certificates and add an additional insured as you need them.
What do the policy limits mean?
We are an entirely online company, and in our efforts to remain as efficient and green as possible, all of your documents will be sent to you electronically via email. This way we can make sure you receive your documents as quickly as possible, and that you have the freedom to easily access your documents at any time. If prefer a physical copy, please feel free to print your documents off at your leisure! You can also get much of what you need by logging into the customer portal.
how can i get a certificate of insurance?
Get Instant Quote
Get Instant Quote
More stories to be revealed soon...
= Most popular!
Get Instant Quote
NEXT Insurance provides tailored, hassle-free coverage to protect small businesses from risks and support growth and success.
Small Business Insurance 101: A Guide to Success and Security
NEXT Insurance provides tailored, hassle-free coverage to protect small businesses from risks and support growth and success.
Read More