A quality education can transform lives for generations. With the Connecticut Higher Education Supplemental Loan Authority (CHESLA), affordable pathways to higher education are closer than you imagine. By providing scholarships, student loans, and financial tools, CHESLA has helped countless Connecticut residents pursue foundational careers.
“We’re more than just a lender; we’re a community partner,” says CHESLA Outreach Specialist Shannon Reynolds. CHESLA offers a range of programs aimed at helping Connecticut students plan, save, and pay for college.
In early July, CHESLA held an award ceremony to celebrate the accomplishments of students who received scholarships. Through this program, CHESLA awarded $459,000 in need-based undergraduate scholarships to 156 recipients from 59 towns across Connecticut. Additionally, CHESLA’s Certificate Scholarship awards financing for students pursuing a healthcare, manufacturing, or ARC teaching certificate in Connecticut. Historically, CHESLA’s scholarship program has provided $11.5 million, impacting over 5,900 students.
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Fund your future with financing and resources from CHESLA
By StoryStudio on August 15, 2024
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Christine Allen and Jennifer Viveros are two standout students honored at the ceremony who overcame obstacles to succeed in higher education, becoming the first in their families to graduate from a post-secondary program. Christine Allen, raised by parents living below the poverty line, was encouraged by her family to pursue college. “CHESLA has allowed me to continue my bachelor’s degree at a four-year school, breaking a generational curse,” she said.
Unwanted hair growth is something many of us deal with. The days of stubborn shaving, razor bumps, and ingrown hairs are over thanks to laser hair removal, a simple treatment that will save you time, money, and stress when it comes to hair growth. Laser hair removal is a convenient and fast treatment (averaging around 30 minutes per session) that utilizes a concentrated beam of light laser to remove hair and inhibit future hair growth in the area. The treatment is largely pain-free; however, clients will need to keep the treated area(s) out of the sun for a week following treatment.
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Botox and Fillers
Botox and fillers are a fantastic option for those looking to reduce the appearance of wrinkles, fine lines or add some plump to your lips. Using a very thin needle, medical professionals administer the treatment into the desired areas of the face. Typically, injectables and dermal fillers involve minimal discomfort, and most clients can return to their day-to-day responsibilities immediately after treatment. In all stages of your beauty journey, your aesthetic consultant can detail each offering including effective wrinkle relaxers like Botox , FDA-approved lip fillers, and more to ensure your choice aligns best with your goals.
Ultherapy
Usually starting around age 25 when our bodies begin to produce less collagen, we notice changes, or sagging, in our skin. Ultherapy skin lifting is the FDA- cleared solution you need to build that collagen bank back up to restore plump, tight and youthful looking skin. Ultherapy uses safe ultrasound energy to naturally initiate the production of new collagen deep within your skin. You’ll see skin tightening results after the first treatment and continued improvement for up to six months. The team of trusted advisors can put together a treatment plan tailored to your individual needs, setting you up for your perfect skin.
IPL Photofacial
IPL Photofacial uses pulses of light energy to fade age spots, sunspots and freckles, while evening out skin tone, redness and hyperpigmentation. This FDA-approved treatment targets and gently heats the red and brown areas of your skin impacted by sun damage, ultimately causing them to flake off and unveil clearer, brighter skin for a makeup look without the makeup. For those interested in anti-aging results for your skin, IPL Photofacial provides a quick, effective, and affordable method to achieve radiant looking skin.
CoolSculpting
We’re all on a journey toward looking and feeling our best. Many people, however, wrestle with stubborn fat even after exhausting all efforts to work it out. Enter CoolSculpting , a noninvasive, FDA-cleared treatment that utilizes patented, controlled cooling technology to eliminate up to 25% of fat cells in the desired area without the need for surgery. CoolSculpting targets problem areas beneath the skin to freeze, kill and ultimately destroy only the fat cells from the body, producing lasting results that you will love. After just two sessions, clients will see a 73% greater fat reduction versus just one treatment.
CoolTone
It’s like 20,000 sit ups in 30 minutes. The abdomen, buttocks and thighs can be targeted with CoolTone treatments that produce tighter and firmer results that will last. Under a process called magnetic muscle stimulation (MMS) initiated by CoolTone technology, muscles undergo involuntary contractions, therefore strengthening the muscles within the treatment area. This process feels similar to that of an odd muscle spasm or twitch, however for the large majority of patients it is not at all painful. Results are typically noticeable after four weeks of treatment. CoolTone is FDA-cleared and backed by science, designed for anyone looking to become more toned without any recovery time.
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In addition to low interest rates, scholarships, and refinancing programs, CHESLA is a resource for students and families looking to plan for higher education. CHESLA’s Financial Literacy Portal is a platform that has the information that you need to help with saving money, finding scholarships, considering a loan and so much more! CT Dollars and Sense also has a national scholarship center search. CHESLA continues its mission to help CT students and families by presenting at high school financial aid nights and college fairs. CHESLA hopes to equip students and parents with all the tools and information about paying for college.
As a comprehensive resource for Connecticut students, CHESLA supports the community with innovative programs. Discover how CHESLA can help make higher education attainable by visiting their website today.
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Unlike other private lenders, CHESLA offers a straightforward fixed rate on student loans for the 2024-2025 school year. “Other lenders offer fixed rates ranging from 5 to 15 percent, but when students and families go to apply, they don’t even know what rate they’re going to be offered if they get approved,” says Deputy Director Josh Hurlock. Those who qualify for CHESLA will receive a 6.45 percent fixed rate on loans compared to the 9.08 percent rate offered by the federal Parent PLUS Loan. There are zero fees, and borrowers who enroll in autopay enjoy an added rate reduction of .25%. Through their Student Loan Program, CHESLA has disbursed $588.2 million over nearly 59,000 loans.
Additionally, a recent change in law allows CHESLA to give loans to students under 18. “This bill expands our ability to help students, especially 17-year-olds entering their freshman year,” says Hurlock.
As a senior at the University of Saint Joseph, Christine studies business management and plans to build a career in business communication and problem solving. “Being a first-generation college graduate means a lot to me. It’s a lifelong goal that is finally coming true," Christine said.
Jennifer Viveros, a senior at UConn with a double major in speech language and hearing sciences and psychology, was inspired to become a speech-language pathologist after her grandmother needed speech therapy. “Being a recipient of this scholarship has validated all the hard work. It will continue to empower me and make a significant difference in the lives of young students,” Jennifer said.
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In addition to low interest rates, scholarships, and refinancing programs, CHESLA is a resource for students and families looking to plan for higher education. CHESLA’s Financial Literacy Portal is a platform that has the information that you need to help with saving money, finding scholarships, considering a loan and so much more! CT Dollars and Sense also has a national scholarship center search. CHESLA continues its mission to help CT students and families by presenting at high school financial aid nights and college fairs. CHESLA hopes to equip students and parents with all the tools and information about paying for college.
As a comprehensive resource for Connecticut students, CHESLA supports the community with innovative programs. Discover how CHESLA can help make higher education attainable by visiting their website today.
A quality education can transform lives for generations. With the Connecticut Higher Education Supplemental Loan Authority (CHESLA), affordable pathways to higher education are closer than you imagine. By providing scholarships, student loans, and financial tools, CHESLA has helped countless Connecticut residents pursue foundational careers.
“We’re more than just a lender; we’re a community partner,” says CHESLA Outreach Specialist Shannon Reynolds. CHESLA offers a range of programs aimed at helping Connecticut students plan, save, and pay for college.
In early July, CHESLA held an award ceremony to celebrate the accomplishments of students who received scholarships. Through this program, CHESLA awarded $459,000 in need-based undergraduate scholarships to 156 recipients from 59 towns across Connecticut. Additionally, CHESLA’s Certificate Scholarship awards financing for students pursuing a healthcare, manufacturing, or ARC teaching certificate in Connecticut. Historically, CHESLA’s scholarship program has provided $11.5 million, impacting over 5,900 students.
Christine Allen and Jennifer Viveros are two standout students honored at the ceremony who overcame obstacles to succeed in higher education, becoming the first in their families to graduate from a post-secondary program. Christine Allen, raised by parents living below the poverty line, was encouraged by her family to pursue college. “CHESLA has allowed me to continue my bachelor’s degree at a four-year school, breaking a generational curse,” she said.
As a senior at the University of Saint Joseph, Christine studies business management and plans to build a career in business communication and problem solving. “Being a first-generation college graduate means a lot to me. It’s a lifelong goal that is finally coming true," Christine said.
Jennifer Viveros, a senior at UConn with a double major in speech language and hearing sciences and psychology, was inspired to become a speech-language pathologist after her grandmother needed speech therapy. “Being a recipient of this scholarship has validated all the hard work. It will continue to empower me and make a significant difference in the lives of young students,” Jennifer said.
Unlike other private lenders, CHESLA offers a straightforward fixed rate on student loans for the 2024-2025 school year. “Other lenders offer fixed rates ranging from 5 to 15 percent, but when students and families go to apply, they don’t even know what rate they’re going to be offered if they get approved,” says Deputy Director Josh Hurlock. Those who qualify for CHESLA will receive a 6.45 percent fixed rate on loans compared to the 9.08 percent rate offered by the federal Parent PLUS Loan. There are zero fees, and borrowers who enroll in autopay enjoy an added rate reduction of .25%. Through their Student Loan Program, CHESLA has disbursed $588.2 million over nearly 59,000 loans.
By StoryStudio on JUNE 1, 2024
Fund your future with financing and resources from the Connecticut Higher Education Supplemental Loan Authority
On average, Alliance District educator and counselors are reducing their interest rate by 6.79%, which represents significant savings over the life of the loan.
By partnering with the Rhode Island Student Loan Authority (RISLA), CHESLA also offers employers the chance to contribute up to $5,250 annually to help pay down their employee’s student loans tax-free. This Employer Student Loan Repayment Program incentivizes employers to attract and retain qualified employees while students experience financial relief in a supportive company culture.
Additionally, a recent change in law allows CHESLA to give loans to students under 18. “This bill expands our ability to help students, especially 17-year-olds entering their freshman year,” says Hurlock.
Qualified Connecticut residents looking to refinance their loans may find fixed rates as low as 4.99% with a co-signer, or 5.25% without one. Repayment terms include 5, 10, or 15 years. Similar to their student loan program, refinancing borrowers enjoy an additional interest rate reduction of .25% for signing up for autopay. With CHESLA, refinance borrowers typically reduce a student's interest rate by 2.50%.
For those pursuing a career in education, CHESLA offers fixed rates as low as .75% for Alliance District Teacher and Counselor Refinance Loans. This includes a 3% interest rate subsidy with terms of 5, 10, or 15 years. CHESLA wants to help the Connecticut workforce. This program is a tremendous aid for teachers and counselors in the state of Connecticut. Sydney, a teacher in a Connecticut Alliance District, stated, “ I was approved for the loan and went from having a private loan with an interest rate of 11% to an interest rate of 2%. My payments are basically cut in half! As a third-year teacher with MANY student loans, this was a huge success.” On average, Alliance District educator and counselors are reducing their interest rate by 6.79%, which represents significant savings over the life of the loan.
By partnering with the Rhode Island Student Loan Authority (RISLA), CHESLA also offers employers the chance to contribute up to $5,250 annually to help pay down their employee’s student loans tax-free. This Employer Student Loan Repayment Program incentivizes employers to attract and retain qualified employees while students experience financial relief in a supportive company culture.
Qualified Connecticut residents looking to refinance their loans may find fixed rates as low as 4.99% with a co-signer, or 5.25% without one. Repayment terms include 5, 10, or 15 years. Similar to their student loan program, refinancing borrowers enjoy an additional interest rate reduction of .25% for signing up for autopay. With CHESLA, refinance borrowers typically reduce a student's interest rate by 2.50%.
For those pursuing a career in education, CHESLA offers fixed rates as low as .75% for Alliance District Educator and Counselor Refinance Loans. This includes a 3% interest rate subsidy with terms of 5, 10, or 15 years. CHESLA wants to help the Connecticut workforce. This program is a tremendous aid for teachers and counselors in the state of Connecticut. Sydney, a teacher in a Connecticut Alliance District, stated, “ I was approved for the loan and went from having a private loan with an interest rate of 11% to an interest rate of 2%. My payments are basically cut in half! As a third-year teacher with MANY student loans, this was a huge success.” On average, Alliance District educator and counselors are reducing their interest rate by 6.79%, which represents significant savings over the life of the loan.
By partnering with the Rhode Island Student Loan Authority (RISLA), CHESLA also offers employers the chance to contribute up to $5,250 annually to help pay down their employee’s student loans tax-free. This Employer Student Loan Repayment Program incentivizes employers to attract and retain qualified employees while students experience financial relief in a supportive company culture.
For those pursuing a career in education, CHESLA offers fixed rates as low as .75% for Alliance District Educator and Counselor Refinance Loans. This includes a 3% interest rate subsidy with terms of 5, 10, or 15 years. CHESLA wants to help the Connecticut workforce. This program is a tremendous aid for teachers and counselors in the state of Connecticut.
Sydney, a teacher in a Connecticut Alliance District, stated, “ I was approved for the loan and went from having a private loan with an interest rate of 11% to an interest rate of 2%. My payments are basically cut in half! As a third-year teacher with MANY student loans, this was a huge success.”
Qualified Connecticut residents looking to refinance their loans may find fixed rates as low as 4.99% with a co-signer, or 5.25% without one. Repayment terms include 5, 10, or 15 years. Similar to their student loan program, refinancing borrowers enjoy an additional interest rate reduction of .25% for signing up for autopay. With CHESLA, refinance borrowers typically reduce a student's interest rate by 2.50%.