Digital payment platforms are an easy way to send money to people you know and trust. Whether you’re searching for a post-grad job or doing some thrifting, use this guide to make sure you know the top tips for sending money safely.
POV: You’re about to use a digital payment platform to send someone money. Before you hit “send,” take a minute to complete this checklist to protect yourself (and your cash).
You should only use digital payment platforms to send money to people you trust, because once you hit “send,” you often can’t cancel the payment.
Need a quick safety reminder before you send a payment? Click below to generate a tip to help you spot scams and stay protected!
From pitching in for your bestie’s surprise birthday party to paying your co-worker back for the coffee they grabbed you during their lunch break, Zelle® is a fast and easy way to send money to friends and family.
Plus, it’s already included in lots of banking and credit union apps! Visit zellepay.com to learn more about Zelle® and for more tips on how to send money safely.
Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
Did your bestie DM you on social with a random payment request? Call or text them to verify that it’s real! Hackers and scammers will sometimes pretend to be a friend or family member to gain your trust.
Digital payment platforms are an easy way to send money to people you know and trust. Whether you’re searching for a post-grad job or doing some thrifting, use this guide to make sure you know the top tips for sending money safely.
POV: You’re about to use a digital payment platform to send someone money. Before you hit “send,” take a minute to complete this checklist to protect yourself (and your cash).
Once you hit “send,” your money leaves your account and is sent to the recipient. If you wouldn’t be comfortable handing them cash IRL, consider another payment method.
The last thing you want is to accidentally send money to the wrong person because the username, phone number, or email you have is outdated or incorrect. When in doubt, double-check!
Was the request you received out of the blue? Don’t just pay right away! Even if you think it’s from someone you know, reach out to them to confirm it’s legit.
Sending money to a marketplace seller you’ve never purchased from before? Take some time to read the reviews. If they’re negative (or there aren’t any), you might want to consider using a payment method that has purchase protections.
If something feels off about a seller or payment request, it’s always better to be safe. You can always find another product to buy, but you can’t always get your money back!
Check the email address of the person requesting money, especially if they’re claiming to be from a well-known company or institution. A simple difference, such as using .net instead of .com can be a red flag for a scam.
Pay attention to urgency — if a stranger is insisting you send money ASAP, it could be a scammer trying to scare you into paying without thinking.
Keep an eye out for online marketplace listings that insist you pay using gift cards, money transfers, or digital payment platforms. These payment options are often irreversible, leaving you with no way to get your money back.
If an offer sounds too good to be true, it probably is. Super low ticket prices for a sold-out concert or a luxury item with a major discount should make you think twice.
Check the email address of the person requesting money, especially if they’re claiming to be from a well-known company or institution. A simple difference, such as using .net instead of .com can be a red flag for a scam.
Keep an eye out for online marketplace listings that insist you pay using gift cards, money transfers, or digital payment platforms. These payment options are often irreversible, leaving you with no way to get your money back.
Did your bestie DM you on social with a random payment request? Call or text them to verify that it’s real! Hackers and scammers will sometimes pretend to be a friend or family member to gain your trust.
Pay attention to urgency — if a stranger is insisting you send money ASAP, it could be a scammer trying to scare you into paying without thinking.
If an offer sounds too good to be true, it probably is. Super low ticket prices for a sold-out concert or a luxury item with a major discount should make you think twice.
Check the email address of the person requesting money, especially if they’re claiming to be from a well-known company or institution. A simple difference, such as using .net instead of .com can be a red flag for a scam.
Keep an eye out for online marketplace listings that insist you pay using gift cards, money transfers, or digital payment platforms. These payment options are often irreversible, leaving you with no way to get your money back.
Did your bestie DM you on social with a random payment request? Call or text them to verify that it’s real! Hackers and scammers will sometimes pretend to be a friend or family member to gain your trust.
Pay attention to urgency — if a stranger is insisting you send money ASAP, it could be a scammer trying to scare you into paying without thinking.
If an offer sounds too good to be true, it probably is. Super low ticket prices for a sold-out concert or a luxury item with a major discount should make you think twice.
Editor: Katy Gioeli • Designer: Addie Abujade
Producers: Katy Gioeli and Kenzie Kramer • Videographer: Jaclyn Rey
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