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2022

2024

2023

45%

79%

70%

Increased cost of debt

43%

39%

50%

Economic uncertainty in certain regions/globally

38%

18%

30%

Retrenchment of debt providers from our business/sector

14%

8%

2%

Commodity prices

12%

13%

9%

Under-capitalisation/capital adequcy requirements of banks

7%

5%

15%

Tax/regulatory issues

5%

8%

0%