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HUB Outlook 2025 Mid-Year Rate Report
Private Client
Personal Lines Marketplace
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Lean In. Seek Opportunity. Win Big.
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our Mid-Year
Rate Report
The insurance landscape continues to shift in 2025, shaped by economic uncertainty, inflation, natural disasters and evolving customer expectations. While some signs of stabilization are emerging, volatility remains and proactive risk management is more critical than ever.
HUB’s 2025 Mid-Year Rate Report, based on proprietary insurance premium data, provides detailed rate insights and guidance to help manage your total cost of risk. Our insights are informed by a national survey of insurance carriers, as well as interviews with HUB’s commercial brokers and risk services consultants across North America.
Select the report that fits your needs and prepare for what’s ahead with confidence.
Commercial Industry Reports
Includes 10 industry-specific reports with key rate trends and market insights. Learn how businesses are adapting to inflation, litigation and capacity challenges with stronger data and alternative risk strategies.
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Personal
Insurance Marketplace
Rate Report
Explores how tech, partnerships and human guidance are reshaping personal insurance and embedded experiences in a shifting consumer landscape. Explore how VIU by HUB delivers trusted, personalized coverage in a volatile market.
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Private Client Rate Report
Covers tightening capacity and increased underwriting scrutiny for luxury homes, autos and collections. Learn strategies to protect insurability and manage risk through proactive planning and mitigation.
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CA | EN
Private Client
Personal Lines Marketplace
Business Lines
HUB Outlook 2025 Mid-Year Rate Report
Private Client
Personal Lines Marketplace
Business Lines
Learn more about us. Visit hubinternational.com
Sitemap
Terms & Conditions
Privacy Statement
© 2025 HUB International Limited. 150 N Riverside Plaza, 17th Floor, Chicago, IL 60606. All rights reserved.
Subscribe
Keep pace with the latest trends.
Stay in the Know
US | EN
CA | EN
CA | FR
US | EN
Subscribe
Personal Lines Marketplace
Private Client
Commercial
Explore Rate Reports
