Profitability
Vitality
Resiliency
See what’s on the horizon in the
world of business insurance, employee
benefits and personal risk management so you
can achieve your goals.
The Big
Issues
It’s more important than ever to have
a plan to improve profitability, support the vitality of your people and build a more resilient future.
How it affects you
Analyze
Our HUB practice leaders share insights on what to expect in the world of risk, insurance and benefits.
Make a plan
Prepare
It’s more important than ever
to have a plan to manage constant disruption and uncertainty.
Learn more
Economic and social headwinds demand proactive risk management.
Recession predictions are all around you. Inflation, supply chain disruption and new COVID viral strains continue to challenge your business every day. To make matters even more complex, your employees want better pay and better benefits, requiring you to balance their needs with the bottom line.
This unprecedented disruption also extends to your business insurance and employee benefits, where costs are escalating due
to inflation, claims and a host of other issues that may appear to
be outside of your control.
However, there is some light at the end of the tunnel. The 2023 HUB International Outlook explores the proactive actions that businesses can take to manage risk and insurance more efficiently by:
Profitability
Learn more
Learn more
Agribusiness
Cannabis
Construction
Education
Employee Benefits & Retirement
Financial
Transportation
Real Estate
Nonprofit
Hospitality
Healthcare
Agribusiness - Read Now
Cannabis - Read Now
Scroll to explore our Outlooks
As uncertainty roils agribusiness, risk management will harvest success.
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Construction - Read Now
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Education - Read Now
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Financial - Read Now
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Healthcare - Read Now
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Hospitality - Read Now
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Private Client - Read Now
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Real Estate - Read Now
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Transportation - Read Now
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Entertainment & Sports - Read Now
Learn more
Learn more
Agribusiness
Cannabis
Construction
Education
Financial
Healthcare
Hospitality
Nonprofit
Real Estate
Entertainment & Sports
Transportation
Contact Us
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Now more than ever, the right strategies for managing risk, insurance and employee benefits can be the difference between surviving and succeeding in this tough business environment. Read our industry Outlooks for more insights on how to make a plan to weather these headwinds.
Working with your insurance broker to review alternative risk strategies such as captives, parametric risk transfer and self-insurance.
Making sure your property replacement values are up-to-date.
Implementing strategies that enable your organization to avoid losses and claims in the first place.
Maximizing your benefits program with budget-neutral strategies that support individual employee needs and boost productivity.
Supporting employee financial wellness and retirement readiness, so you can better control healthcare costs and succeed with succession planning.
People first: There’s no in between in today’s world.
Vitality
The risk of being left behind is real. Today’s employees expect their employers to support their health, safety and well-being. Investing in strategies that put your people first is good for your bottom line. Leaders who are proactive, creative and empathetic will win.
Read our Employee Benefits & Retirement Outlook for the latest insights on how to make your benefits more relevant.
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Giving employees a wider range of benefit options that are relevant to them — all without straining the company’s benefits budget and resources.
Offering financial education and guidance to employees of all ages to help them manage their debt and cope with inflation.
Ensuring that new and less-experienced workers get the onboarding and training they need to operate efficently and safely.
Cultivating a strong talent brand to support diversity and inclusion, and foster an overall sense of belonging and well-being.
The 2023 HUB International Outlook explores the critical importance of maintaining a vital and engaged workforce and reveals what forward-thinking employers are doing to boost their competitiveness.
We’ll explore how the following strategies are gaining traction at companies who are outperforming their peers in the race for talent:
You know that your organization’s success starts and ends with your people. But a lot of leaders are feeling tired and overwhelmed by the relentless challenge of record-setting resignations and the latest trend of “quiet quitting.” Without an engaged workforce, company profitability hangs in the balance with downstream impacts on customer service, reputation and safety.
One crisis is all it takes to destroy everything you’ve built. Now is the time to think and prepare so you can recover when the unexpected happens.
Read our industry Outlooks for business insights and our Private Client Outlook for personal risk management insights and, together, let’s make a plan.
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Seek the advice of specialists when it comes to cyber, flood and liability exposures. Not all risks are insurable. You need experts to help you identify smart alternatives.
Review all major business and life changes with your insurance broker, so your risk exposure can be properly assessed. Conduct insurance due diligence before making a major purchase.
Reduce the risk of lawsuits when you reduce your risk exposure. Once a claim gets into litigators’ hands, it’s much harder to control events, although a proactive litigation strategy involving claims professionals can help.
Build a workforce that’s resilient and can adapt to a changing world. Communicating more effectively with your team is the first step.
The risks get bigger and as losses mount, the availability and affordability of insurance shrinks.
The 2023 HUB International Outlook explores the critical importance of building resilience, from personal risk management to organizational resilience.
There’s no debate that the risks around us are substantial and growing. Stronger, more frequent natural disasters threaten communities and businesses, increasing in severity with each passing year.
Ransomware and cyberattacks have accelerated to the point where organizations and individuals are experiencing multiple incidents in a single year. And, mass shootings have become a horrific staple in our daily lives.
Understanding the
new reality of risk.
Resiliency
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HUB 2023
HUB 2023
Outlook
21%
Companies with the highest rates of employee engagement are
more profitable than their peers. Gallup
organizations plan to
increase their investments in building resilience. PWC
Seven
out of 10
Intuit QuickBooks Survey
45%
of business owners cite ‘rising costs’ as the largest threat to their business.
Resiliency
Vitality
Learn more
Profitability
This unprecedented disruption also extends to your business insurance and employee benefits, where costs are escalating due
to inflation, claims and a host of other issues that may appear to be outside of your control.
Recession predictions are all around you. Inflation, supply chain disruption and new COVID viral strains continue to challenge your business every day. To make matters even more complex, your employees want better pay and better benefits, requiring you to balance their needs with the bottom line.
Economic and social headwinds demand proactive risk management.
Profitability
Close
Close
Close
Close
We’ll explore how the following strategies are gaining traction at companies who are outperforming their peers in the race for talent:
Close
However, there is some light at the
end of the tunnel. The 2023 HUB International Outlook explores the proactive actions that businesses can take to manage risk and insurance more efficiently by:
Make a plan
How it affects you
Analyze
Entertainment & Sports
Transportation
Real Estate
Nonprofit
Hospitality
Healthcare
Financial
Education
Construction
Cannabis
Agribusiness
Private Client
Employee Benefits & Retirement
Private Client
Entertainment & Sports
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Employee Benefits & Retirement - Read Now
Cannabis
Construction
Agribusiness
Education
Transportation
Employee Benefits & Retirement
Real Estate
Private Client
Entertainment & Sports
Financial
Nonprofit
Healthcare
Hospitality
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Non Profit - Read Now
Construction
Education
Cannabis
Employee Benefits & Retirement
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Entertainment & Sports
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Real Estate
Financial
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It’s more important than ever to have
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© 2022 HUB International Limited. 150 N Riverside Plaza, 17th Floor, Chicago, IL 60606. All rights reserved.
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Industries
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Education
Entertainment & Sports
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Healthcare
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Head to hubinternational.com
to learn more about us.
CA | EN
CA | FR
Cannabis
Construction
Education
Entertainment & Sports
Financial
Healthcare
Hospitality
Nonprofit
Real Estate
Transportation
Agribusiness
Employee Benefits & Retirement
Private Client
Industries
Contact Us
CA | EN
CA | FR
Employee Benefits & Retirement
Private Client
Industries
Contact Us
Subscribe
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Keep pace with the latest trends
Stay In the Know
© 2022 HUB International Limited. 150 N Riverside Plaza, 17th Floor, Chicago, IL 60606. All rights reserved.
Privacy Statement
Terms & Conditions
Sitemap
Outlook Home
Industries
Agribusiness
Construction
Cannabis
Education
Entertainment & Sports
Financial
Healthcare
Hospitality
Real Estate
Transportation
Nonprofit
Employee Benefits & Retirement
Private Client
Go to HUB site
Head to hubinternational.com
to learn more about us.
The Big
Issues
