scroll down
- Van Hoang, Investment manager, Blackfinch Investments
The clearer market environment post-Brexit, as well as a tighter grip on the pandemic, creates an outlook conducive to increased listings on AIM.
22
94
20
6
96
3
Smaller stakes have little choice
Unfortunately, individual retail investors are unlikely to hold a large enough stake to change the outcome of these votes. But, on the other hand, in the vast majority of takeovers seen in the first half of 2021, there was a substantial bid premium where the share price increased during the offer period. The highest was an eye-watering 79%, although more commonly, it was in the lower, but still very pleasing 20% - 50% range.
The EIS universe today
EIS: The smart money goes north
Find the gems: The art of identifying and investing in resillient businesses
Three need-to-knows about knowledge-intensive-companies
EIS: A tool in the net zero journey, despite renewables ban
How the rise of healthtech is transforming our healthcare experience
Going for growth with EIS
EIS open offers jump by 24%
Regulation 2023: It's more than just Consumer Duty
EIS dealflow: Building pipelines for funding success
Bionic Arms for Ukrainian soldiers
Continuing professional development
About Intelligent Partnership
The BR universe today
Meet the Manager - Tom Lloyd-Jones, Zenzic Capital
Meet the Manager - Raymond Greaves, TIME Investments
Dispelling five myths about Business Relief
The inheritance tax net is widening and growing your estate planning business is a key opportunity
IHT planning: diversifying portfolios with social care
Managing AIM portfolios in times of market volatility
Why money really can grow on trees
Diversifying through SME finance: reducing risk in your Business Relief portfolio
Continuing Professional Development
Growth Investor Awards - Final call for entries
About Intelligent Partnership
n January 2020, real estate credit provider Zenzic Capital launched the Zenzic Estate Planning Service (‘ZEPS’) and entered the popular Business Relief (BR) / Inheritance Tax (IHT) market for the very first time.
Against a macroeconomic backdrop of rising IHT liabilities, the team witnessed a growing market opportunity for a new BR product to enter the scene that enabled investors to seek IHT shelter, which also presented a diversified offering away from some of the more prolific providers in the space.
Zenzic Capital are real estate specialists at the core and it is this deep sector expertise that sets them apart. ZEPS offers an attractive return to investors irrespective of the IHT savings, targeting an annual 6% rate of return, and well above the market average of 3-3.5%. This has been reflected in the team’s recent track record of performance. As always, and it goes without saying, past returns are no indicator of future performance.
In this ‘product in focus’ feature article we take a look at some of the distinct advantages that ZEPS can offer investors, and we also share an insightful Intelligent Partnership video interview with Zenzic Capital’s Managing Partner, Thomas Lloyd-Jones.
ZEPS aims to help investors find attractive, stable returns by investing in shares issued by companies whose subsidiaries will deploy capital into a diversified portfolio of loans to real estate companies secured against a wide range of real estate assets.
Product in focus: The Zenzic Estate Planning Service
I
What can we offer?
6% - Target annual rate of return
Asset-backed investment
£25,000 minimum investment
Growth &/or Income investment options
40% potential IHT saving
Bonus return profit share after fees
CASE STUDY
Zenzic completed a £1.1m mezzanine facility, provided through equity release to support an established SME housebuilder in a development project. This project included 25 units, featuring a mix of one commercial unit, 16 private units, and 8 affordable units.
Prior to executing the investment, Zenzic conducted a rigorous and comprehensive due diligence process spanning over three months. This exhaustive analysis encompassed an in-depth evaluation of the project's location, demographics, planning considerations and property valuations, as well as an assessment of the developer’s financial strength and the expertise of its management team. Zenzic’s risk management and mitigation analysis ensured a thorough understanding of potential challenges and allowed it to devise proactive strategies to safeguard the investors' interests.
In a remarkable nine months ahead of the maturity date, Zenzic successfully exited the investment. This exemplifies our commitment to diligently managing investments and proactively capitalising on favourable market conditions when prudent, to enhance returns for our valued investors.
This project marked Zenzic's second collaboration with the developer, following a highly successful debt offering in 2020, which was successfully redeemed in 2021.
PORTFOLIO CASE STUDY
Capital preservation
Diversified underlying portfolio secured against UK real estate
Access and control
Investors maintain access to and control of their investment where they can submit a request to withdraw capital at any time
Tax efficiency
Shelter investment from IHT through BR
Speed
Investments expected to benefit from BR after just two years
Loans mature with different repayment timelines creating natural liquidity in the portfolio
Operational liquidity
Experienced team
An extensive team of finance and real estate professionals with a strong track record
in conversation with Thomas Lloyd-jones
Watch now
Key features:
The adviser benefit of using client IHT planning scenarios
The BR Universe
The inheritance tax net is widening and growing your estate planning business is a key opportunity
Have smaller companies reached their turning point?
Downing - Meet the Manager
Inheritance Tax: The Future
Under the Bonnet: Focus on AIM
The adviser benefit of using client IHT planning scenarios
Product in focus: The Zenzic Estate Planning Service
About Intelligent Partnership
CASE STUDY
Zenzic completed a £1.1m mezzanine facility provided through equity release to support an established SME housebuilder, in a development project. This project included 25 units, featuring a mix of 1 commercial unit, 16 private units, and 8 affordable units.
Prior to executing the investment, Zenzic conducted a rigorous and comprehensive due diligence process spanning over three months. This exhaustive analysis encompassed an in-depth evaluation of the project's location, demographics, planning considerations, property valuations, as well as an assessment of the developer’s financial strength and the expertise of its management team. Zenzic’s risk management and mitigation analysis ensured a thorough understanding of potential challenges and allowed it to devise proactive strategies to safeguard the investors' interests.
In a remarkable nine months ahead of the maturity date, Zenzic successfully exited the investment. This exemplifies our commitment to diligently managing investments and proactively capitalising on favourable market conditions when prudent, to enhance returns for our valued investors.
This project marked Zenzic's second collaboration with the developer, following a highly successful debt offering in 2020, which was successfully redeemed in 2021.
PORTFOLIO CASE STUDY
Term:
Security:
LTGDV:
Exit:
24 months (18-month build and 6-month sale)
A full security package for a facility of this nature including a second legal charge over the land.
63%
Open market sale of all units.
zenziccapital.com
info@zenziccapital.com
Managing Partner,
Zenzic Capital
Thomas lloyd-jones
scroll down
n January 2020, real estate credit provider Zenzic Capital launched the Zenzic Estate Planning Service (‘ZEPS’) and entered the popular Business Relief (BR) / Inheritance Tax (IHT) market for the very first time.
Against a macroeconomic backdrop of rising IHT liabilities, the team witnessed a growing market opportunity for a new BR product to enter the scene that enabled investors to seek IHT shelter, which also presented a diversified offering away from some of the more prolific providers in the space.
Zenzic Capital are real estate specialists at the core and it is this deep sector expertise that sets them apart. ZEPS offers an attractive return to investors irrespective of the IHT savings, targeting an annual 6% rate of return, and well above the market average of 3-3.5%. This has been reflected in the team’s recent track record of performance. As always, and it goes without saying, past returns are no indicator of future performance.
In this ‘product in focus’ feature article we take a look at some of the distinct advantages that ZEPS can offer investors, and we also share an insightful Intelligent Partnership video interview with Zenzic Capital’s Managing Partner, Thomas Lloyd-Jones.
ZEPS aims to help investors find attractive, stable returns by investing in shares issued by companies whose subsidiaries will deploy capital into a diversified portfolio of loans to real estate companies secured against a wide range of real estate assets.
- Van Hoang, Investment manager, Blackfinch Investments
The clearer market environment post-Brexit, as well as a tighter grip on the pandemic, creates an outlook conducive to increased listings on AIM.
Product in focus: The Zenzic Estate Planning Service
I
Product in focus: The Zenzic Estate Planning Service
22
94
20
6
96
3
Smaller stakes have little choice
Unfortunately, individual retail investors are unlikely to hold a large enough stake to change the outcome of these votes. But, on the other hand, in the vast majority of takeovers seen in the first half of 2021, there was a substantial bid premium where the share price increased during the offer period. The highest was an eye-watering 79%, although more commonly, it was in the lower, but still very pleasing 20% - 50% range.
role,
Intelligent Partnership
By Thomas Lloyd-Jones, Managing Partner, Zenzic Capital
What can we offer?
6% - Target annual rate of return
Asset-backed investment
£25,000 minimum investment
Growth &/or Income investment options
40% potential IHT saving
Bonus return profit share after fees
CASE STUDY
Zenzic completed a £1.1m mezzanine facility, provided through equity release to support an established SME housebuilder in a development project. This project included 25 units, featuring a mix of one commercial unit, 16 private units, and 8 affordable units.
Prior to executing the investment, Zenzic conducted a rigorous and comprehensive due diligence process spanning over three months. This exhaustive analysis encompassed an in-depth evaluation of the project's location, demographics, planning considerations and property valuations, as well as an assessment of the developer’s financial strength and the expertise of its management team. Zenzic’s risk management and mitigation analysis ensured a thorough understanding of potential challenges and allowed it to devise proactive strategies to safeguard the investors' interests.
In a remarkable nine months ahead of the maturity date, Zenzic successfully exited the investment. This exemplifies our commitment to diligently managing investments and proactively capitalising on favourable market conditions when prudent, to enhance returns for our valued investors.
This project marked Zenzic's second collaboration with the developer, following a highly successful debt offering in 2020, which was successfully redeemed in 2021.
PORTFOLIO CASE STUDY
Term:
Security:
LTGDV:
Exit:
24 months (18-month build and 6-month sale)
A full security package for a facility of this nature including a second legal charge over the land.
63%
Open market sale of all units.
Capital preservation
Diversified underlying portfolio secured against UK real estate
Access and control
Investors maintain access to and control of their investment where they can submit a request to withdraw capital at any time
Tax efficiency
Shelter investment from IHT through BR
Speed
Investments expected to benefit from BR after just two years
Loans mature with different repayment timelines creating natural liquidity in the portfolio
Operational liquidity
Experienced team
An extensive team of finance and real estate professionals with a strong track record
in conversation with Thomas Lloyd-jones
Key features:
zenziccapital.com
info@zenziccapital.com
Managing Partner, Zenzic Capital
Thomas lloyd-jones
Watch now