You can quickly switch out imagery without losing its placement and animations by right-clicking on the image and selecting "Replace Image". This will ensure it is placed in the correct layer and location and also apply any animations that were on the original image.
Once you create one question, you can easliy duplicate it for the other sections by selecting all of the elements in the layers panel and use the keyboard shortcut CMD + C to copy and CMD + V to paste.
We used a final hotspot with a unique interaction to reset the quiz. To accomplish this we have an interaction to show all of the "Content" layers, and hide all of the "Correct" and "Wrong" layers.
Each question is made up of 3 different layer groups - 1 for content, 1 for if they answer the question correctly, and 1 for if they get the question wrong. Simply set up the hotspots to show the "wrong" layer group for the incorrect answers, and the "correct" layer group for the right answers.
To achieve the cascading text effect in this section, we created four different text boxes and then used a "Fade in Up" animation with a small delay difference between the objects.
Pro tip: Easily copy and paste animations by right clicking on the animated object and selecting "Copy Animation".
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Templates - Tech Quiz
This quiz template is a great way to get your customers interacting with your content in a fun and interesting way. You can serve up different pieces of information based on their answers all without needing to know a line of code.
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You’re right, the answer is A.
True or false? Medicare enrollment is simply automatic for everyone once they turn 65.
Get started!
Ready for Medicare?
If you’re already getting benefits from Social Security, you will be automatically enrolled in Medicare Parts A and B starting the first day of the month you turn 65. If you haven’t yet claimed Social Security, enrollment in Medicare isn’t automatic, and you’ll have to take action to sign up. When you’re first eligible for Medicare, you have a seven-month enrollment period to sign up for Part A and/or Part B that begins three months before the month you turn 65.
Most people should enroll in Part A when they’re first eligible, but some people may choose to delay Part B. (See next question). If neither you nor your spouse has health coverage through a current employer, you should sign up for both Parts A and B.
Start by browsing the official Medicare site, Medicare.gov and its “Get started with Medicare” section.
Read the “Medicare & You” handbook — updated annually and available to download in a number of formats, at Medicare.gov/medicare-and-you.
Get help navigating Medicare choices with free personalized resources and unbiased guidance through the State Health Insurance Assistance Program in your area, at Shiptacenter.org.
© May 2020 The Kiplinger Washington Editors Inc.
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Question 1/12
Question 1/12
Question 1/10
Sorry, the answer is A.
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If you’re already getting benefits from Social Security, you will be automatically enrolled in Medicare Parts A and B starting the first day of the month you turn 65. If you haven’t yet claimed Social Security, enrollment in Medicare isn’t automatic, and you’ll have to take action to sign up. When you’re first eligible for Medicare, you have a seven-month enrollment period to sign up for Part A and/or Part B that begins three months before the month you turn 65.
Most people should enroll in Part A when they’re first eligible, but some people may choose to delay Part B. (See next question). If neither you nor your spouse has health coverage through a current employer, you should sign up for both Parts A and B.
Question 2/12
You’re right, the answer is B.
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If you (or your spouse) are still working and have health coverage through a current job, the size of your employer determines whether you can delay Part A and Part B without having to pay a penalty if you choose to enroll later. Here are the rules:
• If your employer has less than 20 employees, you usually must sign up for Medicare Parts A and B at age 65. For most small employers, Medicare generally becomes primary coverage at age 65—and an employer’s coverage is secondary.
• If your employer has 20 or more employees, you don’t have to sign up while you or your spouse is still working. Most people still sign up for Part A because it’s free, but they may decide to opt out of Part B while they’re covered by their employer’s health insurance.
When you leave your job and your coverage ends, however, you have eight months to sign up for Part B without incurring a stiff penalty—in the form of permanently higher premiums that last throughout retirement for as long as you have Part B.
Question 2/12
Sorry, the answer is B.
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If you (or your spouse) are still working and have health coverage through a current job, the size of your employer determines whether you can delay Part A and Part B without having to pay a penalty if you choose to enroll later. Here are the rules:
• If your employer has less than 20 employees, you usually must sign up for Medicare Parts A and B at age 65. For most small employers, Medicare generally becomes primary coverage at age 65—and an employer’s coverage is secondary.
• If your employer has 20 or more employees, you don’t have to sign up while you or your spouse is still working. Most people still sign up for Part A because it’s free, but they may decide to opt out of Part B while they’re covered by their employer’s health insurance.
When you leave your job and your coverage ends, however, you have eight months to sign up for Part B without incurring a stiff penalty—in the form of permanently higher premiums that last throughout retirement for as long as you have Part B.
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Question 3/12
You’re right, the answer is C.
There are two main ways to get your Medicare coverage—Original Medicare (Parts A and B) or a Medicare Advantage Plan (known as Part C), which are plans offered by private companies that contract with Medicare to provide Parts A and B benefits. Some Original Medicare participants also choose to purchase supplemental insurance (Medigap) or prescription drug coverage (Part D). Note: Most Medicare Advantage plans provide prescription coverage, but some do not.
Question 3/12
Sorry, the answer is C.
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Question 4/12
Sorry, the answer is E.
It’s all of the above. Original Medicare doesn’t cover some of the things you may be used to from an employer-sponsored group health insurance plan. Here’s a quick list of what is generally covered per part:
• Part A, hospital insurance, covers inpatient stays and hospice care.
• Part B, medical insurance, covers most doctors’ visits, tests, outpatient care, and medical supplies.
• Part C, the private insurance alternative to Original Medicare
(known as Medicare Advantage), offers medical services through either HMO- or PPO-like settings.
• Part D, the prescription drug plan, covers the prescription medications listed in the plan’s formulary.
Question 5/12
You’re right, the answer is B.
While Medicare does cover the lion’s share of enrollees’ medical costs, most parts come with their own premium. Part A is premium-free (if you or your spouse paid Medicare taxes while working for a certain amount of time). But you will be responsible for the Part B premium, which if you’re collecting Social Security, will be automatically deducted from your monthly benefit. The base rate for Part B costs $144.60 per month for most people in 2020, although surcharges for high-income earners can push that monthly premium higher.
What’s more, Parts A and B also have annual deductibles, as do some of the Medicare Advantage and Part D prescription drug plans. In addition, depending on the type of plan you choose, coinsurance and co-pays may also apply to covered services.
Question 5/12
Sorry, the answer is B.
While Medicare does cover the lion’s share of enrollees’ medical costs, most parts come with their own premium. Part A is premium-free (if you or your spouse paid Medicare taxes while working for a certain amount of time). But you will be responsible for the Part B premium, which if you’re collecting Social Security, will be automatically deducted from your monthly benefit. The base rate for Part B costs $144.60 per month for most people in 2020, although surcharges for high-income earners can push that monthly premium higher.
What’s more, Parts A and B also have annual deductibles, as do some of the Medicare Advantage and Part D prescription drug plans. In addition, depending on the type of plan you choose, coinsurance and co-pays may also apply to covered services.
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Question 6/12
You’re right, the answer is C.
With Original Medicare you can go to any doctor who accepts Medicare. But with Medicare Advantage plans you usually need to use health care providers, doctors and facilities that participate in that specific plan’s network. Some plans will provide additional out-of-network coverage, but this can be limited.
Question 6/12
Sorry, the answer is C.
With Original Medicare you can go to any doctor who accepts Medicare. But with Medicare Advantage plans you usually need to use health care providers, doctors and facilities that participate in that specific plan’s network. Some plans will provide additional out-of-network coverage, but this can be limited.
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Question 7/12
You’re right, the answer is B.
Medicare generally doesn’t cover the type of custodial care given in nursing homes —such as help with everyday activities like bathing, dressing and meals. But it will cover medically necessary services provided in a skilled nursing facility—within limits. A three-day minimum inpatient hospital stay for a related illness or injury triggers this coverage, which only lasts for up to 100 days, with the first 20 days fully covered and days 21-100 requiring a daily co-pay. After 100 days, you’re responsible for the cost.
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Question 7/12
Sorry, the answer is B.
Medicare generally doesn’t cover the type of custodial care given in nursing homes —such as help with everyday activities like bathing, dressing and meals. But it will cover medically necessary services provided in a skilled nursing facility—within limits. A three-day minimum inpatient hospital stay for a related illness or injury triggers this coverage, which only lasts for up to 100 days, with the first 20 days fully covered and days 21-100 requiring a daily co-pay. After 100 days, you’re responsible for the cost.
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Question 8/12
You’re right, the answer is A.
Original Medicare doesn’t include an out-of-pocket spending limit for services covered under Parts A and B. But Medicare Advantage plans do. For Medicare-covered services in 2020, Medicare Advantage plans are required to have an out-of-pocket limit of $6,700 for in-network costs. If your plan lets you use out-of-network providers, you’ll usually have a higher limit.
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Question 8/12
Sorry, the answer is A.
Original Medicare doesn’t include an out-of-pocket spending limit for services covered under Parts A and B. But Medicare Advantage plans do. For Medicare-covered services in 2020, Medicare Advantage plans are required to have an out-of-pocket limit of $6,700 for in-network costs. If your plan lets you use out-of-network providers, you’ll usually have a higher limit.
Question 9/12
You’re right, the answer is B.
False. In fact, every year during open enrollment season you have the chance to review your Medicare plan and change, add or drop coverages. It’s important to reevaluate if plan coverages no longer meet your needs or you find a more cost-effective choice. Every year between Oct. 15 and Dec. 7, you have the option to:
• Switch your Original Medicare plan to a Medicare Advantage Plan
• Swap one Medicare Advantage Plan for another
• Change your Medicare Part D prescription drug coverage
And if you’re enrolled in a Medicare Advantage plan, you may make these changes between Jan. 1 and March 31 each year:
• Make a change to a different Medicare Advantage Plan
• Switch back to Original Medicare (although your options for supplemental coverage may be limited)
• Join a Medicare Part D prescription drug plan
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Question 9/10
Sorry, the answer is B.
False. In fact, every year during open enrollment season you have the chance to review your Medicare plan and change, add or drop coverages. It’s important to reevaluate if plan coverages no longer meet your needs or you find a more cost-effective choice. Every year between Oct. 15 and Dec. 7, you have the option to:
• Switch your Original Medicare plan to a Medicare Advantage Plan
• Swap one Medicare Advantage Plan for another
• Change your Medicare Part D prescription drug coverage
And if you’re enrolled in a Medicare Advantage plan, you may make these changes between Jan. 1 and March 31 each year:
• Make a change to a different Medicare Advantage Plan
• Switch back to Original Medicare (although your options for supplemental coverage may be limited)
• Join a Medicare Part D prescription drug plan
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Question 10/12
You’re right, the answer is B.
Medicare generally doesn’t cover health care while you’re traveling outside the US. There are some exceptions, including cases where Medicare may pay for services you get while on board a ship within the territorial waters adjoining US lands.
If you buy a Medicare Supplement Insurance (or Medigap) policy, which helps pay some of the health care costs that Original Medicare doesn’t cover, your plan may provide foreign travel emergency health care coverage when you travel outside the US. These policies are sold by private companies.
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Question 4/12
You’re right, the answer is E.
It’s all of the above. Original Medicare doesn’t cover some of the things you may be used to from an employer-sponsored group health insurance plan. Here’s a quick list of what is generally covered per part:
• Part A, hospital insurance, covers inpatient stays and hospice care.
• Part B, medical insurance, covers most doctors’ visits, tests, outpatient care, and medical supplies.
• Part C, the private insurance alternative to Original Medicare
(known as Medicare Advantage), offers medical services through either HMO- or PPO-like settings.
• Part D, the prescription drug plan, covers the prescription medications listed in the plan’s formulary.
Go to next question...
Question 10/12
There are two main ways to get your Medicare coverage—Original Medicare (Parts A and B) or a Medicare Advantage Plan (known as Part C), which are plans offered by private companies that contract with Medicare to provide Parts A and B benefits. Some Original Medicare participants also choose to purchase supplemental insurance (Medigap) or prescription drug coverage (Part D). Note: Most Medicare Advantage plans provide prescription coverage, but some do not.
Go to next question...
Sorry, the answer is B.
Medicare generally doesn’t cover health care while you’re traveling outside the US. There are some exceptions, including cases where Medicare may pay for services you get while on board a ship within the territorial waters adjoining US lands.
If you buy a Medicare Supplement Insurance (or Medigap) policy, which helps pay some of the health care costs that Original Medicare doesn’t cover, your plan may provide foreign travel emergency health care coverage when you travel outside the US. These policies are sold by private companies.
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You did it!
3 resources to learn more
TRY AGAIN
The closer you get to retirement, the more important it becomes to understand Medicare. How familiar are you with the fundamentals? Review these 12 questions and get the answers before you become eligible at age 65, so you can plan accurately, learn about coverage options and avoid costly missteps.
True, but only if you’re already collecting Social Security.
A.
B.
False, because you’re always required to personally enroll.
I plan to keep working a year or two past age 65—and continue my health coverage under my employer’s plan. So, I can wait to sign up for Medicare after I leave my job, correct?
Question 2/12
B.
Yes, in certain circumstances.
C.
No, don’t wait.
Which of the following services is not typically covered by Medicare?
Question 4/12
A.
Dental care
A.
Yes, that’s correct.
A.
Yes, that’s correct.
B.
Routine eye exams and eyeglasses
C.
Hearing aids
D.
Massage therapy
E.
All of the above
B.
False
True or false? Medicare is always free.
Question 5/12
A.
When it comes to a choice of providers under Medicare plans, which of the following is correct?
Question 6/12
B.
Medicare Advantage is the “new” Medicare, which replaces Original Medicare.
C.
Original Medicare and Medicare Advantage are the two main choices every retiree has for receiving their Medicare benefits.
What’s the deal with Original Medicare vs. Medicare Advantage?
I thought there was only one overall “Medicare.”
Question 3/12
A.
Original Medicare is what used to be available to retirees born before 1950.
True
A.
If you have Original Medicare, you can
see any provider you want that takes
Medicare and accepts Medicare patients.
B.
If you have a Medicare Advantage plan, you may have to stick to the doctors that participate in the plan’s network.
C.
Both A and B.
Medicare will help cover the cost of a nursing home stay for any reason and for any length of time, if I should ever need it.
Question 7/12
B.
No, there are limits.
A.
Yes, that’s right.
Most employer-based and private health insurance plans have an annual limit on out-of-pocket costs that enrollees are required to pay. Original Medicare doesn’t have this, does it?
Question 8/12
B.
Yes, it does.
A.
No, it does not.
B.
False
True or false? Once I sign up for the Medicare coverage I think I need, my choices are locked in for the rest of my retirement.
Question 9/12
A.
True
I plan to travel a lot more in retirement. Will my Medicare travel with me—that is, cover any medical needs if I venture abroad?
Question 10/12
A.
Yes, you’re covered no matter where you are.
B.
No, Medicare covers you here in the US.
B.
No, sorry, you can’t.
I still have substantial savings stashed in the Health Savings Account (HSA) that I opened years ago. Can I use any of that money to help pay for some of the costs I’m going to be responsible for under Medicare?
Question 11/12
A.
Yes, you can.
A.
What medical benefits are most important and valuable to me and my health situation now?
B.
How does the cost of each plan compare with other plans that have the same benefits?
C.
How much can I realistically afford to spend to pay for premiums, deductibles, copays and coinsurance?
D.
How important is it to have access to my existing doctors or health care facilities?
To identify the best Medicare options for me, I should think about:
Question 12/12
E.
All of the above.
A knowledge test for pre-retirees
Question 11/12
You’re right, the answer is A.
While contributions to an HSA must end once Medicare kicks in, you can withdraw your HSA money to help pay Medicare premiums, deductibles, copayments and coinsurance amounts (but not for Medigap premiums).
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Question 11/12
Sorry, the answer is A.
While contributions to an HSA must end once Medicare kicks in, you can withdraw your HSA money to help pay Medicare premiums, deductibles, copayments and coinsurance amounts (but not for Medigap premiums).
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Question 12/12
You’re right, the answer is E.
You should consider all these issues and more when deciding on the right Medicare coverage for you. Because Medicare will be an important part of your retirement, it deserves some advance planning and careful evaluation.
Continue for more resources...
Question 12/12
Sorry, the answer is E.
You should consider all these issues and more when deciding on the right Medicare coverage for you. Because Medicare will be an important part of your retirement, it deserves some advance planning and careful evaluation.
Continue for more resources...