You can quickly switch out imagery without losing its placement and animations by right-clicking on the image and selecting "Replace Image". This will ensure it is placed in the correct layer and location and also apply any animations that were on the original image.
Once you create one question, you can easliy duplicate it for the other sections by selecting all of the elements in the layers panel and use the keyboard shortcut CMD + C to copy and CMD + V to paste.
We used a final hotspot with a unique interaction to reset the quiz. To accomplish this we have an interaction to show all of the "Content" layers, and hide all of the "Correct" and "Wrong" layers.
Each question is made up of 3 different layer groups - 1 for content, 1 for if they answer the question correctly, and 1 for if they get the question wrong. Simply set up the hotspots to show the "wrong" layer group for the incorrect answers, and the "correct" layer group for the right answers.
To achieve the cascading text effect in this section, we created four different text boxes and then used a "Fade in Up" animation with a small delay difference between the objects.
Pro tip: Easily copy and paste animations by right clicking on the animated object and selecting "Copy Animation".
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Templates - Tech Quiz
This quiz template is a great way to get your customers interacting with your content in a fun and interesting way. You can serve up different pieces of information based on their answers all without needing to know a line of code.
Verify licensing status and investor complaints about registered securities firms and brokers by searching FINRA’s BrokerCheck at https://brokercheck.finra.org.
Search https://www.investor.gov/ for an investment professional’s background and registration status, including certain disciplinary actions.
Find your state securities regulator at www.nasaa.org to access extensive employment, disciplinary and registration information about a broker or investment advisor.
Check out commodities, futures or foreign exchange dealers at www.nfa.futures.org/basicnet.
Use the SEC’s Edgar database to research securities at www.sec.gov/edgar.shtml.
Research bond offerings on FINRA’s Market Data Center at
finra-markets.morningstar.com/BondCenter.
Try Again
Question 4/9
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D. All these red flags should prompt concern
Unusually high rates of return typically indicate a high-risk investment. Investigate all risk-free promises; legitimate investments aren’t guaranteed against loss. Pushing to “invest now” is a high-pressure tactic used to get money before investors can change their minds or seek more information.
The correct answer is...
Sorry, that's the wrong answer!
Question 2/9
Which of the following phrases might spark concern about an investment?
Question 2/9
Go to next question...
Some financial seminars are legitimate.
But a year-long probe by federal and state regulators of 110 securities firms and branch offices offering free-lunch seminars found that 100% of them were instead sales presentations; 50% featured exaggerated or misleading claims; and 36% involved either unsuitable or fraudulent recommendations. Investment advice seminars prompt the most complaints to federal consumer watchdogs than any other type of investment-related fraud.
That's the
correct answer!
Go to next question...
B. Probably pass, because there’s no such thing as a “free” lunch
Some financial seminars are legitimate.
But a year-long probe by federal and state regulators of 110 securities firms and branch offices offering free-lunch seminars found that 100% of them were instead sales presentations; 50% featured exaggerated or misleading claims; and 36% involved either unsuitable or fraudulent recommendations. Investment advice seminars prompt the most complaints to federal consumer watchdogs than any other type of investment-related fraud.
The correct answer is...
Sorry, that's the wrong answer!
Sign up and enjoy, because your club has a good reputation when it comes to sponsoring events
Your golfing club is hosting a “Financial Endurance Seminar for High Net Worth Investors.” It’s billed as a “strategy workshop” by a local independent
agent and includes a free luncheon.
You choose to:
Get started!
investment Fraud?
Warning Signs of
Can You Spot The
Eight in 10 investors have been solicited for a potentially fraudulent financial offer, according to research by the FINRA Investor Education Foundation.
You can reduce your risk of becoming a victim by brushing up on the most frequent scams and questionable tactics aimed at investors. Test your fraud-detection skills with the following nine-question quiz.
A
Probably pass, because there’s no such thing as a “free” lunch
B
Consider it as a way to swap investing ideas among golf buddies
C
Risk-free and guaranteed against loss
B
Must invest now to get best deal
C
High rate of return
A
All of the above
D
B. Probably pass, because there’s no such thing as a “free” lunch
Question 1/9
Question 2/9
That's the correct answer!
Unusually high rates of return typically indicate a high-risk investment. Investigate all risk-free promises; legitimate investments aren’t guaranteed against loss. Pushing to “invest now” is a high-pressure tactic used to get money before investors can change their minds or seek more information.
D. All these red flags should prompt concern
Go to next question...
It might be legitimate, why not investigate?
B
Yes, it’s a scam
A
Your coworker leaves a story from a national newspaper on your desk about an investment opportunity in “prime bank” financial instruments issued by the world's top 50 banks. The pitch claims that the opportunity is “guaranteed by the World Bank and trades in overseas markets" and will "generate monthly returns of 20% to 200%.” Is this a scam or not?
Sorry, that's the wrong answer!
The correct answer is...
Whenever you hear or read the term “prime bank,” watch out. This is one of the oldest scams in the book. Criminals go to great lengths to make their pitches sound legitimate. They sometimes claim that regulatory officials would deny knowledge of such financial instruments, according to the SEC. The reality is these financial instruments don't exist.
A. Yes, it's a scam
Go to next question...
That's the correct answer!
Whenever you hear or read the term “prime bank,” watch out. This is one of the oldest scams in the book. Criminals go to great lengths to make their pitches sound legitimate. They sometimes claim that regulatory officials would deny knowledge of such financial instruments, according to the SEC. The reality is these financial instruments don't exist.
A. Yes, it's a scam
Go to next question...
Question 6/9
Who is the most likely victim of investment fraud?
A single man near retirement age who’s expecting pension income
B
A widowed, elderly woman reliant on Social Security income
C
A single, middle-aged woman with a college education and a high income
A
A married, middle-aged man with college-level education and a moderate income
D
Question 6/9
That's the correct answer!
Contrary to popular belief, investment victims tend to be male, married, have some college education and make $50,000 or more, according to the AARP Foundation National Fraud Victim Study.
D. A married, middle-aged man with college-level education and a moderate income
Go to next question...
Question 6/9
Sorry, that's the wrong answer!
The correct answer is...
Go to next question...
No, the broker’s probably just busy and hasn’t had a chance to follow up with the paperwork
B
Yes, because this might be an illegal pitch for unregistered securities
A
You’re checking out a new stock that
a broker recommended, so you asked for some information in writing for you to review. The broker sent you
a few notes on the security by email, but official documentation hasn’t materialized. Should you be worried?
Sorry, that's the wrong answer!
The correct answer is...
Go to next question...
That's the
correct answer!
A. Yes, because this might be an illegal pitch for unregistered securities
Go to next question...
Question 8/9
“I’ll give you a break on my commission if you invest.” This is an example of:
The reciprocity tactic
B
A normal, give-and-take negotiation
C
A great deal
A
Question 8/9
That's the correct answer!
Reciprocity is a frequent persuasion tactic used by investment fraudsters. The idea is to make you feel obliged to return a favor by offering you a gift or other incentive in the hopes of landing a big payoff.
B. The reciprocity tactic
Go to next question...
Question 8/9
Sorry, that's the
wrong answer!
The correct answer is...
Go to next question...
A pump and dump scheme
B
Phantom riches
A
You see a press release about a major deal between a young renewable energy company in Texas and a giant South American energy consortium. Industry experts are quoted, saying the deal is the first of many for this breakthrough start-up. The stock is priced extremely low, and a barrage of Tweets indicate that trading activity is ramping up. This could be an example of:
Question 9/9
Sorry, that's the wrong answer!
The correct answer is...
Pump and dump stock scams typically involve smaller, unknown companies, and their goal is to deceptively inflate the price of a stock through false and misleading hype – which creates fake demand. If investors buy in, the price jumps until the fraudsters dump their shares by selling them at peak prices. After the hype ends, the price falls dramatically – often leaving the unknowing investors with worthless stock.
B. A pump and dump scheme
Continue for more information
That's the correct answer!
Continue for more information
Question 4/9
Sorry, that's the wrong answer!
The correct answer is...
Investor fraud routinely follows on the heels of natural disasters, according to FINRA. Although some communication you may receive could be true, much of it could simply be exploiting weather events to hype questionable opportunities. FINRA cautions investors to be wary of sky-high price targets or claims of super-fast growth, and to be skeptical of facts or sources bolstering claims of a potential price run-up. Mentions of contracts with federal agencies or well-known companies are red flags. Don’t be swayed when everyday corporate developments, such as contracting with a supplier, are presented as major events.
B. Continue to ignore the unsolicited pitches based on your suspicions that the claims are inflated
Go to next question...
Question 4/9
That's the correct answer!
B. Continue to ignore the unsolicited pitches based on your suspicions that the claims are inflated
Go to next question...
Every year during hurricane season, you get a few texts and emails touting stocks associated with clean-up, rebuilding and natural disaster technology. The potential sounds solid – with major companies and federal government agencies mentioned prominently. You think it over and decide to:
Continue to ignore the unsolicited pitches based on your suspicions that the claims are inflated
B
Consider taking a chance on what may be a one-time opportunity
A
Investor fraud routinely follows on the heels of natural disasters, according to FINRA. Although some communication you may receive could be true, much of it could simply be exploiting weather events to hype questionable opportunities. FINRA cautions investors to be wary of sky-high price targets or claims of super-fast growth, and to be skeptical of facts or sources bolstering claims of a potential price run-up. Mentions of contracts with federal agencies or well-known companies are red flags. Don’t be swayed when everyday corporate developments, such as contracting with a supplier, are presented as major events.
Keeping up with the Joneses
B
Social consensus
A
“I’ve looked it over and honestly, everyone’s getting in on this one. You know Carrie and Craig from church? They’ve invested.”
This is an example of:
Sorry, that's the wrong answer!
The correct answer is...
Con artists will often use the social con-sensus tactic to commit affinity fraud.
It relies on the fact that some people are more likely to invest in something if others they know and trust are doing it. Affinity fraud often targets members of the same religious or professional group. By leading you to believe that other savvy investors
and friends are already on board, fraudsters try to persuade you into handing over your funds, too.
A. Social consensus
Go to next question...
That's the
correct answer!
A. Social consensus
Go to next question...
An honest tip
C
Contrary to popular belief, investment victims tend to be male, married, have some college education and make $50,000 or more, according to the AARP Foundation National Fraud Victim Study.
D. A married, middle-aged man with college-level education and a moderate income
With a few exceptions, securities must be registered with regulators before being offered to the public. In the case of a stock or mutual fund, that registration will include documentation called a prospectus; for bonds, it will include an offering circular
or statement. Both will have important information about the risks of the in-vestment and the financial health of
the issuer. If your broker doesn’t send
the information, look for it in the SEC’s electronic database, called EDGAR, at https://www.sec.gov/edgar.shtml.
For bonds, check the bonds section
of FINRA’s Market Data Center, at finramarkets.morningstar.com/BondCenter.
A. Yes, because this might be an illegal pitch for unregistered securities
Reciprocity is a frequent persuasion tactic used by investment fraudsters. The idea is to make you feel obliged to return a favor by offering you a gift or other incentive in the hopes of landing a big payoff.
B. The reciprocity tactic
An opportunity to get in on the alternative energy market
C
Pump and dump stock scams typically involve smaller, unknown companies, and their goal is to deceptively inflate the price of a stock through false and misleading hype – which creates fake demand. If investors buy in, the price jumps until the fraudsters dump their shares by selling them at peak prices. After the hype ends, the price falls dramatically – often leaving the unknowing investors with worthless stock.
B. A pump and dump scheme
6 resources to help protect investors from fraud
© July 2019 The Kiplinger Washington Editors Inc.
With a few exceptions, securities must be registered with regulators before being offered to the public. In the case of a stock or mutual fund, that registration will include documentation called a prospectus; for bonds, it will include an offering circular
or statement. Both will have important information about the risks of the in-vestment and the financial health of
the issuer. If your broker doesn’t send
the information, look for it in the SEC’s electronic database, called EDGAR, at https://www.sec.gov/edgar.shtml.
For bonds, check the bonds section
of FINRA’s Market Data Center, at finramarkets.morningstar.com/BondCenter.
1
2
3
2
3
4
4
Financial Fraud and Fraud Susceptibility in the United States, FINRA Investor Education Foundation, September 2013.
Report of Examinations of Securities Firms Providing “Free Lunch” Sales Seminars, SEC, NASAA and FINRA, 2007.
Consumer Sentinel Network Data Book, Federal Trade Commission, 2018.
National Fraud Victim Study, AARP Foundation, 2011.
1
2
3
4
Sources: FINRA, SEC, FTC, NASAA, AARP, Investor Protection Trust, Kiplinger.com.
•
YOU DID IT!
NOW LEARN MORE.
•
•
•
•
•
Question 1/9
Question 1/9
Question 3/9
Question 3/9
Question 3/9
Question 5/9
Question 5/9
Question 5/9
Question 7/9
Question 7/9
Question 7/9
Question 9/9
Question 9/9
Question 9/9
Con artists will often use the social con-sensus tactic to commit affinity fraud.
It relies on the fact that some people are more likely to invest in something if others they know and trust are doing it. Affinity fraud often targets members of the same religious or professional group. By leading you to believe that other savvy investors
and friends are already on board, fraudsters try to persuade you into handing over your funds, too.
Unusually high rates of return typically indicate a high-risk investment. Investigate all risk-free promises; legitimate investments aren’t guaranteed against loss. Pushing to “invest now” is a high-pressure tactic used to get money before investors can change their minds or seek more information.
4
1
Question 1/9
Question 1/9
Some financial seminars are legitimate. But a year-long probe
by federal and state regulators of 110 securities firms and branch offices offering free-lunch seminars found that 100% of them were instead sales presentations; 50% featured ex-aggerated or misleading claims;
and 36% involved either unsuitable
or fraudulent recommendations. Investment advice seminars prompt the most complaints to federal consumer watchdogs than any other type of investment-related fraud.
B. Probably pass, because there’s no such thing as a “free” lunch
3
2
3
2
Whenever you hear or read the term “prime bank,” watch out.
This is one of the oldest scams in the book. Criminals go to great lengths to make their pitches sound legitimate. They sometimes claim that regulatory officials would deny knowledge of such financial instruments, according to the SEC. The reality is these financial instruments don't exist.
Investor fraud routinely follows on the heels of natural disasters, according to FINRA. Although some communication you may receive could be true, much of it could simply be exploiting weather events to hype questionable opportunities. FINRA cautions investors to be wary of sky-high price targets or claims of super-fast growth, and to be skeptical of facts or sources bolstering claims of a potential price run-up. Mentions of contracts with federal agencies or well-known companies are
red flags. Don’t be swayed when every-
day corporate developments, such as contracting with a supplier, are presented as major events.
Con artists will often use the social consensus tactic to commit affinity fraud. It relies on the fact that some people are more likely to invest in something if others they know and trust are doing it. Affinity fraud often targets members of the same religious or professional group. By leading you to believe that other savvy investors and friends are already on board, fraud-sters try to persuade you into handing over your funds, too.
Contrary to popular belief, investment victims tend to be male, married, have some college education and make $50,000 or more, according to the AARP Foundation National Fraud Victim Study.
4
With a few exceptions, securities must be registered with regulators before being offered to the public. In the case of a stock
or mutual fund, that registration will include documentation called a prospectus; for bonds, it will include an offering circular
or statement. Both will have important information about the risks of the investment and the financial health of the issuer. If your broker doesn’t send the information, look for it in the SEC’s electronic database, called EDGAR, at https://www.sec.gov/edgar.shtml. For bonds, check the bonds section
of FINRA’s Market Data Center, at
finra-markets.morningstar.com/BondCenter.
Pump and dump stock scams typically involve smaller, unknown companies, and their goal is to deceptively inflate the price of a stock through false and misleading hype – which creates fake demand. If investors buy in, the price jumps until the fraudsters dump their shares by selling them at peak prices. After the hype ends, the price falls dramatically – often leaving the un-knowing investors with worthless stock.