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Learn all about the LGA way of doing business with this comprehensive walkthrough of our process—from application through approval. You’ll also find useful links and contacts to help you every step of the way.

Horizon ProNavigator Advisor Essentials

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A little about

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A little about

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Completing the 

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Completing the

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Underwriting

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Underwriting

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Issuing 

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Issuing

Frequently asked questions 

Download FAQs 

Download this quick-reference document for fast answers to the topics financial professionals ask about most.

Useful links 

Product resources 

OPTerm Product Spec sheet 

Term Rider Spec sheet 

Child Rider Spec sheet 

Process resources 

Benefits of the Horizon Experience

Registering for Partner Dashboard

Click the links below to review information about our products and our digital process, as well as download marketing materials to share with your clients. 

Campaigns in a Box

OPTerm Brochure

Client-facing materials

Get started today 

Browse through the useful links below or log into Advisor Hub.

* Must be registered for Partner Dashboard

Advisor Hub

Advisor Hub

Useful links

Useful links

The Horizon Experience 

Our ticket-through-issue digital platform saves paper and paperwork while giving you the flexibility to send applications on your own schedule in as little as a few minutes. And it’s optimized for your smartphone. 

Basic steps of the process 

Once payment is made online, the policy is issued digitally and commission is generated

Your client receives a secure email link to review and accept the offer 

Either directly to the client or to your agency first, depending on agency preferences

Instant, lab-free, lab-only, or medical-evidence decisions made as quickly as possible 

By your client directly, agent assisted, or through our telephone interview team

Through our Partner Dashboard, your agency process, direct link, or third-party platform 

Let’s create brighter futures together 

A little about our approach

Help your clients get approved and covered quickly with our advanced life insurance technology that’s easy to use, provides fast cycle times, and demands less from your clients up front. 

Scroll to continue

Log into Partner Dashboard

Access client-ready campaigns

Learn about our products

Next page

Previous page

Let’s create brighter futures together 

A little about our approach

Help your clients get approved and covered quickly with our advanced life insurance technology that’s easy to use, provides fast cycle times, and demands less from your clients up front. 

Scroll to continue

Useful links

A little about our approach

Completing the application

Underwriting the case

Issuing the policy

Main menu

LGA training hub

Payment/issue

Review offer

Offer sent 

Underwriting decision 

Complete the application

Drop a ticket 

More information