45+
40
35
30
20
15
25
10
+10
+5
+15
+20
0
5
Accumulation
Year before retirement
Year into retirement
Decumulation
Stage 1
Growth
Stage 2
Approaching Retirement
Stage 3
Retirement
0%
10%
20%
40%
30%
50%
60%
80%
70%
90%
100%
Select a year circle above to view more detail figures below
0%
0%
0%
0%
15%
0%
18%
10%
57%
0%
0%
0%
0%
15%
0%
18%
10%
57%
0%
1%
1%
1%
8%
1%
18%
10%
60%
1%
10%
7%
13%
7%
6%
9%
5%
42%
2%
18%
11%
24%
13%
10%
0%
0%
22%
2%
22%
10%
29%
10%
9%
0%
0%
18%
2%
26%
9%
35%
7%
8%
0%
0%
15%
2%
29%
8%
40%
4%
7%
0%
0%
11%
2%
29%
8%
40%
4%
7%
0%
0%
11%
Cash