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45+

40

35

30

20

15

25

10

+10

+5

+15

+20

0

5

Accumulation

Year before retirement

Year into retirement

Decumulation

Stage 1  

Growth

Stage 2

Approaching Retirement

Stage 3

Retirement

0%

10%

20%

40%

30%

50%

60%

80%

70%

90%

100%

Select a year circle above to view more detail figures below

0%

0%

0%

0%

15%

0%

18%

10%

57%

0%

0%

0%

0%

15%

0%

18%

10%

57%

0%

1%

1%

1%

8%

1%

18%

10%

60%

1%

10%

7%

13%

7%

6%

9%

5%

42%

2%

18%

11%

24%

13%

10%

0%

0%

22%

2%

22%

10%

29%

10%

9%

0%

0%

18%

2%

26%

9%

35%

7%

8%

0%

0%

15%

2%

29%

8%

40%

4%

7%

0%

0%

11%

2%

29%

8%

40%

4%

7%

0%

0%

11%

Cash