1. Violent events
1. Violent events
FBI data shows increases in violent events over the past 20 years. Public entities should be prepared for the unthinkable.
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2. Strained
resources
2. Strained
resources
From teachers to first responders, staffing shortages are impacting public entities in every state, while budgets are on the decrease.
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3. Law enforcement
changes
Critical trends like hiring challenges and shifts in public perception are
impacting police officers and the government entities that employ them.
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3. Law enforcement
changes
4. Driver shortages
4. Driver shortages
More than 70 percent of transit agencies have reported cuts or delays
in service due to worker shortages, while school bus drivers remain in critically short supply.
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In our 2023 Public Entities Risk Trends infographic, we’re tracking the top challenges facing schools and government agencies. See what’s on our industry experts’ radar, and find out how the right insurance provider can help public entities to better manage these risks.
5. Bullying
Research shows bullying can have serious, long-term effects on victims, making bullying awareness and prevention a top priority for schools.
5. Bullying
6. Sexual
misconduct
With growing risks related to sexual misconduct, public entities should have an established procedure to manage accusations and investigations.
6. Sexual
misconduct
7. Cyberattacks and
ransomware
According to the 2023 Security Report, cyberattacks are at an all-time high.
Public entities remain particularly vulnerable.
7. Cyberattacks and
ransomware
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8. Aging
infrastructure
Across the U.S., a water main breaks every two minutes, 43 percent of roads are in poor or mediocre condition, and 53 percent of school districts report the need to update building systems.
8. Aging
infrastructure
9. Property
valuation
Shifting economic conditions and rising construction costs mean public entities should ensure property values are accurately reflected on insurance policies.
9. Property
valuation
10. Biometrics
States are enacting new laws
to regulate biometric privacy.
Public entity administrators should ensure compliance to help avoid potentially costly lawsuits.
10. Biometrics
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11. Increased
litigation
In 2022, the EEOC filed 73,485 workplace discrimination charges against public and private entities. A keen eye on compliance can help minimize the risk to your organization.
11. Increased
litigation
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about these emerging
1. U.S. Department of Justice. Active Shooter Incidents 20-Year Review, May 2021.
2. Education Week Special Report, June 15, 2022
3. Five Critical Trends Impacting Law Enforcement in 2022 – Cops Alive | Police Wellness and Resilience to Stress – Career Survival
4. America’s Bus Driver Shortage Has Left Transit Systems in Crisis – Bloomberg
5. Liberty Mutual: Bullying at school: 5 reasons to prioritize prevention
6. Liberty Mutual: Mitigating the risks of sexual misconduct in education
7. 2023 Security Report: Cyberattacks reach an all-time high in response to geo-political conflict, and the rise of ‘disruption and destruction’ malware – Check Point Research
8. America’s Infrastructure Report Card 2021 | GPA: C-
9. Liberty Mutual: More accuracy, less risk: The benefits of regular property valuation
10. National Conference of State Legislatures.
11. Employers Should Note These Workplace Litigation Trends for 2021 (shrm.org)
Learn more
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risk trends for schools and government entities, plus strategies to identify and help mitigate risks facing your organization.
resources
risk trends for schools and government entities, plus strategies to identify and help mitigate risks facing your organization.
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2. Strained resources
3. Law enforcement changes
6. Sexual misconduct
7. Cyberattacks and ransomware
8. Aging infrastructure
9. Property valuation
11. Increased litigation