Market continues to price in rate cuts
5%
4%
3%
2%
1%
0%
Oct-23, 5.00%
Dec-25, 2.44%
Bank of Canada policy rate
Forward policy rate expectation
Jan-22 Apr-22 July-22 Oct-22 Jan-23 Apr-23 Jul-23 Oct-23 Jan-24 Apr-24 July-24 Oct-24 Jan-25 Apr-25 July-25 Oct-25
Source: Bloomberg, Mackenzie Investments. Data as at January 31, 2025.