Group Personal Excess Liability
Protect yourself and covered family members from financial loss.
BDO provides all active partners, designated directors, and designated retired partners the option to continue and/or purchase additional Group Personal Excess Liability (Personal Umbrella) insurance as part of the company group benefits program.
The advantages of this group program include:
• Simplified underwriting requirements
• Access to higher coverage limits
• Premium group pricing
• A customized personal risk review and report
Purchase coverage
Why are these coverages important?
Download the Program Overview for more details.
About your personal excess "umbrella" liability benefit
Although limited coverage is typically included in a homeowners, renters, or auto policy, it is rarely enough if there is a significant lawsuit. Personal excess liability insurance provides coverage if you are sued for personal injury, bodily injury, or property damage.
Average liability jury awards in the U.S.
are over $2.4 million.
Uninsured/Underinsured Motorist (UM/UIM) coverage provides protection if you, your family, or passengers in your car are injured by a driver who is uninsured or does not have enough insurance. This coverage also protects you if you are struck by a car as a pedestrian or involved in a hit-and-run accident.
Approximately
1 in 8 drivers
are uninsured.
Download the Program Overview to learn more about coverage details and explore options which may be available to you.
Personal excess liability insurance offers additional protection for damages and costs that you are legally obligated to pay to another party due to bodily injury, property damage, or personal injury, such as libel or slander.
This insurance covers what you or a covered family member may be liable for beyond the limits of liability provided by your primary auto, homeowners, renters, recreational vehicle, motorcycle and watercraft insurance policies.