Group Personal Excess Liability
Protect yourself and covered family members from financial loss.
Your company is offering you access to group personal excess liability coverage as part of your benefits program.
The advantages of participating in this group program include:
• Simplified underwriting requirements,
• Access to higher coverage limits, and
• Premium group pricing.
Enroll through your benefits site
Why are these coverages important?
Download the Program Overview for more details.
About your personal excess liability benefit.
Although limited coverage is typically included in a homeowners, renters, or auto policy, it is rarely enough if there is a significant lawsuit. Personal excess liability insurance provides coverage if you are sued for personal injury, bodily injury, or property damage.
Average liability jury awards in the U.S.
are over $2.4 million.
Uninsured/Underinsured Motorist (UM/UIM) coverage provides protection if you, your family, or passengers in your car are injured by a driver who is uninsured or does not have enough insurance. This coverage also protects you if you are struck by a car as a pedestrian or involved in a hit-and-run accident.
Approximately
1 in 8 drivers
are uninsured.
Download the Program Overview to learn more about coverage details and explore options which may be available to you,
including Uninsured/Underinsured Motorist (UM/UIM) coverage and Employment Practices Liability Insurance (EPLI).
Personal excess liability insurance offers additional protection for damages and costs that you are legally obligated to pay to another party due to bodily injury, property damage, or personal injury, such as libel or slander.
This insurance covers what you or a covered family member may be liable for beyond the limits of liability provided by your primary auto, homeowners, renters, recreational vehicle, motorcycle and watercraft insurance policies.
Selecting the Program Overview will bring up a dialog box to download and save a PDF.
Selecting the Program Overview will bring up a dialog box to download and save a PDF.
