Group Personal Excess Liability (PEXL) Insurance
Protect yourself and your covered family members from financial loss.
JPMorganChase is offering access to PEXL coverage as part of your benefits program.
The advantages of participating include:
Simplified underwriting requirements
Access to higher coverage limits versus what you may be able to secure with an individual policy
Liability estimator tool to help you determine how much coverage you may need based on your circumstances
Complimentary personal risk review and report
Why is PEXL coverage important?
Download the program overview
Your PEXL benefit advantages
Uninsured/Underinsured Motorist (UM/UIM) coverage provides protection if you, your family, or passengers in your car are injured by a driver who is uninsured or does not have enough insurance. This coverage also protects you if you are struck by a car as a pedestrian or involved in a hit-and-run accident.
1 in 3 drivers are either uninsured or underinsured.
Download the Program Overview to learn more about coverage details and explore options which may be available to you, including UM/UIM coverage.
PEXL insurance—often referred to as umbrella coverage—offers additional protection for damages and costs that you are legally obligated to pay to another party due to bodily injury, property damage, or personal injury, such as libel or slander.
This insurance covers what you or a covered family member may be liable for beyond the limits of liability provided by your primary auto, homeowners, renters, recreational vehicle, motorcycle, and watercraft insurance policies.
Learn more about two real-world examples by selecting each headline.
Download the program overview
This rise in liability claims is largely due to enormous jury awards and inflation. Your current home, auto, and watercraft limits may not be enough if you're involved in a lawsuit. A personal excess policy can help fill gaps.
Liability claims in the U.S. have surged by 57%.
New updates for 2025
New updates for 2025
Need help?
For general PEXL coverage inquiries or questions, contact PEXL COE at 855-426-1380 (Mon-Fri, 8 am-8 pm, ET) or email JPMC.PEXL@MMC.com
For a full risk and insurance review, please submit this form.
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Need help?
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