Underlying Insurance Limits
One of the conditions of the GPEL insurance policy requires you to maintain a minimum amount of underlying limits.
Personal Liability: Home
Minimum amount of underlying liability insurance:
$300,000 personal injury and property damage
If you do not maintain the minimum limits as summarized, you may have a gap in coverage, and in some instances, the excess liability coverage will not apply.
See your Program Overview for policy details.
Watercraft
Auto Liability
This includes all vehicles you or your family members own or rent, or have
furnished for longer than 60 consecutive days.
Minimum amount of underlying liability insurance:
Registered vehicles (including motorhomes)
$250,000 / $500,000 or $300,000 / $300,000 bodily injury and $100,000
property damange; or $300,000 combined single limit
See your Program Overview for policy details.
Auto
Home
Watercraft
Auto
Home
Watercraft
Auto
Home
Watercraft
Auto
Watercraft
Auto
Home
Watercraft
Home
If you do not maintain the minimum limits as summarized, you may have a gap in coverage, and in some instances, the excess liability coverage will not apply.
Unregistered vehicles
$300,000 bodily injury and property damage
Uninsured motorist/Underinsured motorist (UM / UIM)
$250,000 / $500,000 or $300,000 / $300,000 bodily injury or $300,000
combined single limit
Watercraft
Auto
Home
Auto
Home
See your Program Overview for policy details.
If you do not maintain the minimum limits as summarized, you may have a gap in coverage, and in some instances, the excess liability coverage will not apply.
Watercraft Liability
This includes all watercrafts you or your family members own or rent, or have furnished for longer than 30 consecutive days.
Minimum amount of underlying liability insurance:
Watercrafts under 26' and 50 horsepower or less
$300,000 bodily injury and property damange
Watercrafts 26' up to 70' or greater than 50 engine rated hp
$500,000 bodily injury and property damage
(Watercraft coverage is subject to additional policy exclusions)