Group Personal Excess Liability
Protect yourself and covered family members from lawsuits.
Bristol Myers Squibb is offering you access to group personal excess liability coverage as part of your benefits program.
The advantages of participating in this group program include:
• Premium group pricing,
• Access to higher coverage limits, and
• Simplified underwriting requirements.
Enroll through your benefits site
Why are these coverages
important?
Download:
Program
overview
About your personal excess
liability benefit.
Although limited coverage is typically included in a homeowners, renters, or auto policy, it is rarely enough if there is a significant lawsuit. Personal excess liability insurance provides coverage if you are sued for personal injury, bodily injury, or property damage.
Average liability settlements in the US are nearly $2 million.
Uninsured/Underinsured Motorist (UM/UIM) coverage provides protection if you, your family,
or passengers in your car are injured by a driver
who is uninsured or does not have enough insurance. This coverage also protects you if you
are struck by a car as a pedestrian or involved in
a hit-and-run accident.
Approximately
1 in 8 drivers
are uninsured.
Download the Program Overview to learn more about coverage details and explore your additional options, including Uninsured/Underinsured Motorist (UM/UIM) coverage and Employment Practices Liability Insurance (EPLI).