When compared to other natural disasters, flooding is one of the costliest and most frequent events
FEMA estimates that 99% of U.S. counties have experienced a flood event
All 50 U.S. states have experienced presidentially declared flood disasters
Melting snow or ice, or ice jams from freezing
Storm surge from hurricanes and other storms.
Earthen dam or levee breach.
Mudflow flooding after a wildfire, seismic, or geological event
Floods have multiple causes beyond isolated weather events:
Most homeowners will qualify for NFIP coverage, and having NFIP coverage in place can make it easier to purchase a high limit excess flood policy from a private insurer. With the combined coverage, you can be confident your assets are protected if a flood occurs at your home.
Where it can rain, it can flood. Protect your home with a flood policy, which typically costs less than a cup of coffee per day.
Is NFIP Right for You?
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Don't underestimate your vulnerability to flooding.